How to avoid complications and setbacks in your home loan approval.

1. HOW TO SECURE YOUR HOME LOAN

2. CONQUER YOUR CREDIT
SCORE
1)Know your credit score
2) Monitor all current accounts
3) Make every payment as scheduled
4) Avoid opening new lines of credit during
your home shopping and escrow
procedures

3. RESEARCH
POTENTIAL
LENDERS
Choose your style, local or
national bank? Do you prefer
to meet in person or complete
the application process allonline?
2) Ask questions! Ask for an
information packet and for
average turn-around times
3) Go to an expert for
specialized loans such as
FHA and VA loans
1)

4. Respond & Provide
1) Gather all financial and
identification documents and
make photocopies ahead of
time.
2) Do not withhold any needed
information, provide and
respond to your lender ASAP.

5. CHOOSE
APPROPRIATE
PROPERTIES
1) Some home loans, such
as FHA, have requirements
on the condition of the home.
Avoid setbacks by adhering
to these guidelines when
choosing a property.