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                                                            View the online version.


                                                              Close more loans with


                                                              through Credit Plus

Dear <Company Name>,

Fifty million consumers are ineligible for mortgages because they don’t have “traditional”
lines of credit; however, a vast majority of those consumers are creditworthy. Qualifying
more applicants can spell new business for you – crucial in today’s environment. Contact
Credit Plus, Inc. today to learn how you can evaluate more applicants through Payment
Reporting Builds Credit (PRBC) Reports – and build your business in the process!


PRBC Reports through Credit Plus
can help you assess prospective
borrowers’ creditworthiness by:                                                                     Learn more about
 • Accessing consumer bill payment data
                                                                                                   using PRBC Reports
   from creditors and financial institutions.                                                       by registering for free
                                                                                                    Credit Plus University.
 • Verifying – in less time – tradeline
   
                                                                                                    Online classes are held Mondays
   accounts and up to three years’ worth
                                                                                                    and Wednesdays at 1 p.m. EST.
   of prior payments for recurring monthly
   bills not reflected in credit reports. This                                                      To register for a class, click on
   allows lenders to mitigate fraud.                                                                the Credit Plus University logo.

 • Building credit files based on traditional
   
   credit reports, combined with non-
   traditional payment types such as
   rent and utility expenses.

 • Incorporating recent FICO®
   
   Expansion™ and alternative credit
   scores to uncover signs of risk.

 • Meeting Fannie Mae, Freddie Mac, FHA,
   
   MGIC and top U.S. lenders’ requirements.



                Increase your business today!
                Contact your Credit Plus sales representative Name
                at 800.258.3488, ext. # or Email and request a
                free demonstration on using Credit Plus’ PRBC Reports.




creditplus.com | beyondbundled@creditplus.com | 800.258.3488
31550 Winterplace Parkway, Salisbury, MD 21804
© 2008 Credit Plus, Inc.


                           Team                            Project Details              Specs                         Notes
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                       FINAL SIGNOFF please initial  date: ____________ cw ____________ CD ____________ PM ____________ AM ____________ SM
Having trouble viewing this email?
                                                     View the online version.


                                                       Close more loans with


                                                       through Credit Plus

Dear Company Name,

Fifty million consumers are ineligible for mortgages because they don’t have “traditional”
lines of credit; however, a vast majority of those consumers are creditworthy. Qualifying
more applicants can spell new business for you – crucial in today’s environment. Contact
Credit Plus, Inc. today to learn how you can evaluate more applicants through Payment
Reporting Builds Credit (PRBC) Reports – and build your business in the process!

PRBC Reports through Credit Plus can help you assess
prospective borrowers’ creditworthiness by:

 • Accessing consumer bill payment data from creditors and financial institutions.
   

 • Verifying – in less time – tradeline accounts and up to three years’
   
   worth of prior payments for recurring monthly bills not reflected
   in credit reports. This allows lenders to mitigate fraud.

 • Building credit files based on traditional credit reports, combined with
   
   non-traditional payment types such as rent and utility expenses.

 • Incorporating recent FICO® Expansion™ and alternative
   
   credit scores to uncover signs of risk.

 • Meeting Fannie Mae, Freddie Mac, FHA, MGIC and top U.S. lenders’ requirements.
   



     Learn more about using PRBC                                                         To register for a class, click on
                                                                                         the Credit Plus University logo.
     Reports by registering for
     free Credit Plus University.
     Online classes are held Mondays and
     Wednesdays at 1 p.m. EST.




              Increase your business today!
              Contact your Credit Plus sales representative Name
              at 800.258.3488, ext. # or Email and request a
              free demonstration on using Credit Plus’ PRBC Reports.




                                                creditplus.com | beyondbundled@creditplus.com | 800.258.3488
                                                31550 Winterplace Parkway, Salisbury, MD 21804
                                                © 2008 Credit Plus, Inc.


                    Team                            Project Details              Specs                          Notes
                    Date: 3/25/2008                 Name: Email Blast
                                                                                Ink Colors: RGG                Concept 2. Fonts Used: Verdana. Unsubscribe
                    Prod. Mgr.: Teri Saeed          Stage: Creative Review       Dimensions flat: 640px wide    info to be placed in email sending service.
                    Acct. Mgr.: Amy Hansen          File Name: CP-175_concepts   Dimensions folded: n/a         Online version link to be made active by client
                    Artist: Anthoula Harrison                                    Software: Indesign CS3         due to variable info in email.
                    FINAL SIGNOFF please initial  date: ____________ cw ____________ CD ____________ PM ____________ AM ____________ SM

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