An overview of Arkin Youngentob Associates employee benefit consulting business.

1. Powerful Employee
Benefit Solutions for a
Post Health Reform
(PPACA) World
2012

2. Ideal Client Philosophy
 Values innovative, creative and fresh approach
 Recognizes the value of specialized knowledge
 Benefits are a part of a corporate strategic plan
 Benefit management is risk management
 Value placed on personal long term relationships

3. Corporate Lifecycle
LEVEL 4
LEVEL 3 Comprehensive
Advanced
LEVEL 2 • Fiduciary
• Risk Assessment
Moderate •M &A
LEVEL 1 • Technology
• Compliance • Financials
Basic • Reporting
• Communication • Stock Price
• Objectives • Efficiencies
• Administration • Documentation
• Culture • Documentation
• Compensation • Morale
• Plan Design • Benchmarking
• Tax Strategies
• Vendors • Financing
• Carve Outs
• Cost • Executives
• Benefit Advocacy
• Customization
Benefit Focus Changes as the Corporation Matures

4. An Independent, Objective
Advisor
Guiding Principles Consultants Perspective
 Integrity  Focused on objectives
 Objectivity  Applies solutions utilizing the
best resources available
 Innovation  Performs advisory role working
 Team Approach as a “Quarterback”
 Relationships  Engagements are ongoing
 Community  Measured by overall results
“Knowledge, Application and Service”

5. Strength in Partnership
 Member firm of NFP Benefit Partners with over
185 offices, 2,000 benefit professionals and 40,000
corporate clients.
 #8 Top Insurance Broker Globally (Best’s Review)
 #1 Executive Benefits Provider (PlanSponsor
2009)
 #1 independent distributer for top-tier carriers
(carrier data)
 Top 10 Independent Broker/Dealer
(by Financial Planning and Financial Advisor)

6. Comprehensive Benefit Offerings
 Health and Welfare Corporate Planning
 HRIS and Benefit Enrollment Technology Support
 Retirement Planning and Fiduciary Services
 Executive Benefit and Compensation Plans
 Business and Succession Planning
 Estate and Wealth Accumulation Planning

7. Powerful Support Solutions
 Thought Leadership and Knowledge Sharing
 Compliance and Regulatory Support
 Education and Communication Solutions
 HR Administrative Service Support
 Proprietary Decision Support Tools and Resources
 Implementation Support to Facilitate Technology
Set-up, Employee Education and Plan Installation

8. Proprietary Platform and
Protection
 Health Reform (PPACA) compatible employee
communication and enrollment platform used to
assist clients in managing benefit plans in a post
Health Reform environment
 Proprietary product suite, Employee Protector ©
designed to maximize the perceived value of
corporate benefit investments.

9. Employee Protector©
 Protects your employee and their families
emotional, physical and financial health.
 Provides powerful support tools to employees and
their dependents to maximize, manage and
efficiently utilize health care services.
 Provides information and support for identity
protection, financial fraud and resolution of
security breaches.

10. Executive Protector©
 Protects your executives and their families
emotional, physical and financial health.
 Provides more concierge level services to
executives and their dependents to maximize,
manage and efficiently utilize health care services.
 Provides additional preferred access to top
providers, medical travel assistance and
management of personal EMR’s.

11. Annual Benefit Services
 Strategic Benefit Planning
 Technical Assistance
 Vendor Selection and Management
 Legislative and Regulatory Counseling
 Document Review
 Administrative Assistance
 Employee Communication

12. Strategic Benefit Planning
 Perform annual review of company objectives
 Review plan performance both financial and
non-financial quarterly or annually
 Assess Health Reform (PPACA) strategies
 Review market conditions & trend analysis
 Provide insight into the regulatory climate

13. Technical Assistance
 Review and recommend value-based plan designs
 Recommend employee contribution strategies
 Monitor plan cost/claim trends to mitigate risk
 Assist in annual budgeting and projections
 Assess and amend risk management strategy
 Engage actuarial review as necessary

14. Vendor Selection Process
 Identify vendors who can meet business objectives
 Perform vendor due diligence
 Develop RFP specifications and process
 Evaluate proposed services and plan designs
 Negotiate final underwriting and contract terms
 Assess implementation and communication
program of new plan features

15. Vendor Evaluation Factors
 Product suitability
 Underwriting requirements
 Contractual matters
 Technological capabilities
 Claims paying ability and payment history
 Carrier Financial Strength
 Product pricing
 Policy holder services

16. Ongoing Vendor Management
 Regular evaluation of service providers
 Address matters relating to vendor performance
 Resolve claim issues, billing matters and other
administrative concerns
 Monitor and implement new services

17. Regulatory Review
and Compliance
 Monitor legislative and regulatory developments at
the State and Federal level
 Address ERISA, Federal and State compliance
matters within all benefit plan platforms
 Keep clients updated and informed on all HR
related compliance alerts
 Coordinate government filings where required
 Utilize compliance tracking software as needed

18. Document Review
 Review plan documents, contracts and amendments
for compliance with plan specifications and
corporate objectives
 Review insurance contracts and agreements to
ensure proper definitions and coverage is provided
 Suggest and negotiate alternative language, as
required to meet business needs or objectives

19. Administrative Assistance
 Act as an advocate and advisor to the Human
Resources department
 Provide customized forms and templates for benefit
communication to staff
 Provide licensed access to HR 360 to clients
 Facilitate streamlining administration through
technology solutions
 Conduct electronic surveys and focus groups

20. Communication
 Facilitate the development of hard and soft copy
communication materials
 Utilize web and mobile device enrollment and
communication mediums when appropriate
 Conduct on-site or virtual employee enrollment
meetings and education sessions
 Consult on third party provided HRIS or electronic
enrollment solutions

22. Welcome Joshua Jeffries Contact HR Home Logout
Home Benefits Resources Change Coverage Profile Documents
Request History
Announcements What's Missing?
No missing or incomplete tasks
AYA Top Announce
Employee Navigator is an online benefit communication tool Contacts
which will allow you or your dependents to review your employer
sponsored benefits anytime, day or night. You or your dependents Joshua Jeffries Principal (301) 951‐0070
can also download the mobile app for Apple (from the Apple App jjeffries@ayallc.com
Store) and Android smart phone devices to access this information
anytime, anywhere.
We suggest you visit the "Resources" tab of this website to access My Tools
exclusive benefits available to you and your dependents through
Change Password
your employers relationship with Arkin Youngentob Associates,
Change User Name
LLC. The services and products available under the resources tab
Employee Directory
are provided to you through your employer at a greatly reduced
price and are 100% portable to take with you at the discounted
Estimated Total Compensation
Summary of Benefits and Coverage (SBC) Hide
Detailed Total Compensation Statement
Summary of benefits and coverage (SBC), is a four page summary
of the benefits available under a groups health insurance plan.
The purpose of this document is to provide individuals with a
better understanding of the health coverage offered under a plan
and a means for comparing various health plans from different
sources (employers, private exchange or State exchange). This
document will be provided for all new hires after September 23.
2012 and to all employees for renewals begining October 1st 2012
d h f idi hi d l i i d
Internet Resources
Mayo Clinic Health Tips
Top 5 foods to lower your cholesterol
NIH Health Matters
NIH Health Matters ‐ June 01, 2009
©2012, Powered By Arkin Youngentob Associates, LLC.

23. Welcome Joshua Jeffries Contact HR Home Logout
Home Employees Plans Documents Reports Setup Wall (beta)
Quickly find an employee Urgent Action Required
See Alerts tab for additional alerts.
type employee last name
‐‐ or ‐‐ No pending profile changes
My Employee Home Page No pending benefit changes to approve
Helpful Tools, Reports and Information All eligible employees have elected benefits
Quick Links
Add New Employee
Tools
Enrollment Editor new
Import Tool new
Login Tool
Review Insurability Requests
Open Enrollment Setup
HR 360
©2012, Powered By Arkin Youngentob Associates, LLC.

24. Welcome Joshua Jeffries Contact HR Home Logout
Home Employees Plans Documents Reports Setup Wall (beta)
My Saved Reports Benefit Reports
New Reports columns or rows? Plan Enrollments beta
New Column‐Based Report Enrollment Cost (All Plans)
New Row‐Based Report Enrollment Cost Summary
My Reports Enrollment Cost Detail
Manage Reports Cafeteria Plan Enrollment
Shared Reports Benefit Confirmation Statements
Total Compensation Statements
Payroll Deductions
General Reports Cobra Summary
Cobra Detail
New Hire
Termination
Change History Reports
Dependents
Beneficiaries
Missing Beneficiaries Employee Cost Difference
Benefit Exception Overrides
Cost Exception Overrides
Enrollment Status Reports Demographic Changes
Event Reports beta
Voluntary Life Events beta
Incomplete Supplemental Information
Dependent Coverage Changes
Carrier Reports
Open Enrollment Status Reports
Self Bill Summary Report
Carrier Updates Detail Report beta
Open Enrollment Reports
Bill Reconciliation
Not Started
In Process
Completed
Audit Reports
Open Enrollment Elections
Declined Enrollments Medicare D Notification
Enrolled But Ineligible
Enrolled But Terminated
Import Reports Dependents Enrolled Over Student Age
Employees Missing HR Tracking Data
Employees Missing Eligibility Rules Data
©2012, Powered By Arkin Youngentob Associates, LLC.