1. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
E-Money as a Service
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2. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
About Tunz
2007 2008 2009 2010 2011
• … was founded in 2007 by Jean Zurstrassen and Gregoire de
Streel
• … is a European E-money Institute holder of an E-money license
certified by the Belgian National Bank
• … offers mobile money, e-money as a service and online
payments collecting solutions in a white-label model
• … operates currently in Belgium, France, The Netherlands,
Germany and UK
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3. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Tunz.com’s E-Money as a Service
State of the art multi application & multi E oe
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4. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Trend
Growing Payment Options
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5. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Growing Payment Options
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6. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Reference case Yourgift
(The Netherlands)
• Service
- Electronic gift cards
- Over 6000 POS
- E-Money as a service – E-Money account per card
- Card & account creation
- E-Money loading & storing
- Payments processing
- Clearing and settlement
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7. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Reference case Ogone Collect
Ov e r 1 3 ,0 0 0 we b s h o p s in t h e
Ne t h e r l a n d s o f f e r iDE A L a s a
me t h o d o f p a y me n t . 5 4 % o f t h e
c o n s u me r s p u r c h a s in g p r o d u c t s
a n d s e r v ic e s o n l in e p r e f e r r e d
p a y in g v ia iDE A L .
T h e g ir o p a y s y s t e m in Ge r ma n y is
s imil a r t o t h e iDE A L s y s t e m o f
p a y me n t s . W it h g ir o p a y , y o u wil l b e
a b l e t o r e a c h a c u r r e n t p o t e n t ia l
o f 1 7 mil l io n c o n s u me r s .
A p p r o x ima t e l y 8 0 % o f t h e Ge r ma n
5 5 % o f o n l in e s a l e s f o r
b a n k s a r e a f f il ia t e d wit h g ir o p a y .
UK b u s in e s s e s a r e f r o m (Gir o p a y 2 0 1 2 )
o u t s id e t h e UK
(P a g o R e p o r t 2 0 0 8 )
I n Ge r ma n y a n d T h e
Ne t h e r l a n d s , o v e r t wo t h ir d s
o f o n l in e t r a n s a c t io n s a r e
d o n e u s in g l o c a l p a y me n t
me t h o d s .
60% of al l bor der
t r a n s a c t io n s n e v e r
c o mp l e t e c h e c k o u t !
(E u r o p e a n C o mmis s io n r e p o r t 2 0 0 9 )
I n B e l g iu m, 2 0 % t o 3 0 % o f
t r a n s a c t io n s a r e d o n e u s in g l o c a l
p a y me n t me t h o d s
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8. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Reference case Ogone Collect

9. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Trend
Dematerialization
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10. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Industry and behavior changes
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11. Reference case Meal Voucher
“ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
(Belgium)
Monizze
E-ve
(Highco)
- New issuers of electronic meal vouchers
- Usable in POS terminals in Belgium
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12. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Trend
Social Money
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13. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Industry and behavior changes
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14. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Reference case Bankeez (France)
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15. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
s a l e s @ u n z . c o m - +3 2 . 2 6 7 2 6 9 8 0
t

16. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Trend
Going Mobile
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17. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
The opportunity of a mobile wallet
• Trends in commerce
On e
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• Technologies:
SS
M M be p
o ilA p
M be ese
o ilwbit
NC
F Br ds
a o e ….
c
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18. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Reference case - PingPing
Tasot
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k W b amn
e py et
Es po l l : n cs, cneieta ad
a ep ’sif o a ovn n ftn
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l t cre a
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scr
eue
V nin
ed g
E…
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19. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
The future
Some challenges: Make it all work together…
… online and POS…
… multiple technologies…
… multiple payment options…
… license requirements…
BUT: All components to make it a success are available today
“Just do it”
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20. “ W h e n m o n e y b e c o m e s a n in t e r a c t io n t o o
Thank You
Tunz.com NV/SA Jan Van Wijnendaele
Boulevard de Waterloo, 34 Managing Director
B-1000 Brussels M: +32 475 95 50 75
Belgium Mail: jan@tunz.com
www.tunz.com
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