Presentation of Maarten Korz (Rabobank) given at the EFMA Banking on innovation conference in june 2014. Presentation is on how to create an innovative culture within a large bank. The text of the presentation can be found at: https://innoupdate.wordpress.com/2014/10/23/disruption-is-around-the-corner-how-to-create-an-innovative-culture-to-survive/