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    Analyze the following power point and
    arrange it according to the following
    criteria:
    Use a easier font to read consistently
    throughout the power point
    Use Bullets instead of sentences
    Add a minimum of five relevant images to
    convey your message
    Add slide transitions
    Add a consistent background and font color
    Add one graph to illustrate your points on
    slide 9 for assumption data
    Lastly check spelling and grammar
Making the Play


    Sunblt Brokers and
Transmerica Small Busiess
         Capital
Sunblt Brokers and
Transmerica Small Busiess Capital
• Today’s Agnda
• 1. The Lending Obstacle Course and the
Transamerica Special Team
• !Obstacles Brokrs face when finding financing
• !Howwe can help
• 2. ―The Pre-Qual Hand-off‖ Pre-qualifying yor
deal on the Internet
• 3. In the Red Zone: Gtting a deal doe
• !Types of deals
• !Credit policy
• 1. The Lnding
• Obstacle Course
•   •Collateral-based lending
•   •Business brokers are competing for
•   loan $$ at banks
•   •Distrust of ―start-ups‖
•   •High cash infusion/down payment
• The Transamerica Team
• Can Help
• •Flexible loan structure—specifically
targeted
• towards business acquisition
• •Cash flow lender
• •Nationwide coverage—PLP in most major
•   markets..
• Esp. Near sunbelt office locations
• •Financing ―pre-qualification‖makes it
easier
• for you to close more deals
• •Fast approvals and funding
•
•
• Why Get a
• Pre-qualification?
1.•Time ―kills‖ all deals….(And listing
  contracts!)It’s your rod map to structuring
  the deal for
• saleIt ―qualifies‖ yor lender
1.•It ―qualifies‖ potential buyers quickly
• 2. The Pre-Qual
•   3. Enter reualify
•   Financial Info—if
•   available. If not, fax
•   statements to
•   Transamerica
•   Regional Account
•   Manager.
•   •Assumptions:
•   –$450,000 total project
•   cost (100%)
•   –$382,500 loan amount
•   (85%)
•   –$67,500 cash equity
•   (15%)
•
•
•
•
• prequalify
• status.
• Find your
listing.
  Look at Transamerica’s
• Response
• Click here to see
• the response from
• Transamerica.
• Read the
• response and,
• if you’d like,
• contact your
• Regional
• Account
• Manager.
• Get more from
• Transamerica
• Small Business
• Capital!
• 3. In the Red Zone:Getting the Deal Done
• How Transamerica
• Goes for the Goal.
•
•
•
•

• Approval
• Criteria
• •Eligibility for SBA program
• •Ability to repay loan Equity Expetise of managment
• •Collateral Credit wthiness Other
•
•
• SBA Eligibility
•   •Size stanard
•   •Type of business
•   •Use of proceeds
•   •OtherAbility To Repay
•   •Cash flw/debt service coverage
•   •Reasonableness of projections
• Equity
• •Purchase of existing business
• •Does not include borrowed funds!
•
•
•
•


• Managemen
•    •Experience
•    •Eduation
•    •Motivation to stay in business
•    •Credit background
•    •Owner-operated Collateral
                     and

•    •Business assets
•    –Land and buildings
•    –Ff&e
•    Accounts receivable, inventory Leasehold improvements
1.   Goodwill •Personal guarantees
•
•
• THE END

• Please save your power point to the “my
  documents” file and email this completed
  power point to Mr. Kleven

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Presentation to fix for Apps

  • 1. Analyze the following power point and arrange it according to the following criteria: Use a easier font to read consistently throughout the power point Use Bullets instead of sentences Add a minimum of five relevant images to convey your message Add slide transitions Add a consistent background and font color Add one graph to illustrate your points on slide 9 for assumption data Lastly check spelling and grammar
  • 2. Making the Play Sunblt Brokers and Transmerica Small Busiess Capital
  • 3. Sunblt Brokers and Transmerica Small Busiess Capital
  • 4. • Today’s Agnda • 1. The Lending Obstacle Course and the Transamerica Special Team • !Obstacles Brokrs face when finding financing • !Howwe can help • 2. ―The Pre-Qual Hand-off‖ Pre-qualifying yor deal on the Internet • 3. In the Red Zone: Gtting a deal doe • !Types of deals • !Credit policy
  • 5. • 1. The Lnding • Obstacle Course • •Collateral-based lending • •Business brokers are competing for • loan $$ at banks • •Distrust of ―start-ups‖ • •High cash infusion/down payment
  • 6. • The Transamerica Team • Can Help • •Flexible loan structure—specifically targeted • towards business acquisition • •Cash flow lender • •Nationwide coverage—PLP in most major • markets..
  • 7. • Esp. Near sunbelt office locations • •Financing ―pre-qualification‖makes it easier • for you to close more deals • •Fast approvals and funding • •
  • 8. • Why Get a • Pre-qualification? 1.•Time ―kills‖ all deals….(And listing contracts!)It’s your rod map to structuring the deal for • saleIt ―qualifies‖ yor lender 1.•It ―qualifies‖ potential buyers quickly • 2. The Pre-Qual
  • 9. 3. Enter reualify • Financial Info—if • available. If not, fax • statements to • Transamerica • Regional Account • Manager. • •Assumptions: • –$450,000 total project • cost (100%) • –$382,500 loan amount • (85%) • –$67,500 cash equity • (15%) • •
  • 10. • • • prequalify • status. • Find your listing. Look at Transamerica’s • Response • Click here to see • the response from • Transamerica. • Read the • response and, • if you’d like, • contact your • Regional • Account • Manager. • Get more from • Transamerica • Small Business • Capital!
  • 11. • 3. In the Red Zone:Getting the Deal Done • How Transamerica • Goes for the Goal. • • • • • Approval • Criteria • •Eligibility for SBA program • •Ability to repay loan Equity Expetise of managment • •Collateral Credit wthiness Other • •
  • 12. • SBA Eligibility • •Size stanard • •Type of business • •Use of proceeds • •OtherAbility To Repay • •Cash flw/debt service coverage • •Reasonableness of projections • Equity • •Purchase of existing business • •Does not include borrowed funds! • • •
  • 13. • • Managemen • •Experience • •Eduation • •Motivation to stay in business • •Credit background • •Owner-operated Collateral and • •Business assets • –Land and buildings • –Ff&e • Accounts receivable, inventory Leasehold improvements 1. Goodwill •Personal guarantees • •
  • 14. • THE END • Please save your power point to the “my documents” file and email this completed power point to Mr. Kleven