4. Company Profile Eastern Bank Limited (EBL) is one of the modern, fully online and technologically superior private commercial Banks in Bangladesh. Eastern Bank markets a wide range of depository, loan & card products. Eastern Bank has its presence in major cities/towns of the country including Dhaka, Chittagong, Sylhet, Khulna and Rajshahi. Tracing its origin back to 1992, EBL is serving the individual and corporate clientele alike with remarkable success offering innovative banking services since then.
24. By this ratio we see that in 2006 & 2007 EBL’s ROE is relatively lower than others. But in 2008 its increasing & also continuous increasing is going on. Therefore, investors will attract more effectively to invest.
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26. Managing asset or handling asset is the most important part of an organization. Here, we see that Eastern Bank Ltd. Managing their asset in average at 1.5%. And also in 2009, ROA is much better than others.
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28. EBL’s profit margin ratio in 2005 is 34.34% but it decreases in 2006, 2007, 2008 and it’s overcome in 2009. So, EBL is doing well in 2009.
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30. EBL’s asset utilization capability is increasing 0.058 to 0.067. That’s a very good sign to any financial organization.
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32. EBL’s net interest margin standing in 2009 is 0.063, which is much better from previous years.
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34. Provision for loan losses is doing better when it’s decreasing. Here we see that in 2006, 2007, 2008 this rate is increase & in 2009 its rate become lower. So, EBL is standing in a low risk position.
37. EBL use their asset against loan very well like more than 50%. So, it is the good sign to EBL. But in 2009 it decreases. So, EBL must have to concentrate on this & solve the problem.
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39. Temporary invest ratio of EBL in 2009 is running low. EBL must have to keep concentrate on it.
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41. EPS of EBL 2005 & 2006 is good but in 2007 it is too much lower. In 2008 EBL make over the problem for EPS is increasing & also keep it in 2009.
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43. DPS of EBL 2005 & 2006 is good but in 2007 it is much lower. And it is going on in 2008 & 2009. EBL can’t give dividend.
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45. EPS of EBL 2005, 2007 is good but in 2006, 2008, 2009 it is too much lower. Somehow external factors are not work properly for that P/E ratio decreasing.