1. License No. 742935
HOME INSULATION

2. Insulation Facts
 Lower your utility bills by using less heating than without insulation.
 Reduce the amount of carbon emissions you create from your existing heating system.
 Reduce noise pollution between shared or joint walls & other external sources.
 Insulation will keep you warmer in winter and cooler in summer.
 Insulation will add value to the price of your property.
 Save up to one third of heat loss in a well insulated home.
 Enjoy the comfortability levels in your home with more uniform temperatures.
* Heating and cooling account for 50%-70% of the energy used in the average American
home. Inadequate insulation and air leakage are leading causes of energy waste in most homes.

3. Benefits
 Protect Your Home Effectively
GreenFiber Insulation forms a monolithic blanket of protection—blocking air infiltration
and convection currents that are both primary causes of energy loss.
 Insulate Against the Seasons
The R-value of GreenFiber Insulation, or its ability to stop heat transfer, remains
consistent through a greater temperature and application range than that of loose-fill
fiberglass, keeping heat in during the winter, and out during the summer.
 Make Your Home Safe
GreenFiber Insulation can increase a wall’s fire resistance by 22-57%. Cellulose insulation
is non-toxic, and GreenFiber guarantees its products for the life of your house.
 Insulate Your House and Preserve Your Planet
GreenFiber Insulation resists moisture, reduces noise, and preserves natural resources.
 Bring the Smarter Insulation to Your House
Install GreenFiber loose-fill attic insulation yourself, or have stabilized insulation installed
by a GreenFiber Insulation professional

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6. Insulate Your Home & Save Your Planet
 Protect Your Home From Moisture Build-Up
GreenFiber Insulation fibers have a natural ability to handle moisture. Moisture vapor in the
air is absorbed and released depending upon the relative humidity of the surrounding air.
 Protect Your Home’s Peace and Quiet
GreenFiber Insulation has a Noise Reduction Coefficient of 0.90 (90% of sound energy
absorbed). It is so effective at keeping outside noises out, that it is used as an enhanced sound
control material for homes located in airport flight paths!
 Protect Your Home Planet
GreenFiber Insulation is a non-toxic natural product made from 85% recycled paper fiber,
reducing landfill waste. Each 40 sq. ft. bag contains the equivalent of about 46 Sunday
newspapers. It is processed by electrically-driven mills that consume relatively little energy
when operating, and which can be shut down completely at the end of the production day.
This lowers energy consumption, allowing GreenFiber to manufacture to meet customer
demand.

7. Potential Monthly Costs Savings
Energy efficient GreenFiber insulation can save up to 33% on heating and cooling bills
U.S. Department of Housing and Urban Development (H.U.D.) and the Department of
Energy (D.O.E.) are predicting a 14.6% increase in energy costs each year for the next
15 years.
$40 $60 $80 $100 $120 $160 $200
1ST Yr. $550 $825 $1,101 $1,376 $1,651 $2,201 $2,752
5th Yr. $951 $1,426 $1,902 $2,377 $2,853 $3,803 $4,754
10th Yr. $1,884 $2,825 $3,767 $4,709 $5,651 $7,534 $9,418
15th Yr. $3,731 $5,597 $7,462 $9,38 $11,194 $14,925 $18,656
Energy Cost $25,484 $38,226 $50,968 $63,710 $76,452 $101,936 $127,420
Savings % 33% 33% 33% 33% 33% 33% 33%
Savings $8,410 $12,615 $16,819 $21,024 $25,229 $33,639 $42,048

8. Energy Tax Credit
The American Recovery and Reinvestment Act (ARRA) of 2009 permits homeowners
a 30% federal tax credit of up to $1500 for the addition of GreenFiber Insulation to
their home. GreenFiber Insulation is an approved product for energy efficient
upgrades; see the Manufacturer's Certification Statement below. This tax credit
applies to qualified energy efficient products purchased and installed between
February 17, 2009 and December 31, 2010. This credit is applicable for the 2009-2010
taxable years.
The ARRA states that insulation products must meet the R-value criteria established
by the 2009 International Energy Conservation Code (IECC). The IECC does not
qualify products; rather it sets standards for insulation performance in relation to
climate zones. Climate zones are geographical areas of the country based on historic
climate conditions; colder zones generally require more insulation. These climate
zones and respective insulation levels can be found within the Department of Energy’s
website.
For complete information on other qualified home improvements and how to save on
heating and cooling costs, visit www.energystar.gov. ENERGY STAR® is a
government-backed program helping businesses and individuals protect the
environment through superior energy efficiency.

9. What Are My Options?
 Fiber Glass, is available in widths suited to standard spacing's of wall studs and attic or
floor joists. It must be hand-cut and trimmed to fit wherever the joist spacing is non-
standard. Fiber glass does not cover all parts of walls, and attic spaces. Fiber glass can cause
irritation with direct contact, high levels can aggravate asthma or bronchitis, and fiber glass
is also a known carcinogen.
 Foamed insulations, extruded polystyrene and spray polyurethane involve the use of
HCFCs (hydro chlorofluorocarbons), which although not as damaging to the ozone layer as
CFCs (chlorofluorocarbons), contribute to depletion nonetheless. Expanded polystyrene
doesn’t use HCFCs or CFCs, but pentane used as a blowing agent can contribute to low-
level smog formation if it’s not captured. The ingredient styrene has been identified by the
EPA as a possible human carcinogen.
 Rock Wool Scum that forms on the surface of molten metal. Commonly used to insulate
the walls and ceilings of mobile homes.
 GreenFiber Cellulose, Environmentally Friendly, High R-Value, Better Sound Control, and
Added Fire Safety. GreenFiber has earned a Class 1 or Class A fire rating as determined by
ASTM E84. GreenFiber will protect against Corrosiveness, Density, Flame Spread
Permanency, Fungi Resistance, Moisture Vapor Sorption, Odor Emission, Thermal Resistance,
and Protects Against Rats, and Mice.

10. R-Value Option Comparison
What Is an R-Value?
Insulation is rated in terms of thermal resistance, called R-value, which indicates the resistance to heat flow.
The higher the R-value, the greater the insulating effectiveness. The R-value of thermal insulation
depends on the type of material, its thickness, and its density. In calculating the R-value of a multi-layered
installation, the R-values of the individual layers are added.
Numbers Represent R-Value Per Inch
4
3.5
3
2.5
2
1.5
1
0.5
0
Foamed Insulation Fiberglass Rock Wool Cellulose

11. Insulate Against Seasons
The R-value of GreenFiber Insulation, or its ability to stop heat transfer, remains consistent through a
greater temperature and application range, keeping heat in during the winter, and out during the
summer.
The U.S. Federal Trade Commission developed an insulation rating mechanism to help end the false
and misleading claims about insulation that once abounded. Called R-value, this rating is based on a
laboratory measurement, the R-factor, which reflects a material's ability to stop or slow heat transfer.
R-value changes with extreme temperatures. So attic insulation rated R-38 will perform at a different R-
value at 20°F below zero. Why is this an important distinction? The effective R-values of both
GreenFiber Insulation and fiberglass may change under very cold temperatures.
While loose-fill fiberglass can lose as much as half its R-value at 20°F below zero, GreenFiber
Insulation continues to perform at a more consistent R-value.
So R-value is a useful measurement of thermal resistance, but it's important to remember that R-
value is just one piece of the equation. If a house isn't properly sealed and there are gaps in the
insulation, a high R-value isn't going to keep that home comfortable. Heat seeks cold spots in much
the same way that water runs down a drain, or rain finds its way to a hole in the roof. It doesn't
matter if the rest of the roof is performing to specification if water finds the one hole. Because it
forms a seamless protective blanket, GreenFiber Insulation effectively fills those gaps.

12. Make Your Home Safe
GreenFiber Insulation can increase a wall's fire resistance by 22-57%. Cellulose insulation is
non-toxic, and GreenFiber GUARANTEES its products for the life of your house.
GreenFiber Insulation has been proven to increase a wall's fire resistance 22-57% and exceeds the tough
fire safety standards set by the Consumer Product Safety Commission. In laboratory fire resistance tests
of wall assemblies and full-scale building demonstrations, structures with GreenFiber Insulation out
performed fiberglass and uninsulated structures by 22-57%. Oak Ridge National Laboratory,
Underwriters Laboratory and the U.S. Department of Energy have all documented the permanency of
fire retardants in cellulose insulation.
The boric acid flame retardant used in GreenFiber Insulation is infused in the natural fibers of the
cellulose. During a fire, the retardant melts and holds the heat until the cellulose fibers char. The cellulose
then becomes a layer of carbon protection, because the charred fibers won't burn. The density of
GreenFiber Insulation prevents the passage of flames and hot gasses, so fire does not spread as readily
into GreenFiber -installed walls or ceilings, and GreenFiber Insulation restricts the amount of oxygen
available to support combustion.
GreenFiber Insulation has a Class 1/A rating (FSC 25) for flame spread, and a smoke development rating
of less than 50 when tested in accordance with ASTM E84. Because of the fire retardant application,
GreenFiber Insulation has been proven more effective in actual fire situations in maintaining the
structural members of a home

13. Quality Assurance and Safety
GreenFiber has a comprehensive testing program to ensure that GreenFiber products meet the
highest quality and safety standards in the industry. Our testing criteria adheres to the regulations for
cellulose insulation found in the amended Consumer Product Safety Commission Standard, 16 CFR
Part 1209, and the Federal Trade Commission Standard, 16 CFR Part 460. The testing standards are
described in the American Society for Testing and Materials (ASTM) C 739. Together, these rules and
standards cover the performance and physical attributes of loose-fill thermal cellulose insulation for
use in attics or enclosed spaces in housing and other framed buildings.
GreenFiber has an extensive Quality Control (QC) and Assurance program, and is the industry leader
in the continuing development of improved QC methodology and testing. In addition to a rigorous
internal QC testing, training and documentation program, the company routinely, as a matter of policy,
has its product tested by independent laboratories. Although outside testing is not required, it reflects
the company's attitude and commitment towards continuous improvement of product quality.
GreenFiber uses several independent laboratories across North America for a variety of testing and
certification (T&C) needs. The T&C facilities vary depending on the product application and end use.
All of these outside organizations are accredited by the National Voluntary Laboratory Accreditation
Program (NVLAP).

19. Insulation is ECO-Friendly & Saves Money
The benefits of insulation extend President Obama's Endorsement-
throughout each season. It assists greatly December 15, 2009, Alexandria, VA:
in keeping heat within a home in winter "Insulation is sexy stuff. Here's what's sexy
and slowing the flow of heat into the home about it: Saving money! Think about it this
in summer. An insulated home will way, if you haven't upgraded your home yet,
therefore be warmer in winter and cooler it's not just heat or cool air that's
in summer, creating a more comfortable escaping, it's energy and money that you
environment all year round. are wasting. If you saw $20 bills just sort of
floating through the window, up into the
Insulating can cut the cost of heating and atmosphere, you'd try and figure out how
cooling by over 40%. Insulating the ceiling you were going to keep that. But that's
of a house has the potential to save 20- exactly what's happening because of that
30% on heating and cooling bills. lack of efficiency in our buildings.
Insulating your home is also a great way to
reduce your environmental impact. By
using less energy to heat and cool your
home, you'll cut down on the amount of
nonrenewable resources you use on a daily
basis. Your small home improvement choice
can have a large environmental benefit.

24. Why Choose PCHS for Your Install?
Financing Available

25. We hope you enjoy your new insulation!
For more GREEN home improvement solutions
visit us online at
www.PacificCoastHomeSolutions.com
© Copyright 2011 Pacific Coast Home Solutions