http://www.idology.com/risk-scoring | Expect ID Score allows you to enhance identity verification programs by building a risk-based score. Real time scoring helps speed up the decision process and your organization can gain valuable insights into transactions and customers. For more information call 866-520-1234.

1. ExpectID® Score
Reduce risk, improve compliance and
gain more insights into transactions.
ExpectID Score allows you to build a risk-based score to enhance identity
verification and evaluate customer behavior. ExpectID Score is customizable,
allowing identity attributes and fraud indicators to be assigned values and
ranked within fraud thresholds that you control. Results and decisioning are
presented in real-time, reducing friction while providing analytical insights
into transactions.
AdvantagesYou Can Expect
• Create custom scoring models that fit your business rules
• Meet compliance regulations by providing scored transactions
• Real-Time scoring helps speed decisioning proceeses
• Provides flexible control for businesses to change rules and criteria settings
• Decision from ExpectID Score or ID Notes
• Gain additional insights into transactions and customers
Adaptive Scoring
Adaptive Scoringallows you to create and update scoring criteria to fit your
business rules. ExpectID Score is easy to configure and can be customized to
reflect the risk factors specifc to your industry and business. As risk factors
change, ExpectID Score can easily be configured to reflect these changes -
giving you the ability to properly assess risk and know what is driving your risk
score. Combinations of identity, location and other risk attributes can all be
ranked according to your preferences or risk tolerance.
Real­­‑ Time Delivery. Real ‑ Time Control.
Just like Expect ID, ExpectID Score is delivered in real-time. Decisioning is
performed instantly from the score and users have the ability to review the
identity attributes that created the score. Transactions can be passed, failed
or escalated depending on the rules that you define. Transactions can be
processed according to the scoring rules you define or rules set from indivdual
ID Notes, giving you the ability to optimize decsioning based off of your risk
policies.
“I like the customization
available for each
enterprise and how each
verification delivers either
a pass or fail result.”
IDology Customer
IDology.com

2. Expect ID® Score Overview
Customize Scores
Adaptive Scoringallows you to create scoring models that fit your business
rules and respond to evolving fraud tactics. Identity attributes and fraud
indicators can be assigned values based on risk and placed into risk thresholds
that you score.
Enhance Risk Evaluation
ExpectID Score complements Expect ID’s delivery of identity attributes by
offering an additional view into transactions. Increase your decisioning power
by viewing an identity as high, medium or low risk in addition to viewing the
identity attributes individually that created the risk score.
Meet Compliance Regulations
ExpectID Score gives you the ability to group customers into high, medium
and low risk levels. These levels can be used to evaluate overall risk profiles and
meet regulatory compliance requirements for creating a risk-based approach to
KYC and AML guidelines.
Gain Customer Insights
ExpectID Score helps you to create risk profiles and develop trending analysis
for different customer types. By utilizing score data from transactions,
businesses can better perform customer modeling to improve predictability of
customer behavior and reduce risk.
About IDology
IDology, Inc. provides real-time technology solutions that verify an individual’s identity
and age for anyone conducting business in a consumer-not-present environment to help
drive revenue, decrease costs, prevent fraud and meet compliance regulations.
Schedule a DemoToday!
Call: (866) 520-1234
Email: info@IDology.com
Web: www.IDology.com
© 2014 IDology Inc. ExpectID is a trademark of IDology Inc. 8/14 SS15
Group identity attributes
by risk level and assign
threshholds to those levels
Assign values to identity
and fraud attributes.