Fleet policy insurance is insurance coverage that a company takes to protect their vehicles and drivers from accidents. The term fleet is applicable to vehicles numbering at least seven, while six and below is called a mini fleet, and the coverage applies not just to cars, but trucks, vans and other motor vehicles with a license.

1. What You Need to Know about Fleet Policy Insurance
Fleet policy insurance is insurance coverage that a company takes to protect their vehicles and drivers
from accidents. The term fleet is applicable to vehicles numbering at least seven, while six and below is
called a mini fleet, and the coverage applies not just to cars, but trucks, vans and other motor vehicles
with a license.
Types of Insurance Coverage Available
A fleet insurance broker can offer you different coverage policies for your company fleet. You can for
instance, give all vehicles the same coverage or choose different policies for each set. If you want total
protection then get a comprehensive policy with liability insurance, as this will cover expenses for
accidents as well as repairs required by your vehicle. Medical expenses required by the driver and other
people injured in the accident are covered too.
Some fleet insurance brokers can even get you a policy that will replace your vehicle if it is temporarily
out of service. This will cost more than the standard coverage, but if you need all your vehicles running,
this is something you ought to consider.
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Fleet Liability Coverage
As you search for a fleet insurance company don’t forget to assess their liability coverage, as the offers
can vary widely from company to company. You can choose a limited liability coverage, wherein only the
other party involved in the accident is covered. While this policy is affordable, it is limited and only
available if you own the fleet 100%. If for instance you owe a lender, the lender will of course demand
full coverage in the event of a major accident.
Under limited liability insurance, your driver and the vehicle will not be subject to coverage if it is proven
that they caused the accident, and only the medical needs of the other party, as well as repairs to their

2. vehicle, will be compensated for. Given these limitations, many companies prefer to have full liability
coverage even though the premium is higher.
Benefits of Roadside assistance Coverage
If you do fleet insurance comparison check if roadside assistance coverage is provided, as it can be a real
convenience. With it, your driver will be given emergency assistance in case the vehicle is immobilized on
the road. This type of coverage covers towing costs, saving you money.
If you want to compare fleet insurance, just visit http://www.falconinsurance.co.uk/fleet-insurance, a
website that provides a vast array of motor fleet insurance policies. The website also gives out free
insurance quotes online.