1. FISH FINANCIAL OUR STRUCTURED INVESTMENT PROCESS

2. Our 6 Stage Structured Investment Process

4. We will encourage you to consider:

5. What returns do I need to achieve?

6. How much risk do I need to take?

7. What should I invest in?

9. Our Fish Portfolio Management Platform enables us to apply the same investment portfolio seamlessly across all tax wrappers - maximising overall tax efficiencySample Client Portfolio

11. We construct asset allocations for our seven model portfolios with reference to leading stochastic models

12. We ensure the asset allocation is aligned to your attitude towards investment risk

13. Our portfolios are diversified geographically across equities, fixed interest, property and commoditiesSample Client Portfolio

15. As required, SEI seamlessly replace and appoint new mangers within your portfolio

16. We review the asset allocation for our seven portfolios on a quarterly basis, to manage risk and adapt to changing market conditions

18. A process with the rigorous objectivity to change drifting managers

19. A solution previously only available to large institutional investors

20. Continual monitoring and replacement of managers - by a dedicated global team ofmore than 100 analysts

21. An investment process designed to manage risk and deliver consistent returns

22. Access to Fiduciary Management services for Company Pension Schemes

24. Our Fish Portfolio Management platform enables us to manage your entire portfolio from a single website

25. Using this system, you can access your portfolio 24x7, using a secure client loginSample Online Account View

26. IMPORTANT NOTE: This guide is for information only and is not investment advice. Please contact us to discuss your personal circumstances and needs. Town Hall Exchange Castle Street Farnham GU9 7ND T: 084 5470 7800 E: info@fishfin.co.uk Authorised and Regulated by the Financial Services Authority No. 471279