When you compare dog insurance quotes, be sure to make comparisons on two aspects, namely, the amounts required for coverage and the applicable coverage for the policy.

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HOW TO
COMPARE DOG INSURANCE QUOTES

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In Australia, an estimated 3 million
households have one or more dogs as pets.
It then comes as no surprise that pet owners
regularly - or at least, annually - compare
dog insurance quotes.

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When you compare dog insurance quotes,
be sure to make comparisons on two
aspects, namely, the amounts required for
coverage and the applicable coverage for
the policy. Think of it this way:

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You will choose the best pet insurance
company for dog insurance that meets your
budget for the premiums yet addresses your
requirements for the veterinary coverage -
indeed, a challenging balance to achieve but
one that will pay off.

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Payments Required

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Pet insurance usually has the following components
 Deductible, the amount paid by the policyholder/pet
owner before the insurance coverage applies
 Premiums, the monthly or yearly payments to keep the
insurance policy active
 Co-payment percentage, a percentage of the veterinary bill
above the deductible amount that the policyholder pays
for
 Maximum limit, the highest dollar amount that the
insurance company for dog insurance will pay

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Understandably, the deductible, premiums, and
maximum limit are the most common areas when you
compare dog insurance quotes. You want to pay the
lowest payments for the highest benefits!

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But choosing the lowest deductibles and
premiums is usually not the best option because
cheap means inferior, a fact of life applicable
when you compare dog insurance quotes.

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Your better course of action then is to choose
the most affordable payments required for the
desired coverage to kick in.

10. For more information about Petplan visit www.petplan.com.au or get social with us online.
To enjoy more affordable deductibles and
premiums while still enjoying good coverage,
keep these tips in mind:

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 Check that the insurance company for dog
insurance policy has a wide network of
affiliated veterinarians
 Buy the insurance policy while your pet is in
good health instead of waiting when it is ill or
injured
 Get the insurance quotes in writing and ask
relevant questions about the coverage and
maximum limits given the deductibles and
premiums

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Always remember that dog insurance is an excellent
investment in the health, safety and welfare of your pet so be
willing to part with your dollars but be sure do so with a
reliable insurer like Petplan.

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Coverage Applicable

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You must consider the quantity of money with
the quality of coverage provided for it. Most
insurance companies for dog insurance provides
for two main types of coverage, namely:

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Note: The importance of asking which of
these two types each insurance company for
dog insurance provides is important when
you compare quotes. Think of the apple-
apple comparison lest you end up with an
apple-orange one.

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 Accident-only pet insurance obviously excludes
coverage for illnesses but covers unexpected
accidents. When you compare dog insurance quotes
for accident-only coverage, be sure to consider
factors including the maximum annual benefit, co-
share covered, waiting period, accidents covered, and
emergency boarding.

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 Accident and illness pet insurance is considered the more
comprehensive type. Pay special attention to the illness
exclusions before making your choice particularly when these
include illnesses that your dog's breed is more likely to
develop over time. Ask questions, too, about the maximum
annual benefit, the percentage covered, the excess required,
the illnesses and accidents covered, the restrictions on re-
occurring conditions, and maximum age.

18. For more information about Petplan visit www.petplan.com.au or get social with us online.
When you compare dog insurance quotes between
Petplan and other providers, you will soon realise that
Petplan provides the best coverage at the most
reasonable prices.

19. For more information about Petplan visit www.petplan.com.au or get social with us online.
Get a quote for your
dog, cat or horse today!
Call 1300 738 225 or
visit www.petplan.com.au