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MOTOR INSURANCE CERTIFICATE CUM POLICY SCHEDULE
MISCELANEOUS CLASS D VEHICLES PACKAGE POLICY -
                   ZONE C


Policy No          :     233508/31/2012/5461                        Prev Policy No      :-

Cover Note No       :    chd-d475391                                Cover Note Dt     : 05/03/2012 00:00
Insured's Code     :      48042428                                 Issue Office Code : 233508
Insured's Name     :      SH RAM PAL SINGH                         Issue Office Name : BO NABHA

Address             :    S/O SH RAM DASS VILL BALHRA    Address                       : PATIALA GATE , NABHA
                         PO KHERA DISTT FATEHGARH SAHIB


                                                                                         PATIALA PUNJAB 147201
Tel /Fax /Email         : / / NA                                    Tel /Fax /Email   : 01765-222618 / 222618 /
                                                                                        nk.taneja@orientalinsurance.co.in,23350
                                                                                        8@orientalinsurance.co.in
Agent/Broker Details
Dev.Off.Code : NA0000006209 DIRECT
Agent/Broker        : BA0000111652 SH JOGINDER SINGH
Address             : ROSE AVENUE PATIALA,PATIALA,PATIALA,PUNJAB,147201
Tel/Fax/Email       : 9417606686/9417606686/9417606686/NA

Period of Insurance : FROM 00:00 ON 05/03/2012 TO MIDNIGHT OF 04/03/2013
Collection No & Dt       : CSH 2122006456 - 27/03/2012
Gross Premium            : 5,832               Service Tax : 601           Stamp Duty        :    .5       Total    : 6,433
Geographical Area : INDIA                                            Area Extension :


                                                    Particulars of Insured Vehicle:
Registration              Engine No                                                               Year Of Seating Cap    Cubic
Mark & Place              Chassis No          Make                 Type of Body         G. V. W     Manf (Incl Driver) Capacity

NEW                      PY3029D302454        JOHN DEERE           TRACTOR                             2012 1 + 1                30
-                        PY5204B015737        TRACTOR 30HP


Limitations as to Use
 The Policy covers use only under a permit within the meaning of the Motor Vehicle Act 1988 or such a carriage falling under
 Sub-section 3 of Section 66 of the Motor Vehicles Act 1988.

 1      Use only for agricultural and forestry purposes. The Policy does not cover (1) Use for hire or reward or for racing pace
        making reliability trial or speed testing. (2) Use for the carriage of passengers for hire or reward. (3) Use whilst drawing
        a greater number of trailers in all than is permitted by law

Driver's Clause

Any person including the insured , Provided that a person driving holds an effective driving license at the time of the accident

Place : PATIALA                                                                            For and on behalf of
                                                                              The Oriental Insurance Company Ltd.
Date    : 27/03/2012
  All the Amounts mentioned in this policy are in Indian Rupees                              Authorised Signatory Page 1 of 3

               Now you can buy and renew selected policies online at www.orientalinsurance.org.in
Attached to and forming part of policy number 233508/31/2012/5461

and is not disqualified from holding or obtaining such a license., Provided also that the person holding an effective Learner's
license may also drive the vehicle * * and that such a person satisfies the requirements of Rule 3 of the Central Motor
Vehicles Rules, 1989". ** When the vehicle is used for transport of goods add the following words : - when not used for the
transport of goods at the time of the accident ** When the vehicle is used for transport of passengers add the following words:
- when not used for the transport of passengers at the time of the accident

Limit of Liability
Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988.
Under Section II-1 (ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000
P.A. Cover under Section III for Owner - Driver (CSI)       : Rs. 0

                                                   Insured's Declared Value (IDV)

         For the          For Trailers      Non Electrical            Electrical         Value of CNG             Total Value
         Vehicle                             Accessories            Accessories               LPG Kit

        5,35,000                                                                                                      5,35,000


                                                     SCHEDULE OF PREMIUM

                              A. OWN DAMAGE                                                 B. LIABILITY

BASIC OD COVER                                           6,366.50    ADD :BASIC TP COVER                             1,350.00
LESS :UNDERWRITER DISCOUNT                               1,273.00    BASIC TP TOTAL                                  1,350.00
BASIC OD TOTAL                                           4,456.50    ADD :LL TO EMPLOYEES-IMT-29                         25.00
OD TOTAL                                                 4,457.00    TP TOTAL                                        1,375.00
MOTOR TOTAL OD                                           4,457.00    TOTAL PREMIUM                                   5,832.00
                                                                     ADD :SERVICE TAX                                  601.00
                                                                     STAMP DUTY                                           0.50
                                                                     TOTAL AMOUNT                                    6,433.00

Deductibles under Section-I : Compulsory Deductible of 0.5% of IDV of the vehicle subject to a minimum of Rs.2000/-

Subject to IMT Endorsement Printed herein/attached to : IMT-29 , IMT-23 , IMT-6
(Details of IMT Endorsements and GR also available on internet TAC website www.tac.org.in)

Hypothecation Agreement with:                   KOTAK MOHINDRA BANK LTD

Hire Purchase/Lessor Agreement with: -

In the event of a claim under the policy exceeding Rs.1lac or a claim for refund of premium exceeding Rs1lac,the insured
will comply with the provisions of the AML policy of the Company.The AML policy is available in all our operating Offices as
well as company's website.

The insurance under this policy is subject to conditions, clauses, warranties, exclusions, IMTs and OIC
endorsements mentioned herein above which are available on Company's website: www.orientalinsurance.org.in or
on demand from the policy issuing office




Place : PATIALA                                                                            For and on behalf of
                                                                              The Oriental Insurance Company Ltd.
Date   : 27/03/2012
 All the Amounts mentioned in this policy are in Indian Rupees                               Authorised Signatory Page 2 of 3

              Now you can buy and renew selected policies online at www.orientalinsurance.org.in
Attached to and forming part of policy number 233508/31/2012/5461




Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy
shall be void abinitio (from inception).
I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in
accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988.
25% will be deducted from Claim Amount in the absence of Spot Survey.
Claim for theft of vehicle not payable if theft not reported to company within 48 hours of its occurrence.
No claim is admissible if driving license is found fake or is not valid,whether or not in the knowledge of the insured.
In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands
at BO NABHA on 27-MAR-12



 IMPORTANT NOTICE
 The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with thisSchedule.Any payment
 made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 is
 recoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY".
                                                                                       For and on behalf of
                                                                             The Oriental Insurance Company Ltd.
  Entered By        :   Mukhtiar Singh

  Examined By      :    N.K. Taneja
                                                                                            Authorised Signatory




Place : PATIALA                                                                       For and on behalf of
                                                                         The Oriental Insurance Company Ltd.
Date   : 27/03/2012
 All the Amounts mentioned in this policy are in Indian Rupees                          Authorised Signatory Page 3 of 3

               Now you can buy and renew selected policies online at www.orientalinsurance.org.in

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233508 31 2012_5461

  • 1. MOTOR INSURANCE CERTIFICATE CUM POLICY SCHEDULE MISCELANEOUS CLASS D VEHICLES PACKAGE POLICY - ZONE C Policy No : 233508/31/2012/5461 Prev Policy No :- Cover Note No : chd-d475391 Cover Note Dt : 05/03/2012 00:00 Insured's Code : 48042428 Issue Office Code : 233508 Insured's Name : SH RAM PAL SINGH Issue Office Name : BO NABHA Address : S/O SH RAM DASS VILL BALHRA Address : PATIALA GATE , NABHA PO KHERA DISTT FATEHGARH SAHIB PATIALA PUNJAB 147201 Tel /Fax /Email : / / NA Tel /Fax /Email : 01765-222618 / 222618 / nk.taneja@orientalinsurance.co.in,23350 8@orientalinsurance.co.in Agent/Broker Details Dev.Off.Code : NA0000006209 DIRECT Agent/Broker : BA0000111652 SH JOGINDER SINGH Address : ROSE AVENUE PATIALA,PATIALA,PATIALA,PUNJAB,147201 Tel/Fax/Email : 9417606686/9417606686/9417606686/NA Period of Insurance : FROM 00:00 ON 05/03/2012 TO MIDNIGHT OF 04/03/2013 Collection No & Dt : CSH 2122006456 - 27/03/2012 Gross Premium : 5,832 Service Tax : 601 Stamp Duty : .5 Total : 6,433 Geographical Area : INDIA Area Extension : Particulars of Insured Vehicle: Registration Engine No Year Of Seating Cap Cubic Mark & Place Chassis No Make Type of Body G. V. W Manf (Incl Driver) Capacity NEW PY3029D302454 JOHN DEERE TRACTOR 2012 1 + 1 30 - PY5204B015737 TRACTOR 30HP Limitations as to Use The Policy covers use only under a permit within the meaning of the Motor Vehicle Act 1988 or such a carriage falling under Sub-section 3 of Section 66 of the Motor Vehicles Act 1988. 1 Use only for agricultural and forestry purposes. The Policy does not cover (1) Use for hire or reward or for racing pace making reliability trial or speed testing. (2) Use for the carriage of passengers for hire or reward. (3) Use whilst drawing a greater number of trailers in all than is permitted by law Driver's Clause Any person including the insured , Provided that a person driving holds an effective driving license at the time of the accident Place : PATIALA For and on behalf of The Oriental Insurance Company Ltd. Date : 27/03/2012 All the Amounts mentioned in this policy are in Indian Rupees Authorised Signatory Page 1 of 3 Now you can buy and renew selected policies online at www.orientalinsurance.org.in
  • 2. Attached to and forming part of policy number 233508/31/2012/5461 and is not disqualified from holding or obtaining such a license., Provided also that the person holding an effective Learner's license may also drive the vehicle * * and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989". ** When the vehicle is used for transport of goods add the following words : - when not used for the transport of goods at the time of the accident ** When the vehicle is used for transport of passengers add the following words: - when not used for the transport of passengers at the time of the accident Limit of Liability Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988. Under Section II-1 (ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000 P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 0 Insured's Declared Value (IDV) For the For Trailers Non Electrical Electrical Value of CNG Total Value Vehicle Accessories Accessories LPG Kit 5,35,000 5,35,000 SCHEDULE OF PREMIUM A. OWN DAMAGE B. LIABILITY BASIC OD COVER 6,366.50 ADD :BASIC TP COVER 1,350.00 LESS :UNDERWRITER DISCOUNT 1,273.00 BASIC TP TOTAL 1,350.00 BASIC OD TOTAL 4,456.50 ADD :LL TO EMPLOYEES-IMT-29 25.00 OD TOTAL 4,457.00 TP TOTAL 1,375.00 MOTOR TOTAL OD 4,457.00 TOTAL PREMIUM 5,832.00 ADD :SERVICE TAX 601.00 STAMP DUTY 0.50 TOTAL AMOUNT 6,433.00 Deductibles under Section-I : Compulsory Deductible of 0.5% of IDV of the vehicle subject to a minimum of Rs.2000/- Subject to IMT Endorsement Printed herein/attached to : IMT-29 , IMT-23 , IMT-6 (Details of IMT Endorsements and GR also available on internet TAC website www.tac.org.in) Hypothecation Agreement with: KOTAK MOHINDRA BANK LTD Hire Purchase/Lessor Agreement with: - In the event of a claim under the policy exceeding Rs.1lac or a claim for refund of premium exceeding Rs1lac,the insured will comply with the provisions of the AML policy of the Company.The AML policy is available in all our operating Offices as well as company's website. The insurance under this policy is subject to conditions, clauses, warranties, exclusions, IMTs and OIC endorsements mentioned herein above which are available on Company's website: www.orientalinsurance.org.in or on demand from the policy issuing office Place : PATIALA For and on behalf of The Oriental Insurance Company Ltd. Date : 27/03/2012 All the Amounts mentioned in this policy are in Indian Rupees Authorised Signatory Page 2 of 3 Now you can buy and renew selected policies online at www.orientalinsurance.org.in
  • 3. Attached to and forming part of policy number 233508/31/2012/5461 Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy shall be void abinitio (from inception). I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988. 25% will be deducted from Claim Amount in the absence of Spot Survey. Claim for theft of vehicle not payable if theft not reported to company within 48 hours of its occurrence. No claim is admissible if driving license is found fake or is not valid,whether or not in the knowledge of the insured. In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at BO NABHA on 27-MAR-12 IMPORTANT NOTICE The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with thisSchedule.Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 is recoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY". For and on behalf of The Oriental Insurance Company Ltd. Entered By : Mukhtiar Singh Examined By : N.K. Taneja Authorised Signatory Place : PATIALA For and on behalf of The Oriental Insurance Company Ltd. Date : 27/03/2012 All the Amounts mentioned in this policy are in Indian Rupees Authorised Signatory Page 3 of 3 Now you can buy and renew selected policies online at www.orientalinsurance.org.in