1. The Global and European Remittance
Markets: State of Play
A Euronet Worldwide Company
Global Forum on Remittances and Development
Ria Money Transfer

2. 2
Europe
38,000+ locations
75 stores
Africa
14,000+ locations
Asia Pacific
127,000+ locations
3 stores
Americas
66,000+ locations
151 stores
Global HQ, California
EMEASA HQ,
Madrid
110,000
146,000
177,000
216,000
243,000
2010 2011 2012 2013 2014
Locations Growth
Ria´s Worldwide Network

3. 3
Ria´s European Transaction
2012 2013 2014 2015
Africa America Asia Europe
21%
23%
4.4%
3.4%
2.5%
5.2%
8%
Average global
cost:
Ria’s average
cost: 3.8%
31% 28% 26% 27%
36% 34% 31%
30%
15%
18%
21%
20%
19%
20%
Breakdown by Continent of European
Money Transfer Transactions
Cost of
remittances
To Europe:
To Asia:
To America:
To Africa:
F

4. 4
Ria´s secret sauce; Ethnic Entrepreneurs