danh cho taydohai

1. - The funding purposes aren't clear.We aren’t sure they want to invest this tractor head
for Southern Seafood or Sabeco Can Tho contract or may be for replacing the old
vehicles they have sold recently.
- They didn’t pass our scoring
- All their assets are mortgaged
- Invest too much for a short time .They have just had 2 contracts with us on Nov and
Dec, 2013. Moreover, we can’t evaluated their payment record because they just paid
for us 3 terms.
- Seafood industry, the major industry relating to our lessee’s business isn’t stable. Last
year, it was on the downtrend. We can’t be sure whether it will improve this year.
- The leased asset price is higher than the market price we have made reference.
- They have just sold 2 units of tractor head. This will cause their sales decrease and their
profit is too, because it will take cost for outsourcing. They sold their vehicles to pay for
their shareholders who want withdraw, we consider whether their business over years
is good. Moreover, if they want to sold these tractors, they must pay all for the loan
they mortgagedthem , this proves that our lessee can encounter difficulty relating
payment.