This presentation provides an overview of the iPayStation Network. Deployment methods & devices, product & services, as well as features and capabilities. Distributors, ISOs, and POS providers are welcome to contact us with business requirements.

1. Overview Presentation: ISO / MLS Channel

2. VeriFone 3700 / VX Series Terminal OR Web-Based Portal

7. 1. Consumer communicates bill payment request in retail location 2. Retail equipment sends payment information to iPayStation’s Data Center 3. Data Center sends data to iPayStation’s Back Office for daily settlement of retail account (ACH) 4. iPayStation’s Back Office sends A/R data and payment to MasterCard RPPS 5. MasterCard RPPS sends payment and A/R details to biller for posting to consumers’ account Bill payment and remittance process is completed in less than 48 hours

8. 1. Consumer communicates product request in Retail Location 2. Retail equipment sends PIN request to iPayStation’s Data Center, information is sent to Retail Location 3. Data Center sends data to iPayStation’s Back Office for daily settlement of retail account (ACH) PIN request and retrieval process is completed in less than 6 seconds

9. 1. Consumer communicates top-up request in Retail Location 2. Retail equipment sends top-up request to iPayStation’s Data Center 3. Data Center sends data to iPayStation’s Back Office for daily settlement of retail account (ACH) 4. Data Center sends top-up information to wireless carrier, and receipt to Retail Location 5. Wireless carrier performs top-up of customer’s account and notifies customer via SMS Wireless top-up process is fulfilled in less than 6 seconds

12. iPayStation provides International Mobile Top-Up Service for over 50 Countries and Carriers iTop-Up International Mobile Top-Up (iTopUp) provides direct top-up of international wireless phones from the U.S. to consumers in other countries. iPayStation’s iTopUp service refills a wireless user’s account for voice, data and other service features. Replenishment is accomplished in real-time, with the recipient receiving a text message notifying them of the top-up activity. It’s as easy as 1-2-3!

13. Pronto Envios is a New York based corporation that maintains an impeccable history as a major provider of money transfe r service. iPayStation and Pronto Envios have teamed up to provide products and services to our respective retail agents. Pronto Envios has maintained an impeccable history as a major provider of money transfe r service targeted to the Hispanic market all over the world. Each one of Pronto Envios transactions undergoes rigorous bank compliance monitoring with total transparency to the end user. Providing swift compliant transaction with full customer satisfaction. Quality, Efficiency, and Customer Satisfaction defines Pronto Envios’ business philosophy.

14. The Generation-M Platform is designed to allow flexibility and security to meet your customer’s financial needs. MasterCard and Mobile accounts are married to allow interchangeability. The card may be used wherever MasterCard is accepted. Mobile services let cardholders manage their card accounts, pay bills, buy airtime and share money using their mobile phones.

16. PlayPhone powers subscription-based mobile destinations for the world's top entertainment and retail brands including Wal-Mart, ABC Television, Cartoon Network, Adult Swim, Real Networks, iPlay and many more. PlayPhone is a leading global media company present in over 20 countries throughout North America, Europe, Asia and Latin America. PlayPhone provides cutting edge personalization and entertainment content to mobile consumers in the form of ringtones, mobile games and much more. PlayPhone gives consumers access to a unique and exclusive media catalog spanning audio, video and gaming content from leading music labels and artists, game publishers and media companies. The company currently operates its own leading mobile entertainment destination at PlayPhone.com, which is available in both English and Spanish.

19. iPayStation is adding more to its network everyday, new products, new services, new ways for you to make more money. iPayStation, LLC Bruce Burke Director of Business Development 6262 142 nd Avenue North # 201 Clearwater, FL 33760 O: (800) 432-7787 x 250 D: (727) 474-3025 F: (978) 334-6464 M: (727) 612-5775 E: [email_address]