1. Business & Financial Solutions For
The Retail, Commercial &
Healthcare Industry

2. Capital Financial Solutions – Company Overview
Capital Financial Solutions is an organization that specializes in providing business
and financial solutions within the healthcare, commercial & retail sectors.
As a developer and facilitator of creative finance programs, Capital Financial Solutions
has the experience and ability to customize programs to fill a wide range of commercial and
consumer credit risks by offering custom rate plans for a wide spectrum of industries. Capital
Financial Solutions is sure to be a natural fit for your business environment.
Capital Financial Solutions over the years has developed a large network of finance companies,
banks, hedge funds, private equity & investment groups, factoring, equipment leasing, servicing
companies, debt buying groups, and collection agencies that we utilize to help our clients get the
most out of each and every program.
Capital Financial Solutions works closely with you to create the best plan of action and truly
manage your Custom programs so that you get the best price, creative structure, service, and
most importantly the best results that your business will come to expect in working with the
professional team at Capital Financial.
With our ability to provide immediate programs through our alliance network of funding &
debt buying sources, the financing of business and consumer accounts as well as the
incorporation of a full service receivables management system provides your company with the
tools required to grow your business year after year.

3. Marquee Lending & Transactional Relationships

4. Financial Products & Services
Capital Financial Solutions offers the most inclusive, versatile, and unique consumer finance programs
and receivable management tools available to small and large businesses. We specialize in establishing
financing and funding solutions that meet your business needs & requirements. Working with
Capital Financial, your business will have incredible access to additional capital letting you focus on what you
do best. You're not a bank, so why try to act like one?
What Types of Financial Services Does Capital Financial Offer?
Consumer A/R Bulk
Revolving &
Finance Purchase w/
Installment Receivables A/R Billing &
Programs Ongoing
Contract Management Servicing
Prime & Non Flow
Financing
Prime Programs
Equipment
Bad Debt Invoice Purchase Merchant
Leasing &
Collections Factoring Order Bank Card
Working
Programs Financing Services
Capital

5. Consumer Finance Programs
Capital Financial Solutions is proud to offer the most inclusive, versatile, and unique consumer
finance programs and receivable management tools available to the commercial, retail elective medical
industry. We specialize in establishing financing and funding solutions that meet your business needs &
requirements. Working with Capital Financial, your business will have incredible access to a vast array of
consumer finance programs and promotions that are designed to generate high approval rates while
minimizing costs to your practice. We get your customers financed so you can focus on what you do best.
Consumer Finance Solutions for
All Credit Levels
Summary of all 3 Programs
 Revolving Line of Credit  No terminals or hardware required in the
 Installment Loan provider office
 Credit Limit: $500-$30,000  Affordable monthly payments
 Instant on-line credit  No prepayment penalty charges
decisions 24/7  Same as Cash Programs - Up to 24 months
 Interest Rates:* As low as 0%*  On-line Account Management and Bill Pay
 24 to 72 Month Payment Terms  Second Look / Sub-prime Programs Available
 Service to Purchase Programs Available
*(rates and discounts vary with consumer credit risk)

6. Most Consumers Can’t Become Your Customers
Because…
• Less than 10% of consumers use cash or check for purchases over $1,000.00.
• 32% of consumers don’t own a credit card and 68% of US credit card holders
are within less than 5% of their available credit limit!
• Only 33% of US consumers are considered prime credit risks possessing credit
scores of 690 or greater, 67% of consumers are considered near prime and
sub-prime credit risks.
Solution… If the average cost of your product or service is over $1,000, an
affordable payment plan that covers prime, near prime and sub-prime credit
risks can help you increase your direct and incremental sales by 40-50%.
*Data from “The Survey of Consumer Payment Choice”, Federal Reserve Bank of Boston, January 2011 *

7. Consumer Debt Receivables Purchasing
Unlike most finance companies in our arena, Capital’s strategic partner is funded by a private investment
pool which gives our management team complete authority to make client funding decisions. This gives our partner an
underwriting flexibility unmatched in the industry.
So, Why Choose Capital Financial for Your Cash flow Needs?
Many of our clients came to us because they wanted to sell a large portfolio of receivables to raise needed cash, but
were previously forced to deal with multiple funding sources to do so as no single lender had the capacity or the
underwriting flexibility to purchase all the receivables they wanted to sell. Not so with Capital Financial Solutions.
Our Comprehensive Consumer Finance Program Includes the Following Services:
Consumer Debt
Receivable Flexible Consumer
Purchasing Finance Program Cash Flow
Design & Factoring
(Bulk and Ongoing Implementation
Flow)
Collection Agency
Consumer A/R
Billing & Servicing (Bad Debt)
Recovery Services

8. Contact Information
Capital Financial Solutions, LLC.
Jeffrey Kohoutek
Managing Director
p/ 360.350.1086 Ext 104 ■ f/ 360.350.1087
jeff@capitalfinancial.org
www.capitalfinancial.org