1. Private Lending Secured Hassle-Free Superior Yields

2. Too Good To Be True? No! To borrow money from “hard money” lenders, we have to pay 12.5% interest 3.5 points up front (=3.5%) $1,1096 processing fee. $375 appraisal fee Borrowing from you at 10% saves usclose to 7%.

3. Welcome Our company is Ultimate Venture LLC, founded in January 2010. We acquire, rehab and sell homes by buying for cash. The corporate partners are David Stuard and Sheila Kirkland. On all REO’s Banks only accept cash, no financing, only cash. This is why we ask you to join us

4. Introductions David Stuard, manager Sheila Kirkland, partner, financial manager Eric Townsend, Esq., Attorney Anne Clark, Director of Operations Lorraine Wright, Chief Property Analyst James McKinney, Accountant

5. Why “Ultimate” Venture? We feel that real estate provides: The ultimatelong-term appreciation. The ultimatelong-term security.

6. Thanks for coming. Are you tired of Low Bank Rates? You can do much better than Bank CD’s. Learn today how you can make10% on your money.

7. Bank CD Rates (approx.)

8. How Does Your Bank Make Money? They take in Money for CDs (Yours). Then they lend the money out at a higher rate of interest to other people to buy houses.(We’re eliminating the bank, offering private lending.)

9. Private Lending Program Overview To buy houses, we prefer to borrow money directly from private individuals such as you. We pay you 10% to use your money. We save almost 7% by not having to borrow from hard money lenders. This is a win-win situation.

10. Private Lending ProgramHow it Works We locate a property we want to buy. We contact you and invite you to invest in this property. Your funds will be wired directly to a trust account by you and only you. Upon entering escrow, your funds will be transferred directly to an escrow account. At close of escrow, you will receive the first or second trust deed to the property. When the property is sold your principal and interest is wired back to you.

11. Documents Securing Your Investment Trust Deed on the Property and a promissory note. Title Insurance. Hazard Insurance (fire, theft, etc.) Written Appraisal before the renovation. Written appraisal after the renovation.

12. Primary Investor Example:$200,000 Loan $200,000 x 10% annual interest = $6,666.67 for 120 days (4 mo.) You receive a first trust deed and a promissory note. Principal and interest are wired back to you at close of sale after rehab. You may repeat the cycle.

13. Secondary Investor Example:$50,000 - $100,000 $50,000 x 10% annual interest = $1,666.67 for 120 days (4 mo.) You will receive a second trust deed and a promissory note. Principal and interest are wired back to you at close of sale after rehab. You may repeat the cycle.

14. How Can We Buy Houses So Far Below Market Value? Our specialty is “distressed” houses that usually require major renovation. We see value in homes that others don’t see. We buy directly from banks who desperately need to sell these homes. We buy homes at foreclosure auctions. We pay cash.

15. Money we borrow is no more than 75% of the value of the home after renovation. This gives you additional security, because we don’t over-leverage the property. Your BIGGEST Concern:Protection of Principal

16. There is always Plenty of Equity Above Your Investment. $300,000 ARV 25% cushion $225,000 Maximum Loan (75% of ARV) This provides a 25% cushion for the investor.

17. How We Make Sure the House Sells If a home does not sell within 60 days of close of escrow, we do the following: Offer a substantial incentive bonus to the agent to sell the house. Reduce the selling price. A reduction of up to 25% would still recover the investment – because we buy only houses that give us a cushion (discount) when we buy them.

18. What Happens to My Investment if David Dies? The property will be sold and you will receive your principal and interest as agreed. Your loan is still secured by the property. This will be spelled out in your contract.

19. Other sources of funds:IRA Money You can invest your IRA funds in real estate and protect your profit from taxes. It’s simple and easy. A financial institution that offers this program is located in Irvine, CA:Entrust Group, Irvine, (949) 788-2970

21. Do you have a Whole Life Insurance Policy? Borrow your Cash Value, which is now earning low CD rates of return. Invest the funds with Ultimate Venture LLC to buy real estate with us. Earn 10% on your investment.

22. Our Competitive Advantage Buying with cash. Buying REO’s directly from banks. Buying Foreclosures at trustee sales. Buying in working class neighborhoods where the residents have jobs. Using quality materials, such as granite, resulting in “like-new” homes. Putting “For Sale By Owner” signs up as soon as the front yardis presentable. We pay neighbors an incentive bonus for referring potential buyers.

23. Who Sells Us Houses? Banks Auctions – at court house steps. Private Individuals REO* Listing Agents Realtors*REO = Real estate owned by a bank.

24. Why San Diego? Best for entry-level homes. One of the “ten best places to live” in California. Perfect weather year-round.

25. Company Growth Plans Purchase 3-4 homes a month. Expand into multi-family units and small apartment buildings. Offer Lease Options and buy rental properties. Commercial properties for long-term cash flow.

26. How to Find Us Location: 2400 Via Mariposa West, Suite 1C Laguna Woods, CA 92637 Phone (949) 340-0290 Fax (949) 340-2516 Email: davidstuard@gmail.com Website: UltimateVentureLLC.com

27. Houses Purchased Three of our 31 completed projects are featured on our website. All projects were profitable. The pages include financial information, such as purchase price, rehab cost, and sale prices.