Article about Companies organization and policies that are giving quality health insurance specifically in Portage, Indiana

1. Title:Companies,OrganizationsandPoliciesthatare GivingQualityHealthInsurance
Article Summary:
Hammonsand AssociatesWillisTexas,General ContractorWillisMillionsof Americansstilldonothave
Qualityhealthinsurance;more than50 millionAmericansdonothave qualityhealthinsurance.
In the risingof numbersof uninsuredindividuals,Organizationsandpoliciesprovidesqualityhealth
insurance forpeople tohave alternatives.OrganizationssuchasMedicare and Private Insurance
Companyprovide people affordablequalityinsurance.
Article Body:
Quality Health Insurance
The current statisticsforuninsuredAmericanskeepsongettingbiggerandbigger.One of the reason
whymany people doesn’thave insurance isbecause the unemploymentrate istoohighor there are
manypeople whofail tosnatcha joband that isthe whytheyalsofail to geta affordable qualityhealth
insurance comingfroman employer.
There are manyinsurance companieswhooffersdifferentqualityinsurance plan,frommedical
insurance toseniorlife insurance.Butthe questioniswhatinsurance givingbodieswouldyougetsince
there are lowcost healthinsurance optionsinthe States.The governmentisbeatingthe risingof
uninsuredAmericansandthatiswhy there are more insurance optionsthatare presentedtothe market
as the uninsuredAmericansnumbersraises. Readthisarticle toknow more aboutinsurance andquality
insurance inIndiana,andhowto getcheap qualityinsurance foryourself orforyourfamily.
MillionsofAmericansstill do not have HealthInsurance
More than 50 millionAmericansdonotyethave theirmedical insurance.AccordingtoBusinessInsider’s
in2012, 50 millionAmericansthere are 3out of 4 Americanswholivesinthe statesstill donothave a
qualitymedical insurance.Americansstill can’tfigure outhow medical insurance workandtheydon’t
believethe promise of affordablemedical care.
Almost8 Millionamongthe 50 MillionuninsuredAmericansare children.Childrencouldbe eligible for
coverage andmany people don’tknowit.Parentscan’taffordinsurance fortheirchildrenbecause they

2. feel thattheyneedit.There are people whocan’taffordcoverage ortheiremployer-sponsoredplan
doesn’tpayforeverything.
Organizations and Policiesthat providesqualityinsurance
There are differentinsurance providersinthe state butnotall of themofferqualityinsurance,toknow
more about the insurance companiesandwhattheydo,here are some companies,organizationand
lawsthat wouldgive aqualityhealthinsurance.
Medicare isa national social insurance programthatisadministeredbyUSgovernmentsince 1965. It
guaranteesaccessto healthinsurance forAmericansfromdifferentageswithdisabilities.Itspreadsthe
financial riskassociatedwithillnessacrossthe societytoprotecteveryone.Mostof the people knowif
theyqualifyforMedicare ornot.
COBRA or ConsolidatedOmnibusBudgetReconciliationAct – thisisa law passedbythe US Congress
signedbyPresidentRonal Reagan.,itgivesemployeesthe abilitytocontinue healthinsurance coverage
afterleavingemployment.If youare notemployed,youwouldstill be eligible tocontinue yourprevious
employers’healthinsurance throughCOBRA.Thisalsoapplies tochildrengoingoff tocollege andalso,
youcan be able to continue yourparents’healthinsurance coverage withit.Thisisagreat optionfor
people whohave losttheirjobwhileundergoingmedical treatment.
Worker’sCompensation–While workingin withtheircurrentjob,mostpeopledon’trealize thatthe
companythat theyworkmay be coveredunderthe state’sWorkers’compensationprogram. Thiswould
ensure employeeswhoare injuredtohave aright to medical care forany injury,monetarypayments to
compensate forresultingtotemporaryorpermanentdisabilities. Thisisbestwhenyouhadwork
relatedinjury;thisensuresthatthe employermustprovide youtreatmentundertheirworkers’
compensationprogram.
Private Insurance Companies – Thisisa insurance companywhere youbuyindividual,seniorlife,and
familyhealthinsuranceinyourlocal regionlike inNorthwestIndiana.Thisissimilarinhome orauto
insurance.Thisisquite expensive since youdon’tgetcheapergrouprate and youdon’t have an
employercontributingtosome of the costsof the insurance.ButmanyAmericanspreferprivate
insurance companiesbecausetheywouldexplaintoyouhow muchmoneywouldyoube getting
somedayusingtheircalculationsandyoualsohave the choice to know to compute yourmonthly

3. premium. Private insuranceprovidesthe optionof gettinglowerpremiumandhigherdeductible,but
youwill payout more withyourpocketwhenyougo to the hospital.
Many people don’trealizethatthere are alwayswaysin gettingqualityinsurance.There are many
people inplacesinnorthwestanddowntownIndianathatqualityinsurance isimportantinhospitalbills,
gettingseniorlifeadvantagesandalsofamilyinsurance tokeepthemsafe andguardedagainstlarge
hospital billsandhuge paymentsfromaccidents.