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8/6/2018 Rubio plans national crackdown on real estate money laundering | Miami Herald https://www.miamiherald.com/news/politics-government/article215762120.html 1/13 POLITICS Crackdown on dirty money shook Miami real estate. Now, Rubio wants to take it national WASHINGTON — BY KEVIN G. HALL AND NICHOLAS NEHAMAS [email protected] [email protected] July 31, 2018 07:00 AM Updated July 31, 2018 11:55 AM In a move with significant implications for the U.S. housing market, Florida Republican Sen. Marco Rubio is seeking to take a Treasury Department crackdown on dirty money in luxury real estate and expand it from a few high-priced enclaves to the entire nation. Rubio says his proposal is an attempt to root out criminals who use illicit funds and anonymous shell companies to buy homes — a form of money laundering that hides the cash’s tainted origin from law enforcement and banks. The widespread practice enables terrorism, sex trafficking, Privacy - Terms https://www.miamiherald.com/news/politics-government/ mailto:[email protected] mailto:[email protected] https://www.google.com/intl/en/policies/privacy/ https://www.google.com/intl/en/policies/terms/ 8/6/2018 Rubio plans national crackdown on real estate money laundering | Miami Herald https://www.miamiherald.com/news/politics-government/article215762120.html 2/13 corruption, and drug dealing by providing an outlet for dirty cash, according to transparency advocates. Through an amendment to an unrelated major spending bill, Rubio will ask Treasury to study whether government regulators should force shell companies that buy homes priced at $300,000 or more in cash nationwide to disclose their owners. That could be a figure as high as 10 percent of the nation’s real-estate deals. A similar reporting requirement affecting transactions priced at $1 million or more has already had a chilling effect on all-cash corporate sales in Miami-Dade County, which has been under Treasury’s microscope since 2016. Latest news by email The afternoon's latest local news Enter Email Address “Shell companies involved in shady activities are a big problem, especially throughout South Florida,” Rubio said in a statement to McClatchy and the Miami Herald. “With this provision, a study would be conducted to look at requiring all shell companies that make cash transactions, regardless of their area, to disclose their identities.” The amendment builds on a previous Treasury disclosure order that applied only to certain markets, including South Florida. That order — which forced shell companies buying homes with cash to reveal their true owners to the government — has been in place in some areas since March 2016 at various price points. Its effects were immediate and stunning. As soon as the order took hold, shell companies buying homes with cash dropped off the map, a recent study by academic economists found. In Miami- Dade, the number of corporate cash sales plummeted 95 percent, although a strong overa.

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8/6/2018 Rubio plans national crackdown on real estate money laundering | Miami Herald https://www.miamiherald.com/news/politics-government/article215762120.html 1/13 POLITICS Crackdown on dirty money shook Miami real estate. Now, Rubio wants to take it national WASHINGTON — BY KEVIN G. HALL AND NICHOLAS NEHAMAS [email protected] [email protected] July 31, 2018 07:00 AM Updated July 31, 2018 11:55 AM In a move with significant implications for the U.S. housing market, Florida Republican Sen. Marco Rubio is seeking to take a Treasury Department crackdown on dirty money in luxury real estate and expand it from a few high-priced enclaves to the entire nation. Rubio says his proposal is an attempt to root out criminals who use illicit funds and anonymous shell companies to buy homes — a form of money laundering that hides the cash’s tainted origin from law enforcement and banks. The widespread practice enables terrorism, sex trafficking, Privacy - Terms 8/6/2018 Rubio plans national crackdown on real estate money laundering | Miami Herald https://www.miamiherald.com/news/politics-government/article215762120.html 2/13 corruption, and drug dealing by providing an outlet for dirty cash, according to transparency advocates. Through an amendment to an unrelated major spending bill, Rubio will ask Treasury to study whether government regulators should force shell companies that buy homes priced at $300,000 or more in cash nationwide to disclose their owners. That could be a figure as high as 10 percent of the nation’s real-estate deals. A similar reporting requirement affecting transactions priced at $1 million or more has already had a chilling effect on all-cash corporate sales in Miami-Dade County, which has been under Treasury’s microscope since 2016. Latest news by email The afternoon's latest local news Enter Email Address “Shell companies involved in shady activities are a big problem, especially throughout South Florida,” Rubio said in a statement to McClatchy and the Miami Herald. “With this provision, a study would be conducted to look at requiring all shell companies that make cash transactions, regardless of their area, to disclose their identities.” The amendment builds on a previous Treasury disclosure order that applied only to certain markets, including South Florida. That order — which forced shell companies buying homes with cash to reveal their true owners to the government — has been in place in some areas since March 2016 at various price points. Its effects were immediate and stunning. As soon as the order took hold, shell companies buying homes with cash dropped off the map, a recent study by academic economists found. In Miami- Dade, the number of corporate cash sales plummeted 95 percent, although a strong overall market suggests creative buyers found ways to circumvent the rules, researchers said. Before the crackdown, corporate cash sales accounted for roughly a third of home-sale volume in Miami-Dade, which is popular with f.

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Instructions: Based on the theories you have learnt, write a two-page (double spaced) paper on the case provided to you. It will help you evaluate your knowledge of the concepts you are expected to have learnt at the end of this module. It will help you describe theories and apply them to real life situations. Your paper should discuss the elements of crime and recognize the origins of criminal behavior depicted in this case. Using two different views of crime and two different explanations of crime in the context of different criminological schools of thought, explain what crimes Florida Republican Sen. Marco Rubio was referring to as ‘dirty money”. Article: In a move with significant implications for the U.S. housing market, Florida Republican Sen. Marco Rubio is seeking to take a Treasury Department crackdown on dirty money in luxury real estate and expand it from a few high-priced enclaves to the entire nation. Rubio says his proposal is an attempt to root out criminals who use illicit funds and anonymous shell companies to buy homes — a form of money laundering that hides the cash’s tainted origin from law enforcement and banks. The widespread practice enables terrorism, sex trafficking,corruption, and drug dealing by providing an outlet for dirty cash, according to transparency advocates. Through an amendment to an unrelated major spending bill, Rubio will ask Treasury to study whether government regulators should force shell companies that buy homes priced at $300,000 or more in cash nationwide to disclose their owners. That could be a figure as high as 10 percent of the nation’s real-estate deals. A similar reporting requirement affecting transactions priced at $1 million or more has already had a chilling effect on all-cash corporate sales in Miami-Dade County, which has been under Treasury’s microscope since 2016.“Shell companies involved in shady activities are a big problem, especially throughout South Florida,” Rubio said in a statement to McClatchy and the Miami Herald. “With this provision, a study would be conducted to look at requiring all shell companies that make cash transactions, regardless of their area, to disclose their identities.” The amendment builds on a previous Treasury disclosure order that applied only to certain markets, including South Florida. That order — which forced shell companies buying homes with cash to reveal their true owners to the government — has been in place in some areas since March 2016 at various price points. Its effects were immediate and stunning. As soon as the order took hold, shell companies buying homes with cash dropped off the map, a recent study by academic economists found. In Miami- Dade, the number of corporate cash sales plummeted 95 percent, although a strong overall market suggests creative buyers found ways to circumvent the rules, researchers said. Before the crackdown, corporate cash sales accounted for roughly a third of home-sale volume in Miami-Dade, which is ...

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