The document discusses solutions for solving the paper problem in the mortgage industry. It describes how organizations in the mortgage industry like banks, title companies, and appraisal companies deal with hundreds of pages of documents. It then introduces Ephesoft's intelligent document capture solution, which can automatically classify and extract data from documents to reduce manual processing. Case studies show how Ephesoft helped a regional mortgage bank and a mortgage insurance company digitize their document processes. The presentation concludes by discussing Zia Consulting's enterprise content management solutions and packages that can help organizations transition from paper to digital processes.

1. Solving the Paper Problem
Solutions for the Mortgage Industry
Phil Robinson
SVP Business Development
Zia Consulting
phil@ziaconsulting.com
Ryan McVeigh
VP ECM Practice
Zia Consulting
ryan@ziaconsulting.com

2. The Paper Problem
• Hundreds of Pages, Dozens
of Document Types
• Expensive and Potentially
Costly
• Competitive Disadvantage
• Non-Compliance

3. The Paper Problem…
Is a Content Problem
Your Business is
Contracts.
Contracts = Content
We are focused on
building your Content
Connected Enterprise

4. Solutions for the
Mortgage Industry

5. Mortgage
Banking
Applications
or
Content
Connected
Enterprise

6. Who has Paper Problems?
• Mortgage Banks
• Title Companies
• Mortgage Insurers
• Appraisal Companies
• Rating Agencies

7. Why Now?
• Competition
• Compliance
• New Standards

8. What are you doing?
• Going Paperless:
• Intelligent Document Capture (IDC)

9. What are you doing?
• Secure Collaboration
• Alfresco Share
• MTNow

10. What are you doing?
• Workflow / BPM
• Electronic Signatures

11. What are you doing?
• Enterprise Integration
• Point-to-Point
• Enterprise Service Bus (ESB)
• Email Integration

12. What are you doing?
• Cloud
• Public
• Private
• Hybrid

13. What are you doing?
• Secure Mobile
Mobile

14. What are you doing?
• Records Management
• Paperless (Electronic RM)
• Compliance

15. Questions?
Or Lunch?

16. Back to the Paper Problem
About those Loans
• Hundreds of pages of paper in
each loan
• Dozens of different document
types
• “Unstructured Content”
• Different paper sizes
• Typed / printed / signed
documents

17. What are you doing?
• Going Paperless:
• Intelligent Document Capture (IDC)

18. What is IDC?
• Classification and Extraction - without
separator sheets or barcodes
• Free form extraction – Key Value, Regular
expression
• Table extraction
• Handwriting recognition
• OCR/ICR/OMR integration
• Content delivered to storage

19. Introducing Ephesoft
• Modern Alternative to Legacy Capture Systems
• Rapid ROI
• No Per-Page Pricing
• 100% web-based interface - Administration and
Operator
• Browser-based scanning included

20. Ephesoft for Loan Processing
• Over 50 years combined experience in
capture of loan documents
• Responsible for some of the world’s largest
implementations for mortgage documents
• Not just scanned paper – fax, email,….
• Unstructured content – Drivers License,
W2’s, Tax Documents…

21. What about my current scanning
software?
• I’m
using
Capture
So2ware
Without
Indexing
Capability
and/or
Receiving
Images
And
Manually
Classifying
• Epheso2
offers:
• Auto
ClassificaFon
• Auto
ExtracFon
• Less
Manual
Processing
• More
Timely
• More
Accuracy

22. What about my current scanning
software?
•
I’m
using
a
capture
tool
like
Kofax
Ascent
Capture
or
CapFva
CaptureQuickScan
Pro
• Epheso2
offers:
• Client
Server
Architecture
–
Includes
WebScanner
• OCR
ClassificaFon
• No
Need
For
Pre
Batch
Processing
• Free
Form
ExtracFon
• Table
ExtracFon
• HandwriTen
RecogniFon
and
Checkbox
ExtracFon
• Can
Be
Extended

23. What about my current scanning
software?
•
I’m
using
a
capture
tool
like
Kofax
KTM
or
CapFva
Advanced
RecogniFon
• Epheso2
offers:
• No
Click
Charges
–
Monthly,
Quarterly,
Yearly
Volume
RestricFons
• Train
For
ClassificaFon
with
1
or
2
Samples
• No
StaFon
Charges
• No
Module
Charges
(invoice
extracFon,
full
text
module,
import/export
connectors,
field
number
restricFons,
etc)
• Purchase
or
SubscripFon
• Responsive
and
RecepFve
Support
Group
• Client
Server

24. Want to Learn More?

25. Case Study #1
Regional Mortgage Bank
Intelligent Capture Solution

26. Case Study #1
Regional Mortgage Bank
Facts & Figures
• 4,000,000 pages/year
• 225 different document types
• 95% accuracy in classification
• 1/3 previous staff levels
• ROI = less than 6 months

27. Case Study #2
Mortgage Insurance
Intelligent Capture to Alfresco

28. Case Study #2
Mortgage Insurance
Facts & Figures
• 250+ Document Types
• Appraisal, Income,….
• 1.3 million pages / month

29. Ephesoft Solution
Social
Purchase
Date
Amount
Address
Security
#
Order
#
LOAN
APPLICATION
IRS
1040
APPRAISAL
INVOICE
LETTER
PAPER
DOCS
E-­‐MAIL
FAX
1.
IdenFfies
the
categories
(document
types)
2.
Learns
from
samples
3.
Classifies
incoming
documents
and
extracts
data
4.
Outputs
metadata
to
start
business
process
flow

30. Paper to Mobile Solutions
• Platforms
• Document & Records Management
• Workflow/BPM
• Intelligent Document Capture
• Portals
• Solutions
• Case Management
• Contracts Management
• Email Integration
• Content Migration

31. Zia in 2013
• Programs & Packages
• IT Modernization
• Enterprise Integration
• Enterprise Mobility
• Zia Managed Cloud
• Enterprise Now Packages
Zia Enterprise
Now Packages

32. Partnerships

33. How do you get started?
• Enterprise Now Package
• Intelligent Capture Assessment
• Secure Mobile
• Join Us!

34. Questions?
Phil Robinson
SVP Business Development
Zia Consulting
phil@ziaconsulting.com
Ryan McVeigh
VP ECM Practice
Zia Consulting
ryan@ziaconsulting.com