Is your money idling away in a low-interest savings account? Invest your surplus money in Liquid Funds! These debt mutual funds allow innumerable benefits like high returns, anytime withdrawal, zero penalty charges, safety and an immense amount of flexibility! Read this infographic from FundsIndia.com to know why Liquid Funds are the best savings alternative to your savings bank account.

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LIQUID FUNDS
A Terriffic alternative to your low-interest savings account
Is your money idling away in a savings account?
Invest your surplus money in
A class of debt
mutual funds that
allow ANYTIME
withdrawal
ANYTIME
WITHDRAWAL
LIQUID FUNDS
Y
LT
A
EN
P
No penalty/load for
exit from the scheme.
GOV
T
What are Liquid Funds?
DI
F IN A
.O
Invests in safe,
short-term, debt
instruments.
ES
TI
RI
CU
SE
ATM cards available
with some funds.
Are they better than your Savings Account?
9.1%
9.0%
8.8%
GAIN
4.0%
Rs.2,005
4.0%
4.0%
TWICE
GAIN
2011-2012
With
Liquid Funds
You gain
2012-2013
Interest on savings bank (%) #
2013-2014
Liquid Fund returns (%)
Annual returns between April-March
#
Source - RBI
THE BANK SAVINGS
THE BANK SAVINGS
INTEREST
Rs.4,500
Rs. 1,00,000 for a period of 6 months
Actual returns between April 1 – Sep 30, 2013
Returns annualized for 2013-2014, based on current returns
T
A
X
Lower taxes when compared with taxes on bank interest.
Can generate income through dividend payouts.
RE-INVEST
DIVIDEND
Allows reinvesting the dividends as units and keeps your
tax outgo low.
4 Smart Ways
of using Liquid Funds
Create an emergency fund that you can withdraw anytime
Use it to temporarily park any large sums you receive
Save for short-term goals such as vacation or other
obligations such as paying your insurance premium
Building your liquid kitty
Use it to systematically invest in to other mutual fund products
R
LA ES
S
N
RE PE
ONE-OFF
EX
GU
EXPENSES
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