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ABOUT INDICUS


INDICUS ANALYTICS is a specialized economics research firm based in New
Delhi. It has been providing research inputs to Central and State ministries,
institutions such as The World Bank, UNICEF, Stanford University, Harvard
University, Maryland University, USAID, Rajiv Gandhi Foundation, CII and many
other national and international institutions. Key decision-makers such as the
former President of India Dr. APJ Abdul Kalam, the Prime Minister Dr.
Manmohan Singh and the Finance Minister Mr. P. Chidambaram have all
referred to our work as we cover a wide range of aspects of the Indian
economy.


Media groups such as India Today and Outlook have carried cover stories based
on our work. The India Today special issue on the ‘State of the States’ is
released every year in the presence of Chief Ministers from across the country.


Constant interaction with national and international experts and our ongoing
non-funded research activities are the key factors that enable us to maintain a
high quality of output. Our persistent endeavor to keep abreast of new
developments in research methodology gives us the ability to bring out fresh
insights from otherwise intractable information.




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
SERVICES

Our Work

   •   Analytical Studies & Databases
   •   Econometric Modeling
   •   Monitoring & Evaluation
   •   Forecasting
   •   Indexing & Ranking
   •   Primary Surveys
   •   Informational publications

Covers a wide range of topics

   •   Analysis of the Indian macro-economy
   •   Evaluation of policies and programmes
   •   Education, health and socio-economy
   •   Women and child welfare
   •   Consumer demographics and consumption behavior
   •   Infrastructure and trade
   •   International and Financial sectors

For quality conscious sponsors

   •   International Institutions
   •   Academic and Research Organizations
   •   Governments
   •   Consulates and Embassies
   •   Industry Associations
   •   Consulting Organizations
   •   Leading international companies




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
SPONSORS




• The World Bank                                            • Japan Bank for International
                                                              Cooperation
                                                            • European Commission
• UNICEF and UNDP



• Reserve Bank of India                                     • Ministry of Small Scale Industries
• Twelfth Finance Commission                                • Ministry of Panchayati Raj



• Harvard University                                        • University of Newcastle, UK
• Stanford University                                       • Social Science Research Center,
                                                              Berlin



• IKEA                                                      • Max New York Life
• VISA                                                      • Monsanto
• Microsoft                                                 • McKinsey & Company



• India Today Group                                         • Indian Express (Delhi) Group
• The Outlook Group                                         • Business Standard



• Confederation of Indian Industry                          • Rajiv Gandhi Foundation
• 3i Network of IIM (Ahmedabad),                            • PHDCCI
  IIT (Kanpur) and Infrastructural
  development financial corporation
  (IDFC)




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
To get a detailed list of sponsors please visit our
                                     website: HTTP://INDICUS.NET/RESEARCH/HOME/SPONSORS/




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
INDICUS PREMIUM DATABASES

Indicus Premium Databases, a division of Indicus Analytics specializes in
developing information products on different aspects of the Indian market &
economy. Presently there are two sets of products under its Skyline series &
Landscape series. These have found an increasing demand with several
national and international companies.


Market Skyline of India 2008-09
http://tinyurl.com/9j4jba

Provides information on various demographic, socio-economic, market related
characteristics of consumers at various geographical levels. Broadly focusing
upon the rural and urban markets at the District and Block levels, this set of
publications is designed to help marketers in identifying & reaching out to their
target markets and provide relevant inputs to policy makers. The publications
include the following:

District Profile 2008 (Covering 593 Districts of India across all states)

Block Profile 2006 (Over 5000 blocks, rural and urban locations)

    •                                                 •
        Income Distribution                               Market Size
    •                                                 •
        Savings Spread                                    Asset Penetration
    •                                                 •
        Expenditures                                      Demography
    •                                                 •
        Growth                                            SEC Profile


City Skyline of India 2008-09
http://tinyurl.com/6sgldk
A unique attempt at looking beyond the 20-city market syndrome, this
publication looks at the top 112 cities as places to Earn, Invest and Reside-in.
The publication has been widely acknowledged for making available extensive
market related information at one place.

   •                                                  •
        City Rankings                                     Growth Rate
   •                                                  •
        Age Distribution                                  SEC Profile
   •                                                  •
        Market Size                                       Demography
   •                                                  •
        Income Distribution                               Psychographics



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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
Indian Financial Scape 2008-09
http://tinyurl.com/8r45cg

Complete financial sector information for all 593 districts. The product contains
information on (Across Income classes, Socio economic classes, Rural, Urban):


  • Financial Services- Across                              • Asset Penetration
    services & establishments
  • Demography                                              • Credit & Savings
  • Market Size- GDP Banking and                            • Indices on Financial Service
    insurance, Incomes, Savings,                              Activity, Affluence, Growth, Savings
    Expenditure, Remittances,                                 & Credit Propensity, Consumer
    Rents etc.                                                Loan Activity, Durables Loan,
                                                              District Risk etc .


District GDP of India, 2006-07
http://tinyurl.com/6w363m

First ever estimates of District GDP of India, 2006-07 brings out the first ever
estimates on Gross Domestic Product across sectors at district level for all
states and UTs of the country. These estimates provide information for all 593
districts in India covering important economic indicators like GDP at current &
constant prices, short term real GDP growth across sectors, labour productivity,
credit penetration in each sector etc. This database contains information on


  • District GDP across sectors at                              Sectors
                                                                • Primary Sector – Agriculture,
    current and constant prices
  • Credit Penetration in various
                                                                  Mining and Quarrying, Fishing,
  • Per capita GDP by economic
                                                                  Forestry.
    activity at current prices
  • Per worker GDP by economic                                  • Secondary sector - Construction
    activity at current prices                                    Sector, Manufacturing Sector,
                                                                  Electricity,Gas,Water Supply.
                                                                • Tertiary Sector - Banking and
                                                                  Insurance,     Rest Of tertiary.
                                                                • Total GDP




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
Housing Skyline of India 2008-09
http://tinyurl.com/a47jp7

A premium database on Indian housing sector for top 1112 cities in India, which
provides information on number of households across different income groups,
Family Structure (Nuclear, Joint and Extended families), Ownership of houses,
Households across type of dwelling units (Owned/Rented/Others/ area wise),
Housing Loan amount and growth etc. and many more.
Contains information on:


  • Housing Demand                                     • Consumer Price Index: Housing
  • Housing                                            • Housing loan growth rate
               loan  – latest
    amount
  • Household across income                            • Number of households
    groups
  • Family structure                                   • Rent Potential index etc.


Indian Development Landscape 2008-09
http://tinyurl.com/7hq8gu

A premium socio-economic database for all districts of India, which provides
information on education, health, social empowerment, economic status,
crime,demography and many more estimated at two point in time 2001 and
2008.

Contains information on:


  •                                                    •
      Education                                            Economic Status
  •                                                    •
      Health                                               Demography
  •                                                    •
      Infrastructure                                       Environment
  •                                                    •
      Empowerment                                          Agriculture


City Skyline of India- Neighbourhood Series 2008-09
http://tinyurl.com/7g6zje

The City Skyline of India – Neighbourhood Series, is designed to help marketers
and strategists dissect the cities of India at extremely granular levels. It divides
the cities into neighbourhoods which are as small as a few square kms. Delhi,
Mumbai, Bangalore, Kolkata have been divided into 128, 99, 102 and 141

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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
neighbourhoods respectively. This product brings out information on consumer
demographics, disposable income, consumption expenditure (aggregated as
well as separately on major heads) and savings of households.




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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
MEDIA COVERAGE

Some recent Media reviews of our work:

Cities that borrow more drive consumer market (Economic Times):
September 15, 2008.

“Ranking India’s 112 top population cities on consumer market growth and
credit growth show that leaders in credit growth are also, more or less, leaders
in consumer market growth as well, according to Indicus Analytics’ study, City
Skyline of India 2008-09...”

Metro consumers hold on to pole position (Economic Times):
September11, 2008.

“While top metros, including Mumbai and Delhi, continue to be the largest
consumer markets, smaller cities such as Silvassa, Gandhinagar and Bokaro, to
name a few, are growing at a scorching pace, says the City Skyline of India
2008-09, a study by New Delhi-based consulting and market information firm
Indicus Analytics,...”

Cover Story- State of the States (India Today, Special Issue):
September 12, 2008

“Economic questions rarely get people involved. Exceptions are inflation and
unemployment. In that sense, these aren't abstract at all and inflation has
affected electoral outcomes, and might do so again says Bibek Debroy and
Laveesh Bhandari.”

The Freedom to choose (Outlook Money): September 08, 2007.

“Outlook Money and Indicus Analytics conducted The Spirit of Freedom Survey
over 1,947 respondents in 334 cities and towns during July 2008 to find out the
changes that have occurred in six major areas of personal finance.”

Why Corruption Persists (Business Standard): September 5, 2008

“The Parliamentary Committee investigating the cash-for-votes drama has
sought and got a month’s extension to complete its inquiry. Meanwhile the aam
aadmi, to use a clichéd word popularised in this regime, didn’t need this TV
show of notes to complete his own inquiry — he already knows that the public
system is flush with money.. says Sumita Kale, Chief Economist, Indicus
Analytics”


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Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e-
                                         mail: indic@indicus.net, www.indicus.net
CM's to TATA, Drive in (Indian Express): August 27, 2008.
“Tired of the long delay in getting unhindered use of land for the Nano plant,
Ratan Tata has threatened to pull out.... This is all well-known, as is also quite
well-known that the genesis of the problem has more to do with inadequate
compensation than the farmers’ emotional connect with land.          But another
interesting development has occurred around the threats... says Laveesh
Bhandari, Director Indicus Analytics.”




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 10
                                         mail: indic@indicus.net, www.indicus.net
STUDIES - A GLIMPSE

Health

  • Studies on Health Care in India (Liberty Institute)

Three issues are dealt with in this study, which seeks to understand the major
accessibility, and usability issues that are hindering many from accessing
quality health care. The first module looks at the health sector through the
perspective of the user. It seeks to understand the patterns of ailments,
accessing health care, and financing of health care by households among
others. Next (in the second module), the attempt is to objectively rate and rank
the major states of India on the basis of health status and health care access.
This is done on the basis of an index of health care developed at the state-level.
The index would be based on variables that incisively inform us about status of
health care (health expenditure, accessibility, utilization, prevalence of diseases
etc.). The third module investigates the micro issues that are shaping the
character of the health sector and the direction it would take in the coming
future. This entails looking at the overall status of health care, present
regulatory regime governing the health sector, and the logic of government
providing health service in India.

  • Review of Poor Women’s Reproductive Health in India (The World Bank)

The study contributed to an assessment and understanding of the current and
recent patterns of women’s reproductive health particularly amongst the poor,
investigated the reasons behind these patterns, and attempted to understand
the impact of poverty/ inequality on family health and nutritional status. It
included a comprehensive literature review of existing research on women’s
reproductive health, tabulation of women’s reproductive health indicators at the
national and sub-national level and multivariate analyses using cross-sectional
data from the late 1990s.

  • Health Expenditure of the Elderly in India (School of Public Health, Harvard
    University)

This study used the National Health Accounts approach to refine existing
estimates of health expenditures on the elderly in three states of India (Andhra
Pradesh, Karnataka and Punjab) and all India for the period 1995-96.

  • Review of Costs and Financing of Reproductive Health Services: Case of
    India (Institute of Policy Studies, Sri Lanka)


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 11
                                         mail: indic@indicus.net, www.indicus.net
Analysis of NSS and NFHS data on national household health expenditure and
utilization survey to obtain estimates of the out-of-pocket expenditures/costs
on reproductive health and their distribution, and overall utilization of
reproductive health services by type of provider and associated benefit
incidence analysis.

  • Health Care Across Public and Private Sectors (School of Public Health,
    Harvard University)

This study explored the determinants of health care utilization across public and
private sectors in India, by level of care. It used nested-multinomial logit
modeling approach to explore the pattern of utilization by level of care. The
econometric approach was developed in consultation with Professors Ajay Mahal
and Peter Berman.

  • Access to Services and Expenditure on Health in Uttar Pradesh- The Poor
    and Not So Poor (The Futures Group, USAID)

The objective of the study was two-fold: firstly, to bring forth various issues
related to access to health care and expenditures incurred on it, especially by
the poor and secondly, to study how women's reproductive health requirements
are fulfilled. The study utilized responses from a survey carried out in the state
of Uttar Pradesh.

Education

  • Private Schools Serving Low-Income Families (University of Newcastle upon
    Tyne)

This is part of an international research project that is operating in five
countries viz., Ghana, Nigeria, Kenya, India and China. The overall aim is to
increase our understanding of the ways in which the educational needs and
aspirations of low-income families in developing countries are served by
education.

  • Monitoring and Evaluation of the Pilot Study                                        on     Integrated          Child
    Development in Madhya Pradesh (The World Bank)

The World Bank Report on ICDS, “Reaching out to the child” has emphasized an
integrated and life cycle approach to child development and basic education of
children. A pilot study has been initiated in Bajna block of Ratlam district in
Madhya Pradesh for convergent planning for children (from pre-natal to 11


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 12
                                         mail: indic@indicus.net, www.indicus.net
years). The overall monitoring exercise attempts at a better understanding of
how convergence can be achieved in a sustainable manner and whether such
planning is an effective tool towards better child development.

  • Equity in School Participation and Completion (The World Bank)

The primary objectives of the study were to identify the constraints faced by
socially and economically disadvantaged children in schooling participation and
completion and to ascertain the changes that have been taking place since the
mid-eighties across the country.

  • Studies in Educational Attainment (UNICEF)

The study aims at capturing ten different aspects of education which include
gender, caste and religious differentials, individual characteristics impacting
educational attainment, evaluation of DISE data, Millennium Development Goals
in education, impact of school infrastructure and incentives on retention and
educational attainment etc.

  • Time Usage of Energy Constrained Households and Education (Stanford
    University)

The study aims at bringing out the differences in the time use pattern as a
household moves from being energy constrained to non-constrained. The study
involves analysis of household members’ time budget, its allocation among
various tasks and how difficulties in access to energy affect time allocation
towards education and learning activities. The impact on education is then
quantified.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 13
                                         mail: indic@indicus.net, www.indicus.net
Socio Economic Profile

  • Scaling up of the Social Protection Index for Committed Poverty Reduction
    (Halcrow Group Limited)

The primary objective of this study was to construct an internationally
comparable Social Protection Index (SPI) that provides a realistic summary of
the overall level of social protection activities in India. The SPI provides a
summary measurement tool of the extent to which Asian and Pacific countries
provide welfare, labour market, social security, health insurance, micro-credit,
child protection, targeted education and health support programs to their
citizens, and especially those living below the poverty line. The SPI was
designed to be a starting point for diagnostic evaluations of national Social
Protection (SP) programs, to enable the monitoring of changes in SP provision
over time, and to facilitate international comparisons of SP provision. The SPI,
conceptually based on the Human Development index (HDI), was derived from
four component indicators (SP expenditure, SP coverage, SP distribution/
poverty targeting and SP impact on incomes). Analysis of various household
surveys was conducted to understand the status of social protection in India.

  • Survey of Religious Institutions in India (University of Cambridge)

A survey of over 550 religious institutions across seven states of India was
conducted for the Spiritual Research Project of the Faculty of Economics, St.
Catharine’s College, and University of Cambridge. The primary objective of this
survey was to understand religious and non-religious services provision being
provided by religious organizations in India covering the period 1990-2006.

  • An Integrated Community based Initiative for the promotion of Child Rights
    in the carpet belt of Uttar Pradesh : A Baseline Survey( IKEA)


The ‘Bal Adhikar Pariyojna’, aimed at addressing the root cause of child labour
has been implemented in 500 villages in Jaunpur, U.P. by UNICEF and IKEA
since 2000. The expansion of the Project has been proposed to be undertaken
in a phased manner. In the initial phase (2007-2012) an additional 1500
villages of Jaunpur, Mirzapur and Bhadoi districts, along with the existing 500
villages of Jaunpur district would be covered under a two-pronged strategy.
With a view to enabling measurable outcomes and a meaningful evaluation of
the various interventions under the expanded project, Indicus is conducting a
baseline survey of the villages to be covered under the IKEA-UNICEF initiative
in the proposed project districts of Mirzapur, Jaunpur and Bhadoi in Uttar
Pradesh covering 1500 villages and over 10,000 households.


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 14
                                         mail: indic@indicus.net, www.indicus.net
• District Level Deprivation in the New Millennium (Rajiv Gandhi Foundation)

This study identified the worst districts in India with respect to socio-economic
indicators. The identification in this exercise was therefore based on six
indicators - income poverty (poverty ratios), hunger, infant mortality rate,
immunization, literacy rate and enrollment ratios. The results have been
published as a book by Konark Publishers, New Delhi.

  • Socio-Economic Profiling of Kolab and Indravati Regions in Orissa (Japan
    Bank for International Cooperation)

A detailed socio-economic profiling of the two regions in one of the most
backward parts (Koraput and Kalahandi districts) of the country has been
carried out using both primary survey as well as secondary data. The study
identifies both social and economic characteristics and activities that are
common across these regions. It also provides directions on raising local
participation in various socio-economic activities in general and on the
operation and maintenance of social and physical infrastructure in particular.

  • Monitoring and Evaluation of the Women and Child Development
    Programme Undertaken by UNICEF and Government of Uttar Pradesh (IKEA)

The overall objective of the above-mentioned programme, which is being
implemented since year 2000 under the name Bal Adhikar-IKEA Initiative, is to
eliminate child labour among carpet weaving communities in a group of villages
in Jaunpur district of UP. Since its initiation, 300 additional villages have been
covered in its ambit and now a further expansion is being considered by
including another 500 odd villages. The study assessed the impact of the
various program objectives and components and outlined the strategy required
for a sustainable replication.
Indicus has been given the task of assessing the overall program objectives,
sub-objectives, outcomes as well as inputs.

  • Socio-Economic Appraisal of BT Cotton Farming (Monsanto)

Aimed at a scientific investigation of the benefits of BT Cotton and criticisms
leveled against its adoption, the results of this appraisal should enable informed
decisions with respect to the greater use of BT Cotton. The survey addressed
more than 10,000 farmers across 460 villages in 7 states of India regarding
their usage of genetically modified crops, incomes, health, education and
gender empowerment related choices.



Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 15
                                         mail: indic@indicus.net, www.indicus.net
Water & Sanitation

  • Mapping Potential Water Utilities (Water and Sanitation Program, South
    Asia)

Study on creating urban water utilities in the states of Uttaranchal, Gujarat,
Andhra Pradesh, Karnataka and Kerala. The study involved using GIS with
economic and demographic information as well as exploring various criteria that
would make regional water utilities stable and financially sustainable in each of
the five states.

  • Scenarios for Meeting the Millennium Development Goals in the Rural Water
    Supply and Sanitation Sector in India (The World Bank)

There are many different aspects of water supply and sanitation (WSS) that are
of policy interest – these include access, coverage, costing, institutional
structure, strengths and capabilities, aspects of local governance, investment
requirements etc. Indicus Analytics assisted in the development of an action
plan for the World Bank Water and Sanitation Program by conducting a study
that brought together the current status as well as required investments in the
Rural WSS sector to meet the Millennium Development Goals.


  • Public & Private Garbage Removal Services in India- Impact on the
    Environment & Private Response (Liberty Institute)

Total waste generated in urban India is increasing at a rate higher than urban
population growth and poor public provision for collection and disposal of
household waste is becoming more and more conspicuous. Indicus conducted a
study to investigate the implications of poor public provision on health and
environment and examined the functioning of the largely informal private sector
activity in waste disposal services. Recognizing the importance of individual
initiative and designing policy around it would be the best solution to tackle the
increasingly unhygienic conditions in the cities.

Governance & States

  • The State of The States- India’s Best and Worst States (India Today)

The exercise is an attempt to find out which of India's states offer its citizens
the best opportunities both to earn as well as to live in. The study ranks states
across various parameters such as prosperity, governance, health, education,
consumer market, agriculture, infrastructure and investment. In addition to


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 16
                                         mail: indic@indicus.net, www.indicus.net
inter-state comparisons the study also analyses which states made the most of
liberalization and which fell away. An annual feature of India Today since 2003,
the study has been adding to the ranking every year aspects of development
such as district rankings 2003, forecasting of states development for the year
2020 etc.


  • Economic Freedom Index, 2004 (Friedrich Neumann Stiftung & Rajiv Gandhi
    Foundation)

This study deals with the measurement of economic freedom in different states
of India. This study brings together about 50 different measures that, in our
view, reflect various aspects of economic freedom for an individual and for an
entrepreneur. The measures when aggregated reveal the levels of economic
freedom in the largest 20 states of India.

  • Rating Cities for Living and Retirement (The Outlook Group)

The study involved rating and ranking the top 40 cities in India. It was carried
out by using secondary data as well as conducting a survey across cities. The
final ratings were based on more than a hundred parameters across 10 major
categories.

  • Regional Inequality in India: A Fresh Look (University of California, Santa
    Cruz)

There are concerns that regional inequality in India has increased after the
economic reforms of 1991. This concern has been supported by various
statistical analyses and Professor Nirvikar Singh (UCSC) along with Indicus
showed that the conclusions are sensitive to what measures of attainment are
used. In particular, human development indices do not show the same increase
in regional inequality.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 17
                                         mail: indic@indicus.net, www.indicus.net
• Peoples’ Expectations from the State in the Context of a Globalizing Indian
    Economy (National Foundation For India)

A survey was conducted by Indicus to capture people’s expectations of the
Indian State under the project ‘Globalization and the Indian State’. An all-India
representative survey of 7500 households in seven states was conducted.
Respondents were queried on their expectations from the State in terms of the
various services being provided/ensured/facilitated by it and their expectations
of the state in terms of supporting or substituting markets.

Agriculture, Industry & Service

  • India Labour Report: The Employability Issue, 2007 (TeamLease)

The issue of employment growth and employability gap of the Indian labour
force is studied in detail. Employability of an individual is seen to depend on the
knowledge and skills possessed; the attitude towards employment, and the
economic context within which employment is availed. The challenge of
employability is not just limited to the persons unemployed but also includes
persons who are sub-optimally employed. The report maintains that
employability is inextricably linked to the prevailing human resource
development regime in India. It brings out the degree of unemployability
among the Indian youth based on quantitative information and then proceeds
to estimate their training requirements - providing a cost to such training as
well. Before turning to India specific solutions to the unemployability issues the
report takes a stock of the global experience in the field.

  • Public enterprises, government policy and impact on competition - the case
    of Steel and Petroleum Refining (Competition Commission of India)

It is increasingly becoming quite clear that greater levels of competition in the
manufacturing sector are in the country’s long-term interest. What was at one
time recognized as a liberal text-bookish solution is today become the accepted
argument for ensuring long term sustainable and inclusive growth. In this
liberal regime it is not clear what role are the PSEs playing in improving
competition levels in the country. It is therefore essential to better understand
the role and the impact of the public sector given the degree and type of
competition levels prevailing in the Steel Production and Petroleum Refining.
The link between public sector presence in these sectors and competition levels
need to be better understood with the triangulation of public sector presence,
industry structure, and extraneous factors that aid or impede competition. Two
aspects therefore need to be better understood – creation of benefits (or


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 18
                                         mail: indic@indicus.net, www.indicus.net
productivity) and their distribution (various components of value added –
profits, wages etc.). The study aims at achieving these objectives by putting
together the most credible and up-to-date data and information on India’s two
major sectors in manufacturing public sector enterprises i.e., Steel and
Petroleum Refining and comparing their performance with that of their peers.

  • White Papers on ICT Sector (Microsoft)

This white paper series consists of a series of papers penned by the most
respected thinkers on issues related to maximizing the contribution of the
information and communication technologies in India’s equitable and
sustaianable development. Issues covered include ICT for development, IPRs
and ….., technology neutrality and opportunities for all, etc. The papers are
overseen by Indicus, penned by sector experts, and sponsored by Microsoft.

  • Mechanism to mitigate SME Forex Risk (MMTC)

The strengthening of the Indian Rupee vis-à-vis major international currencies
has adversely impacted many Indian exporters, especially SMEs. The high cost
& low transaction size results in a situation where SMEs cannot afford to
mitigate exchange rate risk and financial institutions are not interested in
catering to their needs. This paper develops a mechanism which enables SMEs
to mitigate exchange rate derived risk in a manner that is sustainable &
scalable, is simple for the SMEs to incorporate in their decision making, and can
be made available widely and easily to them at a low cost. Appropriate role of
financial institutions (banking system), EXIM Bank, as well as the Ministry of
Commerce is also suggested.

  • Insolvency Law for Small Business (Friedrich Neumann Stiftung & RGF)

An exit route is vital for the healthy growth of the industrial sector - Professor
Bibek Debroy, Mr. Sanjay Sen and Indicus has developed an insolvency law, a
framework which will provide small business an exit route.

  • Study on the Small and Medium Enterprise Market (India Development
    Foundation & DFID)

Indicus Analytics, along with Professor Shubhashis Gangopadhyay of IDF,
looked at the sectoral variations related to the financing and development of
SMEs in India. The study identifies critical inputs for policy formulation that can
deepen the positive impacts on the smaller firms and the employment effects of
increased SME competitiveness.



Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 19
                                         mail: indic@indicus.net, www.indicus.net
• Small Business Bankruptcy in India (Friedrich Neumann Stiftung & RGF)

Under the guidance of Professor Bibek Debroy, Indicus Analytics conducted a
study on the existing bankruptcy procedures for small-scale industry in India.
The study documented the effects of poor procedures resulting in a high degree
of economic inefficiency. It has been published as a book titled “Small-Scale
Industry in India: Large Scale Exit Problems”.

Investment

  • State Partnership with Chhattisgarh: Programming Mission (Ace Global &
    European Commission)

The European Commission – Chhattisgarh Partnership aims at accelerating the
all-round development of the state, which requires a good understanding of the
socio-economic and administrative realities in Chhattisgarh. This study seeks to
enhance the design of the partnership such that the desired aims are achieved.

  • Comparison of Investment Performance and Perceptions (CUTS)

This monograph analyses civil society’s views on FDI in seven different project
countries. These countries include Bangladesh and India in the South Asian
region, South Africa, Zambia and Tanzania in Africa, Brazil in Latin America and
Hungary in Eastern Europe. It is based on the papers prepared by country
researchers in the seven countries and secondary data made available from
many different sources.

Consumer Economics & Markets

  • Study on Marketing Awareness of Water Saving Measures and Treadle
    Pumps (International Development Enterprises- India)

The study involves the identification of those farmers across the country who
are most likely to (i) need treadle and micro diesel pumps (ii) benefit from their
use and (iii) be able to afford these pumps. It identifies the socio-economic
characteristics of such farmers, pinpoints the motivating factors for such farmer
households and thereby finds directions for marketing strategy for the future.

  • The Credit-Life Insurance Market (Max New York Life)

The objective of the study was to estimate the total size of the credit market.
Secondary data from many different sources was analyzed for an appreciation
of the different types of credit, given by different firms and for different


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 20
                                         mail: indic@indicus.net, www.indicus.net
purposes. A survey was conducted on about 500 potential borrowers to
understand their motivation for purchasing credit-life insurance, and an analysis
was carried out of the finance company professionals by way of a qualitative
survey to gauge their interest in marketing this product currently unavailable in
India.

  • Rural Markets in India (Economist Intelligence Unit)

The EIU, through its Indian subsidiary International Market Assessment, and
Indicus Analytics conducted a joint study on the attributes and potential of
Indian rural markets.

  • The Size of the Indian Market: Beyond 2000 (Reebok India Company)

Confused by the mass of contradicting numbers from different sources, the
company approached Indicus Analytics for a comprehensive study to determine
the characteristics of India’s affluent, its middle class, their consumption
patterns and to forecast their evolution.

Telecom

  • Assessing the Telecom Regulatory Environment of India (LIRNEasia)

The purpose of this study was to conduct the TRE assessment in India with the
help of a stakeholder survey, to collect relevant sector performance indicators
and to provide a comprehensive report analyzing the data in the context of the
policy/regulatory background as well as sector specific indicator data.

ICT2 - Study on the trends in public and private investments in ICT R&D in
China, India and Taiwan, and on the globalisation of R&D and the
competitiveness of their innovation systems in ICT (ongoing; ICEG European
Centre: http://www.icegec.hu/eng/index.htm for its client Institute for
Prospective Technological Studies, DG Joint Research Centre, European
Commission)

The overall objective of the project is to provide a clear view, on the dynamics
of ICT R&D in India, China and Taiwan, and on how the interrelation of ICT
technological innovation, ICT sector business models, national conditions and
international trends (such as globalisation, trade, comparative growth patterns,
etc.) result in a global distribution of ICT R&D activity. Indicus is leading the
India component.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 21
                                         mail: indic@indicus.net, www.indicus.net
• An evaluation of different models for the issuance of licenses for service
    provision and frequencies (LIRNEasia)

Few developing countries have created workable conditions for competition in
the mobilespace, especially the equitable and efficient allocation of frequencies,
towers and related infrastructure and mobile number portability. This project
will study the various trade offs and incentive structures created by the various
mechanisms of allocations of licences and frequencies in the telecom sector.
International examples will be analysed for the purpose of arriving at the “best”
allocation mechanism.

  • White paper on Enabling Equity and Efficiency through Auctions in India
    (Liberty Institute)

The distribution of scarce resources with alternate uses is an economic problem
and auctions can provide a market solution to sourcing the most efficient
producer/buyer. Since the outcome of the auction determines the market
structure, it is important that the process is conducted with care. Auctions have
been used in many instances to solve the issue of allocation, however not
always successfully. Auctions should be designed in a manner that facilitates
entry, gives a level ground for established players and new entrants and
discourages collusion and signaling amongst bidders. The white paper examines
the relevance of auctions in the context of resource allocation in India. While
examples and case studies from around the world will be used to illustrate the
applications, the case of spectrum allocation in India will be taken up in depth,
in the context of the ongoing debate on the subject.

  • White paper on Value Added Services on Mobile for India (IAMAI)

Despite rising tele-density, average revenue per user has been dropping on the
use of mobiles, calling for the need to raise revenues through Value Added
Services (VAS). Though currently the main focus has been on services
connected to entertainment, there is wide scope for enhancing the services
provided. However, there are many issues to be resolved before the full
potential can be exploited, that can benefit the end users to the maximum -
ensuring greater rationality in revenue sharing between operators and content
developers, issues of copyright protection, developing content that addresses
the needs of all segments of the population and makes significant contribution
to raising economic efficiency, working towards a focused WAP strategy etc.
The main objectives of the white paper are as follows:




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 22
                                         mail: indic@indicus.net, www.indicus.net
To show that when VAS growth is unhindered, a large range of services are
possible for the benefit of all – providers, consumers, government and
consequently the overall economy.
To precisely identify the cause behind the market failure.
To point out and the possible solutions, with minimal regulatory or policy
intervention by the government.


  • White Paper on Accelerating usage of electronic payment option in India and
    Pakistan (VISA International)

While the benefits of electronic payments are numerous, the growth of
electronic payments has special ramifications in developing countries where
financial systems are often at elementary levels. This study looks after the
growth and value of electronic payment in India and Pakistan

  • White paper on Location Based Services on Mobile in India (IAMAI)

The rise in connectivity has given a substantial boost to the growth potential of
the economy with enhanced efficiency as people and information can be
accessed at a touch of a button. Technology has transformed the cell phone
from being a mere phone, as it has become a medium for contact, information
and entertainment. Revenue models are increasingly looking at value added
services and the potential for Location Based Services is large in a country like
India. The main objectives of the paper are to

To assess the relevance of mobile applications focused on location features in
the Indian market
To identify specific applications/services that would be of importance to the user
e.g. points of interest, navigation, locator etc. especially in the India-specific
context of a large informal sector
To emphasize how LBS can help India meet its objective of growth with equity
To examine the current shortcomings with regard to infrastructure and
technology
To make recommendations for the way ahead to exploit the full potential of LBS
in India.


  • White paper on Potential of Alternate Payment Systems in Rural India
    (INTREX)

Significant constraints of access to infrastructure, markets and information
make rural India a formidable marketing challenge, it is a challenge that yields


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 23
                                         mail: indic@indicus.net, www.indicus.net
high returns through volume. It is the lack of opportunities that prevents low
incomes from being converted into purchasing power. With the National E-
governance Plan looking to connect one in every six villages through Common
Service Centers, these barriers are being removed. The main objectives of the
white paper are to investigate the revenue generating capacity of rural kiosks,
in particular of the CSCs and evaluate the potential for alternate payment
systems that will increase the spread and usage of the kiosks.

Others

  • COI Program (Microsoft)

This mission involves supporting Microsoft Corporation’s PR activities in India by
providing it with the necessary research and knowledge support. Indicus
provides to Microsoft information, research support, research on economic
policy and development matters. It also provides daily inputs to Microsoft
managers on the development sector trends and the path that local, state and
central governments are taking where development objectives are concerned.

  • India Economic Reforms Impact Study (CRISIL)

Ever since the economic reforms of 1991, there have been debates in the policy
circles regarding the efficacy of the reforms. The obvious questions that have
been raised are, whether there has been any success if at all of these reforms.
The 1991 reforms of India, is for all to know, was a clear departure from the
policy regime followed in the past, with increasing participation from the private
sector. This study deals with analyzing the changes and reforms initiated by the
Government and the success achieved. This has been analyzed comparing the
infrastructure and socio-economic development of the country, both pre and
post reforms. The study also extends to analyzing the various policy initiatives
in capital markets, housing & insurance sector, banking sector, financial sector,
rural finance and pension sector since 1991.

  • Efficiency and Cost Effectiveness of Food Security Programs (The World
    Bank)

While evaluating the efficiency and cost effectiveness of the Food Security
programmes, the study finds that the Public Distribution System should be
expanded and better targeted to reach the poor. Monitoring of the PDS shops
and ensuring accountability to the public are vital, while a more decentralized
system will work more effectively to achieve the goal of providing food security.
Another important aspect of reform lies in improving the functioning of the Food



Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 24
                                         mail: indic@indicus.net, www.indicus.net
Corporation of India as it covers a better geographical spread of both purchases
and off take.

  • Constraints to Growth of the Food Processing Industry (ISAP and USAID)

The study analyzed the policy and the legal structures that translate into
administrative procedures and rules, which in turn affect the free movement of
goods across state borders. The analysis therefore looks into policies, laws,
case laws, administrative rules, regulations and procedures. This helps in
identifying the specific constraints that have prevented India’s food processing
industry of achieving higher growth rates.

  • A System for Evaluating the States’ Devolution of Powers to its Panchayati
    Raj Institutions (Ministry of Panchayati Raj, Govt. of India)

This study puts forward a system for evaluating the performance of state
governments in strengthening their Panchayati Raj Institutions by devolution of
funds, finance, and functionaries. (in association with V.N. Alok, IIPA, New
Delhi.)

  • More Rural Roads = Fewer Villages (Rajiv Gandhi Institute for Contemporary
    Studies)

This study takes the view that by improving infrastructure, especially road
infrastructure, the government would inadvertently create conditions where the
number of villages would fall. In other words, not only would the government’s
fisc be affected positively, but it would also lead to better lifestyles for the
masses.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 25
                                         mail: indic@indicus.net, www.indicus.net
INTERNET INITIATIVES

Indicus Netlabs
(www.Raftaar.in)

Indicus NetLabs is our latest initiative at making information technology
accessible in local languages. Raftaar-The ‘Hindi Search Engine’ () is the first
integrated solution aimed at making Internet usable, user friendly and useful.

Indicus Netlabs is a team of computer professionals and researchers each with
a passion and will to provide innovative solution to Indian language computing.
Together the team has rich experience in various technology environments and
development frameworks as well as an understanding of the need of the
“common man”.

LiveMobile Communications
(www.livem.in)

LiveM is a mobile VAS company engaged in providing end-to-end solutions in
SMS, IVR and WAP services. LiveM forms a very important link in the mobile
eco-system by way of providing effective solutions across several operators,
aggregators and handset manufacturers. Our content and application services
have been deployed across an effective base of users.

JuxtConsult
(www.juxtconsult.com)
JuxtConsult is unraveling the net users and netsumers (consumers with access
to the net) in India through an annual series of syndicated research reports like
India Online and NRI Online.

It is also assisting and advising online marketers on effectively tracking and
measuring the performance of their branding and marketing efforts, using an
interesting and proprietary brand tacking model called BrandMomentuxTM. The
tracking milestones involve all possible stages of the marketing process, from
attracting, to converting, to servicing, to retaining customers.

Indicat
(www.indicat.com)
Indicat.com is a web-based, easy to use, comprehensive database on India. It
features data as detailed as upto the district level. Indicat.com is an indicator -
an Indicator designed to bring storehouses of reliable and premium information
to its users at the click of a mouse. It covers sectors of the Indian economy


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 26
                                         mail: indic@indicus.net, www.indicus.net
ranging from socio-economics to consumer demographics. To mention a few,
Indicat.com has premium data on India’s macroeconomy, education, health,
law and order, and consumer demographics.

It features all india, state-level and district-level consumer market information
across sectors. With its special focus on upcoming sectors like Automobile and
Housing, Indicat.com offers data that is invaluable to the strategy formulation
process.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 27
                                         mail: indic@indicus.net, www.indicus.net
TEAM (CORE MEMBERS)

Laveesh Bhandari
Dr. Bhandari completed his Ph.D. in Economics from Boston University, USA, in
1996. Prior to this he got his MA in Economics specializing in Finance and
Industrial Organization from the same university. His thesis received the Best
Thesis in International Economics award by the EXIM Bank of India in 1996. He
was also awarded the Hite Fellowship for his work on International finance. Dr.
Bhandari began his career as a Consultant for Manhattan (now Brookdale)
Funds, New York and Boston, USA, where he was working on the valuation
methodologies of derivative securities. He joined the National Council of Applied
Economic Research (NCAER), New Delhi, as a Senior Economist in 1997. At
NCAER he led research teams for various studies in the Industry and
Infrastructure division. He was a visiting faculty at the IIT, Delhi and also
worked as Managing Editor of the Journal of Emerging Market Finance. Dr.
Bhandari is the founder Director, Indicus Analytics.

Sumita Kale
Sumita is a Ph.D. in Economics from the University of Pune, with an M.Phil. in
Economics of Developing Countries from University of Cambridge, UK. Sumita
has worked at various reputed institutions such as Gokhale Institute of Politics
and Economics, National Insurance Academy, SQW Associates (UK) and the
Department of Economics, University of Pune; she is currently Chief Economist
at Indicus Analytics.

Sanjay Tiwari
Mr. Tiwari is an expert from the advertising, marketing and branding field and
possesses a rich experience in consulting many renowned media agencies. Mr.
Tiwari graduated in Business Management from Rotterdam School of
Management, Netherlands. He has been instrumental in assisting and bringing
out valuable and path breaking market and brand research related products,
such as the Indicus Market Skyline of India and the Indicus Consumer Tracker.
He currently heads JuxtConsult a joint Venture of Indicus Analytics and
Webchutney Studio.

Amit Sinha
Amit is a PGDM from IIM Ahmedabad. Prior to this he got his M.Tech from IIT
Chennai and B.E from REC Nagpur. As the President of Indicus Analytics, he is
heading the Marketing and Products division. Amit is the cofounder and also
served as the Director – Consulting and Operations at Indian Agribusiness
Systems Pvt. Ltd. Prior to this he was associated with Tecnova India Private
Limited, and Holtec Consulting Private Limited as Management Consultant. Amit
has a wide range of experience of over 20 years in the field of Strategy


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 28
                                         mail: indic@indicus.net, www.indicus.net
Formulation and Implementation, Economic and Financial Feasibility Analysis,
Market analysis, Market Research, Cost Analysis, Business and operations Plan
Development, Economic and policy research, Sector studies, Market
development services and Commodity Research management. Prior to
embarking on his consulting career, he worked in the manufacturing sector in
production and in sales.




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 29
                                         mail: indic@indicus.net, www.indicus.net
Peeyush Bajpai
Mr. Bajpai completed his Masters in International Business from the University
of Lucknow. Prior to this he pursued B.E from REC Jamshedpur. He has worked
extensively on education, health and the social sector and has conducted many
in-depth studies at the sub-state; state and country level, assessing various
aspects of education such as enrollment, attainment, expenditure on education
and beneficiaries of public subsidies. Mr. Bajpai spearheaded quot;The Market
Skyline of India-2002quot;, a market information product that identified the top 68
city markets. He presently heads Indicus NetLabs a new subsidiary of Indicus
Analytics.

S.V. Divvaakar
A Mechanical Engineer from India's premier institution -IIT Delhi (Class of
1982) he has 20 years of experience in India and overseas, extending from
project management, trade and investment strategies, setting up joint ventures
and handling international trade-especially in European and Middle East
Markets. He is a recognized expert on Trade, Investment and Competition
Policy, and has been commissioned on several projects by international
development agencies such as UNCTAD, ITC and the European Commission,
besides leading international Companies.

Pankaj Agrawal
A Mechanical Engineer from Delhi College of Engineering and a postgraduate
from IIM-Ahmedabad, Pankaj Agrawal coordinate the market information
services practice at Ace Global. He has rich experience in market research,
consumer analysis and profiling, with a first-hand knowledge spanning several
industrial, business-to-business products and consumer products categories,
and has undertaken several studies in India and abroad including for World
Bank, UNIDO, European Commission, and USAID. He is also the National Expert
with UNIDO for Montreal Protocol related activities.

Siddhartha Dutta
Siddhartha Dutta is an M. Phil from the Centre for the Study of Regional
Development, Jawaharlal Nehru University, currently pursuing his Ph.D from the
same University.     He has worked extensively on rural water supply and
sanitation, and inter-state disparities. He has also looked at the evolution of
service sector in India and social infrastructure in urban areas. Presently he is
working as Assistant vice President - Marketing at Indicus.

Payal Malik
Ms. Malik completed her Master of Business Administration from the University
of Cincinnati, USA. Prior to that, she completed her M. Phil. from Delhi School of
Economics, Delhi. She has been a consultant at NCAER in addition to other


Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 30
                                         mail: indic@indicus.net, www.indicus.net
national and international consulting work that she has done. She is Advisor at
Indicus Analytics. She has almost 12 years of policy research experience on the
issues of market structure and regulatory design for sectors like power,
telecommunication and water. More generally her research is focused on the
links between technology, economy and society in the infrastructure sector.


                                              ---------------------




Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 31
                                         mail: indic@indicus.net, www.indicus.net

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Indicus Analytics Profile

  • 1. ABOUT INDICUS INDICUS ANALYTICS is a specialized economics research firm based in New Delhi. It has been providing research inputs to Central and State ministries, institutions such as The World Bank, UNICEF, Stanford University, Harvard University, Maryland University, USAID, Rajiv Gandhi Foundation, CII and many other national and international institutions. Key decision-makers such as the former President of India Dr. APJ Abdul Kalam, the Prime Minister Dr. Manmohan Singh and the Finance Minister Mr. P. Chidambaram have all referred to our work as we cover a wide range of aspects of the Indian economy. Media groups such as India Today and Outlook have carried cover stories based on our work. The India Today special issue on the ‘State of the States’ is released every year in the presence of Chief Ministers from across the country. Constant interaction with national and international experts and our ongoing non-funded research activities are the key factors that enable us to maintain a high quality of output. Our persistent endeavor to keep abreast of new developments in research methodology gives us the ability to bring out fresh insights from otherwise intractable information. 1 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 2. SERVICES Our Work • Analytical Studies & Databases • Econometric Modeling • Monitoring & Evaluation • Forecasting • Indexing & Ranking • Primary Surveys • Informational publications Covers a wide range of topics • Analysis of the Indian macro-economy • Evaluation of policies and programmes • Education, health and socio-economy • Women and child welfare • Consumer demographics and consumption behavior • Infrastructure and trade • International and Financial sectors For quality conscious sponsors • International Institutions • Academic and Research Organizations • Governments • Consulates and Embassies • Industry Associations • Consulting Organizations • Leading international companies 2 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 3. SPONSORS • The World Bank • Japan Bank for International Cooperation • European Commission • UNICEF and UNDP • Reserve Bank of India • Ministry of Small Scale Industries • Twelfth Finance Commission • Ministry of Panchayati Raj • Harvard University • University of Newcastle, UK • Stanford University • Social Science Research Center, Berlin • IKEA • Max New York Life • VISA • Monsanto • Microsoft • McKinsey & Company • India Today Group • Indian Express (Delhi) Group • The Outlook Group • Business Standard • Confederation of Indian Industry • Rajiv Gandhi Foundation • 3i Network of IIM (Ahmedabad), • PHDCCI IIT (Kanpur) and Infrastructural development financial corporation (IDFC) 3 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 4. To get a detailed list of sponsors please visit our website: HTTP://INDICUS.NET/RESEARCH/HOME/SPONSORS/ 4 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 5. INDICUS PREMIUM DATABASES Indicus Premium Databases, a division of Indicus Analytics specializes in developing information products on different aspects of the Indian market & economy. Presently there are two sets of products under its Skyline series & Landscape series. These have found an increasing demand with several national and international companies. Market Skyline of India 2008-09 http://tinyurl.com/9j4jba Provides information on various demographic, socio-economic, market related characteristics of consumers at various geographical levels. Broadly focusing upon the rural and urban markets at the District and Block levels, this set of publications is designed to help marketers in identifying & reaching out to their target markets and provide relevant inputs to policy makers. The publications include the following: District Profile 2008 (Covering 593 Districts of India across all states) Block Profile 2006 (Over 5000 blocks, rural and urban locations) • • Income Distribution Market Size • • Savings Spread Asset Penetration • • Expenditures Demography • • Growth SEC Profile City Skyline of India 2008-09 http://tinyurl.com/6sgldk A unique attempt at looking beyond the 20-city market syndrome, this publication looks at the top 112 cities as places to Earn, Invest and Reside-in. The publication has been widely acknowledged for making available extensive market related information at one place. • • City Rankings Growth Rate • • Age Distribution SEC Profile • • Market Size Demography • • Income Distribution Psychographics 5 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 6. Indian Financial Scape 2008-09 http://tinyurl.com/8r45cg Complete financial sector information for all 593 districts. The product contains information on (Across Income classes, Socio economic classes, Rural, Urban): • Financial Services- Across • Asset Penetration services & establishments • Demography • Credit & Savings • Market Size- GDP Banking and • Indices on Financial Service insurance, Incomes, Savings, Activity, Affluence, Growth, Savings Expenditure, Remittances, & Credit Propensity, Consumer Rents etc. Loan Activity, Durables Loan, District Risk etc . District GDP of India, 2006-07 http://tinyurl.com/6w363m First ever estimates of District GDP of India, 2006-07 brings out the first ever estimates on Gross Domestic Product across sectors at district level for all states and UTs of the country. These estimates provide information for all 593 districts in India covering important economic indicators like GDP at current & constant prices, short term real GDP growth across sectors, labour productivity, credit penetration in each sector etc. This database contains information on • District GDP across sectors at Sectors • Primary Sector – Agriculture, current and constant prices • Credit Penetration in various Mining and Quarrying, Fishing, • Per capita GDP by economic Forestry. activity at current prices • Per worker GDP by economic • Secondary sector - Construction activity at current prices Sector, Manufacturing Sector, Electricity,Gas,Water Supply. • Tertiary Sector - Banking and Insurance, Rest Of tertiary. • Total GDP 6 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 7. Housing Skyline of India 2008-09 http://tinyurl.com/a47jp7 A premium database on Indian housing sector for top 1112 cities in India, which provides information on number of households across different income groups, Family Structure (Nuclear, Joint and Extended families), Ownership of houses, Households across type of dwelling units (Owned/Rented/Others/ area wise), Housing Loan amount and growth etc. and many more. Contains information on: • Housing Demand • Consumer Price Index: Housing • Housing • Housing loan growth rate loan – latest amount • Household across income • Number of households groups • Family structure • Rent Potential index etc. Indian Development Landscape 2008-09 http://tinyurl.com/7hq8gu A premium socio-economic database for all districts of India, which provides information on education, health, social empowerment, economic status, crime,demography and many more estimated at two point in time 2001 and 2008. Contains information on: • • Education Economic Status • • Health Demography • • Infrastructure Environment • • Empowerment Agriculture City Skyline of India- Neighbourhood Series 2008-09 http://tinyurl.com/7g6zje The City Skyline of India – Neighbourhood Series, is designed to help marketers and strategists dissect the cities of India at extremely granular levels. It divides the cities into neighbourhoods which are as small as a few square kms. Delhi, Mumbai, Bangalore, Kolkata have been divided into 128, 99, 102 and 141 7 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 8. neighbourhoods respectively. This product brings out information on consumer demographics, disposable income, consumption expenditure (aggregated as well as separately on major heads) and savings of households. 8 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 9. MEDIA COVERAGE Some recent Media reviews of our work: Cities that borrow more drive consumer market (Economic Times): September 15, 2008. “Ranking India’s 112 top population cities on consumer market growth and credit growth show that leaders in credit growth are also, more or less, leaders in consumer market growth as well, according to Indicus Analytics’ study, City Skyline of India 2008-09...” Metro consumers hold on to pole position (Economic Times): September11, 2008. “While top metros, including Mumbai and Delhi, continue to be the largest consumer markets, smaller cities such as Silvassa, Gandhinagar and Bokaro, to name a few, are growing at a scorching pace, says the City Skyline of India 2008-09, a study by New Delhi-based consulting and market information firm Indicus Analytics,...” Cover Story- State of the States (India Today, Special Issue): September 12, 2008 “Economic questions rarely get people involved. Exceptions are inflation and unemployment. In that sense, these aren't abstract at all and inflation has affected electoral outcomes, and might do so again says Bibek Debroy and Laveesh Bhandari.” The Freedom to choose (Outlook Money): September 08, 2007. “Outlook Money and Indicus Analytics conducted The Spirit of Freedom Survey over 1,947 respondents in 334 cities and towns during July 2008 to find out the changes that have occurred in six major areas of personal finance.” Why Corruption Persists (Business Standard): September 5, 2008 “The Parliamentary Committee investigating the cash-for-votes drama has sought and got a month’s extension to complete its inquiry. Meanwhile the aam aadmi, to use a clichéd word popularised in this regime, didn’t need this TV show of notes to complete his own inquiry — he already knows that the public system is flush with money.. says Sumita Kale, Chief Economist, Indicus Analytics” 9 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- mail: indic@indicus.net, www.indicus.net
  • 10. CM's to TATA, Drive in (Indian Express): August 27, 2008. “Tired of the long delay in getting unhindered use of land for the Nano plant, Ratan Tata has threatened to pull out.... This is all well-known, as is also quite well-known that the genesis of the problem has more to do with inadequate compensation than the farmers’ emotional connect with land. But another interesting development has occurred around the threats... says Laveesh Bhandari, Director Indicus Analytics.” Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 10 mail: indic@indicus.net, www.indicus.net
  • 11. STUDIES - A GLIMPSE Health • Studies on Health Care in India (Liberty Institute) Three issues are dealt with in this study, which seeks to understand the major accessibility, and usability issues that are hindering many from accessing quality health care. The first module looks at the health sector through the perspective of the user. It seeks to understand the patterns of ailments, accessing health care, and financing of health care by households among others. Next (in the second module), the attempt is to objectively rate and rank the major states of India on the basis of health status and health care access. This is done on the basis of an index of health care developed at the state-level. The index would be based on variables that incisively inform us about status of health care (health expenditure, accessibility, utilization, prevalence of diseases etc.). The third module investigates the micro issues that are shaping the character of the health sector and the direction it would take in the coming future. This entails looking at the overall status of health care, present regulatory regime governing the health sector, and the logic of government providing health service in India. • Review of Poor Women’s Reproductive Health in India (The World Bank) The study contributed to an assessment and understanding of the current and recent patterns of women’s reproductive health particularly amongst the poor, investigated the reasons behind these patterns, and attempted to understand the impact of poverty/ inequality on family health and nutritional status. It included a comprehensive literature review of existing research on women’s reproductive health, tabulation of women’s reproductive health indicators at the national and sub-national level and multivariate analyses using cross-sectional data from the late 1990s. • Health Expenditure of the Elderly in India (School of Public Health, Harvard University) This study used the National Health Accounts approach to refine existing estimates of health expenditures on the elderly in three states of India (Andhra Pradesh, Karnataka and Punjab) and all India for the period 1995-96. • Review of Costs and Financing of Reproductive Health Services: Case of India (Institute of Policy Studies, Sri Lanka) Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 11 mail: indic@indicus.net, www.indicus.net
  • 12. Analysis of NSS and NFHS data on national household health expenditure and utilization survey to obtain estimates of the out-of-pocket expenditures/costs on reproductive health and their distribution, and overall utilization of reproductive health services by type of provider and associated benefit incidence analysis. • Health Care Across Public and Private Sectors (School of Public Health, Harvard University) This study explored the determinants of health care utilization across public and private sectors in India, by level of care. It used nested-multinomial logit modeling approach to explore the pattern of utilization by level of care. The econometric approach was developed in consultation with Professors Ajay Mahal and Peter Berman. • Access to Services and Expenditure on Health in Uttar Pradesh- The Poor and Not So Poor (The Futures Group, USAID) The objective of the study was two-fold: firstly, to bring forth various issues related to access to health care and expenditures incurred on it, especially by the poor and secondly, to study how women's reproductive health requirements are fulfilled. The study utilized responses from a survey carried out in the state of Uttar Pradesh. Education • Private Schools Serving Low-Income Families (University of Newcastle upon Tyne) This is part of an international research project that is operating in five countries viz., Ghana, Nigeria, Kenya, India and China. The overall aim is to increase our understanding of the ways in which the educational needs and aspirations of low-income families in developing countries are served by education. • Monitoring and Evaluation of the Pilot Study on Integrated Child Development in Madhya Pradesh (The World Bank) The World Bank Report on ICDS, “Reaching out to the child” has emphasized an integrated and life cycle approach to child development and basic education of children. A pilot study has been initiated in Bajna block of Ratlam district in Madhya Pradesh for convergent planning for children (from pre-natal to 11 Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 12 mail: indic@indicus.net, www.indicus.net
  • 13. years). The overall monitoring exercise attempts at a better understanding of how convergence can be achieved in a sustainable manner and whether such planning is an effective tool towards better child development. • Equity in School Participation and Completion (The World Bank) The primary objectives of the study were to identify the constraints faced by socially and economically disadvantaged children in schooling participation and completion and to ascertain the changes that have been taking place since the mid-eighties across the country. • Studies in Educational Attainment (UNICEF) The study aims at capturing ten different aspects of education which include gender, caste and religious differentials, individual characteristics impacting educational attainment, evaluation of DISE data, Millennium Development Goals in education, impact of school infrastructure and incentives on retention and educational attainment etc. • Time Usage of Energy Constrained Households and Education (Stanford University) The study aims at bringing out the differences in the time use pattern as a household moves from being energy constrained to non-constrained. The study involves analysis of household members’ time budget, its allocation among various tasks and how difficulties in access to energy affect time allocation towards education and learning activities. The impact on education is then quantified. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 13 mail: indic@indicus.net, www.indicus.net
  • 14. Socio Economic Profile • Scaling up of the Social Protection Index for Committed Poverty Reduction (Halcrow Group Limited) The primary objective of this study was to construct an internationally comparable Social Protection Index (SPI) that provides a realistic summary of the overall level of social protection activities in India. The SPI provides a summary measurement tool of the extent to which Asian and Pacific countries provide welfare, labour market, social security, health insurance, micro-credit, child protection, targeted education and health support programs to their citizens, and especially those living below the poverty line. The SPI was designed to be a starting point for diagnostic evaluations of national Social Protection (SP) programs, to enable the monitoring of changes in SP provision over time, and to facilitate international comparisons of SP provision. The SPI, conceptually based on the Human Development index (HDI), was derived from four component indicators (SP expenditure, SP coverage, SP distribution/ poverty targeting and SP impact on incomes). Analysis of various household surveys was conducted to understand the status of social protection in India. • Survey of Religious Institutions in India (University of Cambridge) A survey of over 550 religious institutions across seven states of India was conducted for the Spiritual Research Project of the Faculty of Economics, St. Catharine’s College, and University of Cambridge. The primary objective of this survey was to understand religious and non-religious services provision being provided by religious organizations in India covering the period 1990-2006. • An Integrated Community based Initiative for the promotion of Child Rights in the carpet belt of Uttar Pradesh : A Baseline Survey( IKEA) The ‘Bal Adhikar Pariyojna’, aimed at addressing the root cause of child labour has been implemented in 500 villages in Jaunpur, U.P. by UNICEF and IKEA since 2000. The expansion of the Project has been proposed to be undertaken in a phased manner. In the initial phase (2007-2012) an additional 1500 villages of Jaunpur, Mirzapur and Bhadoi districts, along with the existing 500 villages of Jaunpur district would be covered under a two-pronged strategy. With a view to enabling measurable outcomes and a meaningful evaluation of the various interventions under the expanded project, Indicus is conducting a baseline survey of the villages to be covered under the IKEA-UNICEF initiative in the proposed project districts of Mirzapur, Jaunpur and Bhadoi in Uttar Pradesh covering 1500 villages and over 10,000 households. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 14 mail: indic@indicus.net, www.indicus.net
  • 15. • District Level Deprivation in the New Millennium (Rajiv Gandhi Foundation) This study identified the worst districts in India with respect to socio-economic indicators. The identification in this exercise was therefore based on six indicators - income poverty (poverty ratios), hunger, infant mortality rate, immunization, literacy rate and enrollment ratios. The results have been published as a book by Konark Publishers, New Delhi. • Socio-Economic Profiling of Kolab and Indravati Regions in Orissa (Japan Bank for International Cooperation) A detailed socio-economic profiling of the two regions in one of the most backward parts (Koraput and Kalahandi districts) of the country has been carried out using both primary survey as well as secondary data. The study identifies both social and economic characteristics and activities that are common across these regions. It also provides directions on raising local participation in various socio-economic activities in general and on the operation and maintenance of social and physical infrastructure in particular. • Monitoring and Evaluation of the Women and Child Development Programme Undertaken by UNICEF and Government of Uttar Pradesh (IKEA) The overall objective of the above-mentioned programme, which is being implemented since year 2000 under the name Bal Adhikar-IKEA Initiative, is to eliminate child labour among carpet weaving communities in a group of villages in Jaunpur district of UP. Since its initiation, 300 additional villages have been covered in its ambit and now a further expansion is being considered by including another 500 odd villages. The study assessed the impact of the various program objectives and components and outlined the strategy required for a sustainable replication. Indicus has been given the task of assessing the overall program objectives, sub-objectives, outcomes as well as inputs. • Socio-Economic Appraisal of BT Cotton Farming (Monsanto) Aimed at a scientific investigation of the benefits of BT Cotton and criticisms leveled against its adoption, the results of this appraisal should enable informed decisions with respect to the greater use of BT Cotton. The survey addressed more than 10,000 farmers across 460 villages in 7 states of India regarding their usage of genetically modified crops, incomes, health, education and gender empowerment related choices. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 15 mail: indic@indicus.net, www.indicus.net
  • 16. Water & Sanitation • Mapping Potential Water Utilities (Water and Sanitation Program, South Asia) Study on creating urban water utilities in the states of Uttaranchal, Gujarat, Andhra Pradesh, Karnataka and Kerala. The study involved using GIS with economic and demographic information as well as exploring various criteria that would make regional water utilities stable and financially sustainable in each of the five states. • Scenarios for Meeting the Millennium Development Goals in the Rural Water Supply and Sanitation Sector in India (The World Bank) There are many different aspects of water supply and sanitation (WSS) that are of policy interest – these include access, coverage, costing, institutional structure, strengths and capabilities, aspects of local governance, investment requirements etc. Indicus Analytics assisted in the development of an action plan for the World Bank Water and Sanitation Program by conducting a study that brought together the current status as well as required investments in the Rural WSS sector to meet the Millennium Development Goals. • Public & Private Garbage Removal Services in India- Impact on the Environment & Private Response (Liberty Institute) Total waste generated in urban India is increasing at a rate higher than urban population growth and poor public provision for collection and disposal of household waste is becoming more and more conspicuous. Indicus conducted a study to investigate the implications of poor public provision on health and environment and examined the functioning of the largely informal private sector activity in waste disposal services. Recognizing the importance of individual initiative and designing policy around it would be the best solution to tackle the increasingly unhygienic conditions in the cities. Governance & States • The State of The States- India’s Best and Worst States (India Today) The exercise is an attempt to find out which of India's states offer its citizens the best opportunities both to earn as well as to live in. The study ranks states across various parameters such as prosperity, governance, health, education, consumer market, agriculture, infrastructure and investment. In addition to Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 16 mail: indic@indicus.net, www.indicus.net
  • 17. inter-state comparisons the study also analyses which states made the most of liberalization and which fell away. An annual feature of India Today since 2003, the study has been adding to the ranking every year aspects of development such as district rankings 2003, forecasting of states development for the year 2020 etc. • Economic Freedom Index, 2004 (Friedrich Neumann Stiftung & Rajiv Gandhi Foundation) This study deals with the measurement of economic freedom in different states of India. This study brings together about 50 different measures that, in our view, reflect various aspects of economic freedom for an individual and for an entrepreneur. The measures when aggregated reveal the levels of economic freedom in the largest 20 states of India. • Rating Cities for Living and Retirement (The Outlook Group) The study involved rating and ranking the top 40 cities in India. It was carried out by using secondary data as well as conducting a survey across cities. The final ratings were based on more than a hundred parameters across 10 major categories. • Regional Inequality in India: A Fresh Look (University of California, Santa Cruz) There are concerns that regional inequality in India has increased after the economic reforms of 1991. This concern has been supported by various statistical analyses and Professor Nirvikar Singh (UCSC) along with Indicus showed that the conclusions are sensitive to what measures of attainment are used. In particular, human development indices do not show the same increase in regional inequality. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 17 mail: indic@indicus.net, www.indicus.net
  • 18. • Peoples’ Expectations from the State in the Context of a Globalizing Indian Economy (National Foundation For India) A survey was conducted by Indicus to capture people’s expectations of the Indian State under the project ‘Globalization and the Indian State’. An all-India representative survey of 7500 households in seven states was conducted. Respondents were queried on their expectations from the State in terms of the various services being provided/ensured/facilitated by it and their expectations of the state in terms of supporting or substituting markets. Agriculture, Industry & Service • India Labour Report: The Employability Issue, 2007 (TeamLease) The issue of employment growth and employability gap of the Indian labour force is studied in detail. Employability of an individual is seen to depend on the knowledge and skills possessed; the attitude towards employment, and the economic context within which employment is availed. The challenge of employability is not just limited to the persons unemployed but also includes persons who are sub-optimally employed. The report maintains that employability is inextricably linked to the prevailing human resource development regime in India. It brings out the degree of unemployability among the Indian youth based on quantitative information and then proceeds to estimate their training requirements - providing a cost to such training as well. Before turning to India specific solutions to the unemployability issues the report takes a stock of the global experience in the field. • Public enterprises, government policy and impact on competition - the case of Steel and Petroleum Refining (Competition Commission of India) It is increasingly becoming quite clear that greater levels of competition in the manufacturing sector are in the country’s long-term interest. What was at one time recognized as a liberal text-bookish solution is today become the accepted argument for ensuring long term sustainable and inclusive growth. In this liberal regime it is not clear what role are the PSEs playing in improving competition levels in the country. It is therefore essential to better understand the role and the impact of the public sector given the degree and type of competition levels prevailing in the Steel Production and Petroleum Refining. The link between public sector presence in these sectors and competition levels need to be better understood with the triangulation of public sector presence, industry structure, and extraneous factors that aid or impede competition. Two aspects therefore need to be better understood – creation of benefits (or Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 18 mail: indic@indicus.net, www.indicus.net
  • 19. productivity) and their distribution (various components of value added – profits, wages etc.). The study aims at achieving these objectives by putting together the most credible and up-to-date data and information on India’s two major sectors in manufacturing public sector enterprises i.e., Steel and Petroleum Refining and comparing their performance with that of their peers. • White Papers on ICT Sector (Microsoft) This white paper series consists of a series of papers penned by the most respected thinkers on issues related to maximizing the contribution of the information and communication technologies in India’s equitable and sustaianable development. Issues covered include ICT for development, IPRs and ….., technology neutrality and opportunities for all, etc. The papers are overseen by Indicus, penned by sector experts, and sponsored by Microsoft. • Mechanism to mitigate SME Forex Risk (MMTC) The strengthening of the Indian Rupee vis-à-vis major international currencies has adversely impacted many Indian exporters, especially SMEs. The high cost & low transaction size results in a situation where SMEs cannot afford to mitigate exchange rate risk and financial institutions are not interested in catering to their needs. This paper develops a mechanism which enables SMEs to mitigate exchange rate derived risk in a manner that is sustainable & scalable, is simple for the SMEs to incorporate in their decision making, and can be made available widely and easily to them at a low cost. Appropriate role of financial institutions (banking system), EXIM Bank, as well as the Ministry of Commerce is also suggested. • Insolvency Law for Small Business (Friedrich Neumann Stiftung & RGF) An exit route is vital for the healthy growth of the industrial sector - Professor Bibek Debroy, Mr. Sanjay Sen and Indicus has developed an insolvency law, a framework which will provide small business an exit route. • Study on the Small and Medium Enterprise Market (India Development Foundation & DFID) Indicus Analytics, along with Professor Shubhashis Gangopadhyay of IDF, looked at the sectoral variations related to the financing and development of SMEs in India. The study identifies critical inputs for policy formulation that can deepen the positive impacts on the smaller firms and the employment effects of increased SME competitiveness. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 19 mail: indic@indicus.net, www.indicus.net
  • 20. • Small Business Bankruptcy in India (Friedrich Neumann Stiftung & RGF) Under the guidance of Professor Bibek Debroy, Indicus Analytics conducted a study on the existing bankruptcy procedures for small-scale industry in India. The study documented the effects of poor procedures resulting in a high degree of economic inefficiency. It has been published as a book titled “Small-Scale Industry in India: Large Scale Exit Problems”. Investment • State Partnership with Chhattisgarh: Programming Mission (Ace Global & European Commission) The European Commission – Chhattisgarh Partnership aims at accelerating the all-round development of the state, which requires a good understanding of the socio-economic and administrative realities in Chhattisgarh. This study seeks to enhance the design of the partnership such that the desired aims are achieved. • Comparison of Investment Performance and Perceptions (CUTS) This monograph analyses civil society’s views on FDI in seven different project countries. These countries include Bangladesh and India in the South Asian region, South Africa, Zambia and Tanzania in Africa, Brazil in Latin America and Hungary in Eastern Europe. It is based on the papers prepared by country researchers in the seven countries and secondary data made available from many different sources. Consumer Economics & Markets • Study on Marketing Awareness of Water Saving Measures and Treadle Pumps (International Development Enterprises- India) The study involves the identification of those farmers across the country who are most likely to (i) need treadle and micro diesel pumps (ii) benefit from their use and (iii) be able to afford these pumps. It identifies the socio-economic characteristics of such farmers, pinpoints the motivating factors for such farmer households and thereby finds directions for marketing strategy for the future. • The Credit-Life Insurance Market (Max New York Life) The objective of the study was to estimate the total size of the credit market. Secondary data from many different sources was analyzed for an appreciation of the different types of credit, given by different firms and for different Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 20 mail: indic@indicus.net, www.indicus.net
  • 21. purposes. A survey was conducted on about 500 potential borrowers to understand their motivation for purchasing credit-life insurance, and an analysis was carried out of the finance company professionals by way of a qualitative survey to gauge their interest in marketing this product currently unavailable in India. • Rural Markets in India (Economist Intelligence Unit) The EIU, through its Indian subsidiary International Market Assessment, and Indicus Analytics conducted a joint study on the attributes and potential of Indian rural markets. • The Size of the Indian Market: Beyond 2000 (Reebok India Company) Confused by the mass of contradicting numbers from different sources, the company approached Indicus Analytics for a comprehensive study to determine the characteristics of India’s affluent, its middle class, their consumption patterns and to forecast their evolution. Telecom • Assessing the Telecom Regulatory Environment of India (LIRNEasia) The purpose of this study was to conduct the TRE assessment in India with the help of a stakeholder survey, to collect relevant sector performance indicators and to provide a comprehensive report analyzing the data in the context of the policy/regulatory background as well as sector specific indicator data. ICT2 - Study on the trends in public and private investments in ICT R&D in China, India and Taiwan, and on the globalisation of R&D and the competitiveness of their innovation systems in ICT (ongoing; ICEG European Centre: http://www.icegec.hu/eng/index.htm for its client Institute for Prospective Technological Studies, DG Joint Research Centre, European Commission) The overall objective of the project is to provide a clear view, on the dynamics of ICT R&D in India, China and Taiwan, and on how the interrelation of ICT technological innovation, ICT sector business models, national conditions and international trends (such as globalisation, trade, comparative growth patterns, etc.) result in a global distribution of ICT R&D activity. Indicus is leading the India component. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 21 mail: indic@indicus.net, www.indicus.net
  • 22. • An evaluation of different models for the issuance of licenses for service provision and frequencies (LIRNEasia) Few developing countries have created workable conditions for competition in the mobilespace, especially the equitable and efficient allocation of frequencies, towers and related infrastructure and mobile number portability. This project will study the various trade offs and incentive structures created by the various mechanisms of allocations of licences and frequencies in the telecom sector. International examples will be analysed for the purpose of arriving at the “best” allocation mechanism. • White paper on Enabling Equity and Efficiency through Auctions in India (Liberty Institute) The distribution of scarce resources with alternate uses is an economic problem and auctions can provide a market solution to sourcing the most efficient producer/buyer. Since the outcome of the auction determines the market structure, it is important that the process is conducted with care. Auctions have been used in many instances to solve the issue of allocation, however not always successfully. Auctions should be designed in a manner that facilitates entry, gives a level ground for established players and new entrants and discourages collusion and signaling amongst bidders. The white paper examines the relevance of auctions in the context of resource allocation in India. While examples and case studies from around the world will be used to illustrate the applications, the case of spectrum allocation in India will be taken up in depth, in the context of the ongoing debate on the subject. • White paper on Value Added Services on Mobile for India (IAMAI) Despite rising tele-density, average revenue per user has been dropping on the use of mobiles, calling for the need to raise revenues through Value Added Services (VAS). Though currently the main focus has been on services connected to entertainment, there is wide scope for enhancing the services provided. However, there are many issues to be resolved before the full potential can be exploited, that can benefit the end users to the maximum - ensuring greater rationality in revenue sharing between operators and content developers, issues of copyright protection, developing content that addresses the needs of all segments of the population and makes significant contribution to raising economic efficiency, working towards a focused WAP strategy etc. The main objectives of the white paper are as follows: Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 22 mail: indic@indicus.net, www.indicus.net
  • 23. To show that when VAS growth is unhindered, a large range of services are possible for the benefit of all – providers, consumers, government and consequently the overall economy. To precisely identify the cause behind the market failure. To point out and the possible solutions, with minimal regulatory or policy intervention by the government. • White Paper on Accelerating usage of electronic payment option in India and Pakistan (VISA International) While the benefits of electronic payments are numerous, the growth of electronic payments has special ramifications in developing countries where financial systems are often at elementary levels. This study looks after the growth and value of electronic payment in India and Pakistan • White paper on Location Based Services on Mobile in India (IAMAI) The rise in connectivity has given a substantial boost to the growth potential of the economy with enhanced efficiency as people and information can be accessed at a touch of a button. Technology has transformed the cell phone from being a mere phone, as it has become a medium for contact, information and entertainment. Revenue models are increasingly looking at value added services and the potential for Location Based Services is large in a country like India. The main objectives of the paper are to To assess the relevance of mobile applications focused on location features in the Indian market To identify specific applications/services that would be of importance to the user e.g. points of interest, navigation, locator etc. especially in the India-specific context of a large informal sector To emphasize how LBS can help India meet its objective of growth with equity To examine the current shortcomings with regard to infrastructure and technology To make recommendations for the way ahead to exploit the full potential of LBS in India. • White paper on Potential of Alternate Payment Systems in Rural India (INTREX) Significant constraints of access to infrastructure, markets and information make rural India a formidable marketing challenge, it is a challenge that yields Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 23 mail: indic@indicus.net, www.indicus.net
  • 24. high returns through volume. It is the lack of opportunities that prevents low incomes from being converted into purchasing power. With the National E- governance Plan looking to connect one in every six villages through Common Service Centers, these barriers are being removed. The main objectives of the white paper are to investigate the revenue generating capacity of rural kiosks, in particular of the CSCs and evaluate the potential for alternate payment systems that will increase the spread and usage of the kiosks. Others • COI Program (Microsoft) This mission involves supporting Microsoft Corporation’s PR activities in India by providing it with the necessary research and knowledge support. Indicus provides to Microsoft information, research support, research on economic policy and development matters. It also provides daily inputs to Microsoft managers on the development sector trends and the path that local, state and central governments are taking where development objectives are concerned. • India Economic Reforms Impact Study (CRISIL) Ever since the economic reforms of 1991, there have been debates in the policy circles regarding the efficacy of the reforms. The obvious questions that have been raised are, whether there has been any success if at all of these reforms. The 1991 reforms of India, is for all to know, was a clear departure from the policy regime followed in the past, with increasing participation from the private sector. This study deals with analyzing the changes and reforms initiated by the Government and the success achieved. This has been analyzed comparing the infrastructure and socio-economic development of the country, both pre and post reforms. The study also extends to analyzing the various policy initiatives in capital markets, housing & insurance sector, banking sector, financial sector, rural finance and pension sector since 1991. • Efficiency and Cost Effectiveness of Food Security Programs (The World Bank) While evaluating the efficiency and cost effectiveness of the Food Security programmes, the study finds that the Public Distribution System should be expanded and better targeted to reach the poor. Monitoring of the PDS shops and ensuring accountability to the public are vital, while a more decentralized system will work more effectively to achieve the goal of providing food security. Another important aspect of reform lies in improving the functioning of the Food Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 24 mail: indic@indicus.net, www.indicus.net
  • 25. Corporation of India as it covers a better geographical spread of both purchases and off take. • Constraints to Growth of the Food Processing Industry (ISAP and USAID) The study analyzed the policy and the legal structures that translate into administrative procedures and rules, which in turn affect the free movement of goods across state borders. The analysis therefore looks into policies, laws, case laws, administrative rules, regulations and procedures. This helps in identifying the specific constraints that have prevented India’s food processing industry of achieving higher growth rates. • A System for Evaluating the States’ Devolution of Powers to its Panchayati Raj Institutions (Ministry of Panchayati Raj, Govt. of India) This study puts forward a system for evaluating the performance of state governments in strengthening their Panchayati Raj Institutions by devolution of funds, finance, and functionaries. (in association with V.N. Alok, IIPA, New Delhi.) • More Rural Roads = Fewer Villages (Rajiv Gandhi Institute for Contemporary Studies) This study takes the view that by improving infrastructure, especially road infrastructure, the government would inadvertently create conditions where the number of villages would fall. In other words, not only would the government’s fisc be affected positively, but it would also lead to better lifestyles for the masses. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 25 mail: indic@indicus.net, www.indicus.net
  • 26. INTERNET INITIATIVES Indicus Netlabs (www.Raftaar.in) Indicus NetLabs is our latest initiative at making information technology accessible in local languages. Raftaar-The ‘Hindi Search Engine’ () is the first integrated solution aimed at making Internet usable, user friendly and useful. Indicus Netlabs is a team of computer professionals and researchers each with a passion and will to provide innovative solution to Indian language computing. Together the team has rich experience in various technology environments and development frameworks as well as an understanding of the need of the “common man”. LiveMobile Communications (www.livem.in) LiveM is a mobile VAS company engaged in providing end-to-end solutions in SMS, IVR and WAP services. LiveM forms a very important link in the mobile eco-system by way of providing effective solutions across several operators, aggregators and handset manufacturers. Our content and application services have been deployed across an effective base of users. JuxtConsult (www.juxtconsult.com) JuxtConsult is unraveling the net users and netsumers (consumers with access to the net) in India through an annual series of syndicated research reports like India Online and NRI Online. It is also assisting and advising online marketers on effectively tracking and measuring the performance of their branding and marketing efforts, using an interesting and proprietary brand tacking model called BrandMomentuxTM. The tracking milestones involve all possible stages of the marketing process, from attracting, to converting, to servicing, to retaining customers. Indicat (www.indicat.com) Indicat.com is a web-based, easy to use, comprehensive database on India. It features data as detailed as upto the district level. Indicat.com is an indicator - an Indicator designed to bring storehouses of reliable and premium information to its users at the click of a mouse. It covers sectors of the Indian economy Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 26 mail: indic@indicus.net, www.indicus.net
  • 27. ranging from socio-economics to consumer demographics. To mention a few, Indicat.com has premium data on India’s macroeconomy, education, health, law and order, and consumer demographics. It features all india, state-level and district-level consumer market information across sectors. With its special focus on upcoming sectors like Automobile and Housing, Indicat.com offers data that is invaluable to the strategy formulation process. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 27 mail: indic@indicus.net, www.indicus.net
  • 28. TEAM (CORE MEMBERS) Laveesh Bhandari Dr. Bhandari completed his Ph.D. in Economics from Boston University, USA, in 1996. Prior to this he got his MA in Economics specializing in Finance and Industrial Organization from the same university. His thesis received the Best Thesis in International Economics award by the EXIM Bank of India in 1996. He was also awarded the Hite Fellowship for his work on International finance. Dr. Bhandari began his career as a Consultant for Manhattan (now Brookdale) Funds, New York and Boston, USA, where he was working on the valuation methodologies of derivative securities. He joined the National Council of Applied Economic Research (NCAER), New Delhi, as a Senior Economist in 1997. At NCAER he led research teams for various studies in the Industry and Infrastructure division. He was a visiting faculty at the IIT, Delhi and also worked as Managing Editor of the Journal of Emerging Market Finance. Dr. Bhandari is the founder Director, Indicus Analytics. Sumita Kale Sumita is a Ph.D. in Economics from the University of Pune, with an M.Phil. in Economics of Developing Countries from University of Cambridge, UK. Sumita has worked at various reputed institutions such as Gokhale Institute of Politics and Economics, National Insurance Academy, SQW Associates (UK) and the Department of Economics, University of Pune; she is currently Chief Economist at Indicus Analytics. Sanjay Tiwari Mr. Tiwari is an expert from the advertising, marketing and branding field and possesses a rich experience in consulting many renowned media agencies. Mr. Tiwari graduated in Business Management from Rotterdam School of Management, Netherlands. He has been instrumental in assisting and bringing out valuable and path breaking market and brand research related products, such as the Indicus Market Skyline of India and the Indicus Consumer Tracker. He currently heads JuxtConsult a joint Venture of Indicus Analytics and Webchutney Studio. Amit Sinha Amit is a PGDM from IIM Ahmedabad. Prior to this he got his M.Tech from IIT Chennai and B.E from REC Nagpur. As the President of Indicus Analytics, he is heading the Marketing and Products division. Amit is the cofounder and also served as the Director – Consulting and Operations at Indian Agribusiness Systems Pvt. Ltd. Prior to this he was associated with Tecnova India Private Limited, and Holtec Consulting Private Limited as Management Consultant. Amit has a wide range of experience of over 20 years in the field of Strategy Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 28 mail: indic@indicus.net, www.indicus.net
  • 29. Formulation and Implementation, Economic and Financial Feasibility Analysis, Market analysis, Market Research, Cost Analysis, Business and operations Plan Development, Economic and policy research, Sector studies, Market development services and Commodity Research management. Prior to embarking on his consulting career, he worked in the manufacturing sector in production and in sales. Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 29 mail: indic@indicus.net, www.indicus.net
  • 30. Peeyush Bajpai Mr. Bajpai completed his Masters in International Business from the University of Lucknow. Prior to this he pursued B.E from REC Jamshedpur. He has worked extensively on education, health and the social sector and has conducted many in-depth studies at the sub-state; state and country level, assessing various aspects of education such as enrollment, attainment, expenditure on education and beneficiaries of public subsidies. Mr. Bajpai spearheaded quot;The Market Skyline of India-2002quot;, a market information product that identified the top 68 city markets. He presently heads Indicus NetLabs a new subsidiary of Indicus Analytics. S.V. Divvaakar A Mechanical Engineer from India's premier institution -IIT Delhi (Class of 1982) he has 20 years of experience in India and overseas, extending from project management, trade and investment strategies, setting up joint ventures and handling international trade-especially in European and Middle East Markets. He is a recognized expert on Trade, Investment and Competition Policy, and has been commissioned on several projects by international development agencies such as UNCTAD, ITC and the European Commission, besides leading international Companies. Pankaj Agrawal A Mechanical Engineer from Delhi College of Engineering and a postgraduate from IIM-Ahmedabad, Pankaj Agrawal coordinate the market information services practice at Ace Global. He has rich experience in market research, consumer analysis and profiling, with a first-hand knowledge spanning several industrial, business-to-business products and consumer products categories, and has undertaken several studies in India and abroad including for World Bank, UNIDO, European Commission, and USAID. He is also the National Expert with UNIDO for Montreal Protocol related activities. Siddhartha Dutta Siddhartha Dutta is an M. Phil from the Centre for the Study of Regional Development, Jawaharlal Nehru University, currently pursuing his Ph.D from the same University. He has worked extensively on rural water supply and sanitation, and inter-state disparities. He has also looked at the evolution of service sector in India and social infrastructure in urban areas. Presently he is working as Assistant vice President - Marketing at Indicus. Payal Malik Ms. Malik completed her Master of Business Administration from the University of Cincinnati, USA. Prior to that, she completed her M. Phil. from Delhi School of Economics, Delhi. She has been a consultant at NCAER in addition to other Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 30 mail: indic@indicus.net, www.indicus.net
  • 31. national and international consulting work that she has done. She is Advisor at Indicus Analytics. She has almost 12 years of policy research experience on the issues of market structure and regulatory design for sectors like power, telecommunication and water. More generally her research is focused on the links between technology, economy and society in the infrastructure sector. --------------------- Indicus Analytics Pvt. Ltd., Nehru House, 2nd Floor, 4-Bahadur Shah Zafar Marg, New Delhi-110002, Ph. 91-11-42512400, e- 31 mail: indic@indicus.net, www.indicus.net