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Creamy Layer
Description of category To whom rule of exclusion will apply
I. Constitutional Posts Sons and daughter(s) of –
(a) President of India;
(b) Vice-President of India;
(c) Judges of the Supreme Court and of the High Courts;
(d) Chairman and Members of UPSC and of the State Public Service
Commission; Chief Election Commissioner; Comptroller and Auditor-General of
India;
(e) Persons holding constitutional positions of like nature.
II. Service Category
A. Group ‘A’/Class I Officers of the All India
Central and State Services (Direct Recruits)
Son(s) and daughter(s) of –
(a) parents, both of whom are Class I officers;
(b) parents, either of whom is a Class I officer;
c) parents, both of whom are Class I officers, but one of them dies or suffers
permanent incapacitation;
(d) parents, either of whom is a Class I officer and such parents dies or suffers
permanent incapacitation and before such death or such incapacitation has had
the benefit of employment in any International Organisation like UN, IMF,
World bank, etc., for a period of not less than 5 years;
(e) parents, both of whom are Class I officers die or suffer permanent
incapacitation and before such death or such incapacitation of the both either of
them has had the benefit of employment in any International Organisation like
UN, IMF, World Bank, etc. for a period of not less than 5 years;
Provided that the rule of exclusion shall not apply in the following cases :-
(a) Sons and daughters of parents either of whom or both of whom are Class I
officers and such parent(s) dies/die or suffer permanent incapacitation;
(b) A lady belonging to OBC category has got married to a Class I officer, and
may herself like to apply for job.
B. Group ‘B’/Class II Officers of the Central and
State Services (Direct Recruitment)
Son(s) and daughter(s) of –
(a) parents, both of whom are Class II officers;
(b) parents of whom only the husband is a Class II officer and he gets into
Class I at the age of 40 or earlier;
TOP
What is "Creamy Layer criteria
The Government of India has evolved the criteria for exclusion of certain socially advanced
persons/sections from the benefits of reservation available to OBCs in civil posts and services under the
Government of India and this is called the "Creamy Layer criteria".
What is the Cycle of Poverty?
The cycle of poverty has been described as a phenomenon where poor families become trapped in poverty for generations. Because they have
no or limited access to critical resources, such as education and financial services, subsequent generations are also impoverished.
Due to the many root causes of poverty and the complexity with how poverty is measured and defined (read this article on absolute versus
relative poverty), there are multiple cycles of poverty—based on, among other things, economic, social, spiritual and geographical factors.
Many cycles overlap or perpetuate new cycles and therefore any attempt to depict the cycle of poverty will be far more simplistic than
realistic.
A key goal of the Sea to Sea project is, through its partners, to fund new and existing poverty-reduction initiatives that inject positive change
into a poverty cycle with the intent of breaking the cycle for the individual, family or community benefiting from that initiative.
For instance, Figure 1.0 below shows—in very simplistic terms—how a cycle of poverty related to hunger keeps a person or household poor in
one of the world's developing countries.
permanent incapacitation and either one of them has had the benefit of
employment in any International Organisation UN, IMF, World Bank, etc., for a
period of not less than 5 years before such death or permanent incapacitation;
(d) parents of whom the husband is a Class I officer (direct recruitment or pre-
forty promoted) and the wife is a Class II officer and the wife dies; or suffers
permanent incapacitation; and
(e) Parents, of whom the wife is a Class I officer (Direct Recruit or pre-forty
promoted) and the husband is a Class II officer and the husband dies or suffers
permanent incapacitation;
Provided that the rule of exclusion shall not apply in the following cases:-
Sons and daughters of –
(a) Parents both of whom are Class II officers and one of them dies or suffers
permanent incapacitation.
(b) Parents, both of whom are Class II officers and both of them die or suffer
permanent incapacitation, even though either of them has had the benefit of
employment in any International Organisation like UN, IMF, World Bank, etc,
for a period of not less than 5 years before their death or permanent
incapacitation.
C. Employees in Public Sector Undertakings, etc.The criteria enumerated in A and B above in this category will apply mutatis
mutandis to officers holding equivalent or comparable posts in PSUs, Banks,
Insurance Organisations, Universities, etc., and also to equivalent or
comparable posts and positions under private employment, pending the
evaluation of the posts on equivalent or comparable basis in these institutions,
the criteria specified in Category VI below will apply to the officers in these
Institutions.
III. Armed forces including Paramilitary Forces
(Persons holding civil posts are not included).
Son(s) and daughter(s) of parents either or both of whom is or are in the rank
of Colonel and above in the Army and to equivalent posts in the Navy and the
Air Force and the Paramilitary Forces;
Provided that –
(i) If the wife of an armed forces officer is herself in the armed forces (i.e., the
category under consideration) the rule of exclusion will apply only when she
herself has reached the rank of Colonel;
(ii) the service ranks below Colonel of husband and wife shall not be clubbed
together;
(iii) if the wife of an officer in the armed forces is in civil employment, this will
not be taken into account for applying the rule of exclusion unless she falls in
the service category under item No. II in which case the criteria and conditions
enumerated therein will apply to her independently.
IV. Professional class and those engaged in
Trade and Industry
(i) Persons engaged in profession as a
doctor,lawyer, chartered accountant, income tax
consultant, financial or management consultant,
dental surgeon, engineer, architect, computer
specialist, film artists and other film
professional, author, playwright, sports person,
Criteria specified against Category VI will apply
Figure 1.0
Figures 1.1 and 1.2 show examples of how to break this cycle of poverty.
other vocations of like status.
(ii) Persons engaged in trade, business and
industry.
Criteria specified against Category VI
will apply.
EXPLANATION –
(i) Where the husband is in some profession and the wife is in a Class II or
lower grade employment, the income/wealth test will apply only on the basis of
the husband’s income.
(ii) If the wife is in any profession and the husband is in employment in a Class
II or lower rank post, then the income/wealth criterion will apply only on the
basis of the wife’s income and the husband’s income will not be clubbed with
it.
V. Property Owners
A. Agricultural holding.
Son(s) and daughter(s) of persons
belonging to a family (father, mother and minor children) which owns-
(a) only irrigated land which is equal to or more than 85% of the statutory
ceiling area, or
(b) both irrigated and unirrigated land, as follows:-
(i) The rule of exclusion will apply where the pre-condition exists that the
irrigated area (having been brought to a single type under a common
denominator) 40% or more of the statutory ceiling limit for irrigated land (this
being calculated by excluding the unirrigated portion). If this pre-condition of
not less than 40% exists, then only the area of unirrigated land will be taken
into account. This will be done by converting, the unirrigated land on the basis
of the conversion formula existing, into the irrigated type. The irrigated area so
computed from unirrigated land shall be added to the actual area of irrigated
land and if after such clubbing together the total area in terms of irrigated land
is 85% or more of the statutory ceiling limit for irrigated land, then the rule of
exclusion will apply and disentitlement will occur.)
(ii) The rule of exclusion will not apply if the land holding of a family is
exclusively unirrigated.
B. Plantations
(i) Coffee, tea, rubber, etc.
(ii) Mango, citrus, apple plantations, etc.
Criteria of income/wealth specified in Category VI below will apply.
Deemed as agricultural holding and hence
criteria at A above under this category will apply. Criteria specified in Category
VI below will apply.
C. Vacant land and/or buildings in urban
Agglomerations.
EXPLANATION:- Building may be used for residential, industrial or
commercial purpose and the like two or more such purposes.
VI. Income/Wealth Test Son(s) daughter(s) –
(a) Persons having gross annual income of Rs. 1 lakh or above or possessing
wealth above the exemption limit as prescribed in the Wealth Act for a period of
three consecutive years.
(b) Persons in Categories I, II, III and V-A who are not disentitled to the
benefit of reservation but have income from other sources of wealth which will
bring them within the income/wealth criteria mentioned in (a) above.
EXPLANATION:-
(i) Income from salaries or agricultural land shall not be clubbed;
(ii) The income criteria in terms of rupee will be modified taking into account
Fig. 1.1
demands, the interregnum may be less.
EXPLANATION—Wherever the expression “permanent incapacitation” occur in
this schedule, it shall mean incapacitation which results in putting an officer out
of service.
Fig. 1.2
In most cases, the cycle of poverty is systemic in nature, meaning action needs to be taken to combat the root causes of poverty. For
instance, the reduction or cancellation of the national debt for the world's poorest countries will have a potentially dramatic effect on those
nations' economies. They can, in turn, spend money on government-funded education for instance, rather than interest payments on a debt
they will ultimately never repay.
Also, one cycle of poverty can expand or develop into another. A country's slow economy, and consequently a family's low income, not only
means a lack of access to food and safe water (Fig. 1.0), but also means limited or no funds for sending their children to school (Fig. 2.0).
Fig. 2.0
To break this cycle of poverty, Sea to Sea partners will, for example, work with farmers to teach them new agriculture techniques (Fig. 2.1).
At the same time, they can work within families and communities to set up micro-credit loans (Fig. 1.1), offer training on civil rights and
human rights, educate leaders to ensure programs are meeting the physical and spiritual needs of those in poverty, and more.
POVERTY LINE
Standard family income threshold (set by each state and revised occasionally) below which the family is
officially classified as poor and entitled to welfare assistance.
Fig. 2.1
Creamy layer & poverty line
Creamy layer & poverty line

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Creamy layer & poverty line

  • 1.
  • 2. Creamy Layer Description of category To whom rule of exclusion will apply I. Constitutional Posts Sons and daughter(s) of – (a) President of India; (b) Vice-President of India; (c) Judges of the Supreme Court and of the High Courts; (d) Chairman and Members of UPSC and of the State Public Service Commission; Chief Election Commissioner; Comptroller and Auditor-General of India; (e) Persons holding constitutional positions of like nature. II. Service Category A. Group ‘A’/Class I Officers of the All India Central and State Services (Direct Recruits) Son(s) and daughter(s) of – (a) parents, both of whom are Class I officers; (b) parents, either of whom is a Class I officer; c) parents, both of whom are Class I officers, but one of them dies or suffers permanent incapacitation; (d) parents, either of whom is a Class I officer and such parents dies or suffers permanent incapacitation and before such death or such incapacitation has had the benefit of employment in any International Organisation like UN, IMF, World bank, etc., for a period of not less than 5 years; (e) parents, both of whom are Class I officers die or suffer permanent incapacitation and before such death or such incapacitation of the both either of them has had the benefit of employment in any International Organisation like UN, IMF, World Bank, etc. for a period of not less than 5 years; Provided that the rule of exclusion shall not apply in the following cases :- (a) Sons and daughters of parents either of whom or both of whom are Class I officers and such parent(s) dies/die or suffer permanent incapacitation; (b) A lady belonging to OBC category has got married to a Class I officer, and may herself like to apply for job. B. Group ‘B’/Class II Officers of the Central and State Services (Direct Recruitment) Son(s) and daughter(s) of – (a) parents, both of whom are Class II officers; (b) parents of whom only the husband is a Class II officer and he gets into Class I at the age of 40 or earlier;
  • 3. TOP What is "Creamy Layer criteria The Government of India has evolved the criteria for exclusion of certain socially advanced persons/sections from the benefits of reservation available to OBCs in civil posts and services under the Government of India and this is called the "Creamy Layer criteria". What is the Cycle of Poverty? The cycle of poverty has been described as a phenomenon where poor families become trapped in poverty for generations. Because they have no or limited access to critical resources, such as education and financial services, subsequent generations are also impoverished. Due to the many root causes of poverty and the complexity with how poverty is measured and defined (read this article on absolute versus relative poverty), there are multiple cycles of poverty—based on, among other things, economic, social, spiritual and geographical factors. Many cycles overlap or perpetuate new cycles and therefore any attempt to depict the cycle of poverty will be far more simplistic than realistic. A key goal of the Sea to Sea project is, through its partners, to fund new and existing poverty-reduction initiatives that inject positive change into a poverty cycle with the intent of breaking the cycle for the individual, family or community benefiting from that initiative. For instance, Figure 1.0 below shows—in very simplistic terms—how a cycle of poverty related to hunger keeps a person or household poor in one of the world's developing countries. permanent incapacitation and either one of them has had the benefit of employment in any International Organisation UN, IMF, World Bank, etc., for a period of not less than 5 years before such death or permanent incapacitation; (d) parents of whom the husband is a Class I officer (direct recruitment or pre- forty promoted) and the wife is a Class II officer and the wife dies; or suffers permanent incapacitation; and (e) Parents, of whom the wife is a Class I officer (Direct Recruit or pre-forty promoted) and the husband is a Class II officer and the husband dies or suffers permanent incapacitation; Provided that the rule of exclusion shall not apply in the following cases:- Sons and daughters of – (a) Parents both of whom are Class II officers and one of them dies or suffers permanent incapacitation. (b) Parents, both of whom are Class II officers and both of them die or suffer permanent incapacitation, even though either of them has had the benefit of employment in any International Organisation like UN, IMF, World Bank, etc, for a period of not less than 5 years before their death or permanent incapacitation. C. Employees in Public Sector Undertakings, etc.The criteria enumerated in A and B above in this category will apply mutatis mutandis to officers holding equivalent or comparable posts in PSUs, Banks, Insurance Organisations, Universities, etc., and also to equivalent or comparable posts and positions under private employment, pending the evaluation of the posts on equivalent or comparable basis in these institutions, the criteria specified in Category VI below will apply to the officers in these Institutions. III. Armed forces including Paramilitary Forces (Persons holding civil posts are not included). Son(s) and daughter(s) of parents either or both of whom is or are in the rank of Colonel and above in the Army and to equivalent posts in the Navy and the Air Force and the Paramilitary Forces; Provided that – (i) If the wife of an armed forces officer is herself in the armed forces (i.e., the category under consideration) the rule of exclusion will apply only when she herself has reached the rank of Colonel; (ii) the service ranks below Colonel of husband and wife shall not be clubbed together; (iii) if the wife of an officer in the armed forces is in civil employment, this will not be taken into account for applying the rule of exclusion unless she falls in the service category under item No. II in which case the criteria and conditions enumerated therein will apply to her independently. IV. Professional class and those engaged in Trade and Industry (i) Persons engaged in profession as a doctor,lawyer, chartered accountant, income tax consultant, financial or management consultant, dental surgeon, engineer, architect, computer specialist, film artists and other film professional, author, playwright, sports person, Criteria specified against Category VI will apply
  • 4. Figure 1.0 Figures 1.1 and 1.2 show examples of how to break this cycle of poverty. other vocations of like status. (ii) Persons engaged in trade, business and industry. Criteria specified against Category VI will apply. EXPLANATION – (i) Where the husband is in some profession and the wife is in a Class II or lower grade employment, the income/wealth test will apply only on the basis of the husband’s income. (ii) If the wife is in any profession and the husband is in employment in a Class II or lower rank post, then the income/wealth criterion will apply only on the basis of the wife’s income and the husband’s income will not be clubbed with it. V. Property Owners A. Agricultural holding. Son(s) and daughter(s) of persons belonging to a family (father, mother and minor children) which owns- (a) only irrigated land which is equal to or more than 85% of the statutory ceiling area, or (b) both irrigated and unirrigated land, as follows:- (i) The rule of exclusion will apply where the pre-condition exists that the irrigated area (having been brought to a single type under a common denominator) 40% or more of the statutory ceiling limit for irrigated land (this being calculated by excluding the unirrigated portion). If this pre-condition of not less than 40% exists, then only the area of unirrigated land will be taken into account. This will be done by converting, the unirrigated land on the basis of the conversion formula existing, into the irrigated type. The irrigated area so computed from unirrigated land shall be added to the actual area of irrigated land and if after such clubbing together the total area in terms of irrigated land is 85% or more of the statutory ceiling limit for irrigated land, then the rule of exclusion will apply and disentitlement will occur.) (ii) The rule of exclusion will not apply if the land holding of a family is exclusively unirrigated. B. Plantations (i) Coffee, tea, rubber, etc. (ii) Mango, citrus, apple plantations, etc. Criteria of income/wealth specified in Category VI below will apply. Deemed as agricultural holding and hence criteria at A above under this category will apply. Criteria specified in Category VI below will apply. C. Vacant land and/or buildings in urban Agglomerations. EXPLANATION:- Building may be used for residential, industrial or commercial purpose and the like two or more such purposes. VI. Income/Wealth Test Son(s) daughter(s) – (a) Persons having gross annual income of Rs. 1 lakh or above or possessing wealth above the exemption limit as prescribed in the Wealth Act for a period of three consecutive years. (b) Persons in Categories I, II, III and V-A who are not disentitled to the benefit of reservation but have income from other sources of wealth which will bring them within the income/wealth criteria mentioned in (a) above. EXPLANATION:- (i) Income from salaries or agricultural land shall not be clubbed; (ii) The income criteria in terms of rupee will be modified taking into account
  • 5. Fig. 1.1 demands, the interregnum may be less. EXPLANATION—Wherever the expression “permanent incapacitation” occur in this schedule, it shall mean incapacitation which results in putting an officer out of service.
  • 6. Fig. 1.2 In most cases, the cycle of poverty is systemic in nature, meaning action needs to be taken to combat the root causes of poverty. For instance, the reduction or cancellation of the national debt for the world's poorest countries will have a potentially dramatic effect on those nations' economies. They can, in turn, spend money on government-funded education for instance, rather than interest payments on a debt they will ultimately never repay. Also, one cycle of poverty can expand or develop into another. A country's slow economy, and consequently a family's low income, not only means a lack of access to food and safe water (Fig. 1.0), but also means limited or no funds for sending their children to school (Fig. 2.0).
  • 7. Fig. 2.0 To break this cycle of poverty, Sea to Sea partners will, for example, work with farmers to teach them new agriculture techniques (Fig. 2.1). At the same time, they can work within families and communities to set up micro-credit loans (Fig. 1.1), offer training on civil rights and human rights, educate leaders to ensure programs are meeting the physical and spiritual needs of those in poverty, and more. POVERTY LINE Standard family income threshold (set by each state and revised occasionally) below which the family is officially classified as poor and entitled to welfare assistance.