1. Mutual funds

2. Basics of Mutual Fund
1. Getting Started:-
2. Stocks:-
3. Bonds:-
What is mutual fund ?
A mutual fund is just the connecting bridge or a
financial intermediary that allows a group of
investors to pool their money together with a
predetermined investment objective

3. Working of Mutual Fund
1.A Mutual Fund is a trust
2. Managed by a professional investment manager
3. Load Funds
4. No-load Funds
5. Low-load

4. Regulatory Authorities
To protect the interest of the investors, SEBI formulates
policies and regulates the mutual funds.
 SEBI approved Asset Management Company (AMC).
 According to SEBI Regulations, two thirds of the directors of
Trustee Company or board of trustees must be independent.
 The Association of Mutual Funds in India (AMFI) reassures the
investors .
 AMFI is engaged in upgrading professional standards

5. Diversification
Diversification is nothing but spreading out your money across
available or different types of investments. By choosing to
diversify respective investment holdings reduces risk
tremendously up to certain extent.
The most basic level of diversification is to buy multiple stocks
rather than just one stock. Mutual funds are set up to buy many
stocks. Beyond that, you can diversify even more by
purchasing different kinds of stocks, then adding bonds, then
international, and so on. It could take you weeks to buy all
these investments, but if you purchased a few mutual funds
you could be done in a few hours because mutual funds
automatically diversify in a predetermined category of
investments (i.e. - growth companies, emerging or mid size
companies, low-grade corporate bonds, etc).

6. Types of mutual funds
1. Value stock
2. Growth Stock
3. Based on company size
4. Income tax
5. Index Funds
6. Enhances Index
7. Stock Market sector
8. Defensive Stock
9. Socially Responsible
10. Balance Fund
11. Tax Efficient
12. Convertible

7. Schemes of Mutual Fund
by structure
1. Open ended Schemes
2. Close ended Schemes
3. Interval Schemes

8. Schemes of Mutual Fund
by Nature
1. Equity Fund.
2. Debt Fund.
 Gift Fund
 Income Fund
 MIPs
 Short Term Plans
 Liquid Fund
3. Balanced Fund.

9. Other schemes
1. Growth Schemes
2. Income Schemes
3. Balanced Schemes
4. Money Market Schemes
5. Tax Savings
6. Index Schemes
7. Sector Specific Schemes

10. Types of Returns
Income is earned from dividends on stocks and interest on bonds. A
fund pays out nearly all income it receives over the year to fund
owners in the form of a distribution.
If the fund sells securities that have increased in price, the fund has
a capital gain. Most funds also pass on these gains to investors in a
distribution.
If fund holdings increase in price but are not sold by the fund
manager, the fund's shares increase in price. You can then sell your
mutual fund shares for a profit. Funds will also usually give you a
choice either to receive a check for distributions or to reinvest the
earnings and get more shares

11. Advantage & Disadvantages of
mutual funds
ADVANTAGES
Professional Management
Diversification
Economies of Scale
Liquidity
Simplicity
DISADVANTAGES
Costs
Dilution
Taxes

12. Thank you
Group Members:-
1. Pooja Premjithlal.
10. Nikita chaubal.
24. Humera khan.
27. Neelam Koli.
31. Namrata more.
32. Anuya mukne.
35. Shradha pandey.