6. Is It True??? Closing accounts increase my score? Paying collection accounts will repair my credit? Opening multiple credit cards, will increase my credit score? Running my credit will not affect my score?
7. How To Maintain Good Credit Keeping credit balances below 35% $1,000 credit limitshould not exceed $350 balance. Stable home & employment will help long term budget. Instabilities will cause a concern with potential creditors Keep inquiries at a minimum Inquiries will impact your credit score 3-5pts for 2 yrs.