1. OVERVIEW: OUR APPROACH:
Summit Creek Capital, LLC (SCC) is an independent, Our Tailored Investment Approach Analyzes:
SEC-registered asset and wealth management firm
specializing in custom, goal-specific investment The unique nature of your goals and risk profile.
advisory services. SCC offers individuals and
institutions personalized service that includes SCC takes the time to understand your financial and
proprietary research and investment solutions individual situation. Your asset allocation and risk
reflecting specific investment ambitions. profile are evaluated relative to a relevant blended
benchmark by collectively analyzing your objectives,
SCC consistently balances the critical relationship risk tolerance, liquidity and credit needs, family and
between individual objectives and appropriate estate issues, and service preferences.
risk management. SCC provides the clearing and
account management capabilities of Pershing Short-and long-term economic considerations.
Advisor Solutions LLC, a wholly owned subsidiary of
the world’s leading global custodian, BNY Mellon. We start by listening to thoroughly understand your
short-and-long-term financial requirements. Next,
OUR DIFFERENCE: we create an investment strategy that best reflects
these requirements utilizing our views of economic
SCC combines intellectual independence with opportunity and market risk.
fiduciary responsibility to find success in the basics
— transparency, adaptability and integrity. Risk-adjusted investment strategies.
SCC delivers exceptional investment resources, SCC’s portfolio management practice combines
operational support and management efficiency investor-specific characteristics with assessed market
— without the bureaucracy of a large firm. opportunities. SCC develops, implements, and
manages asset allocations focused on a suitable
Our independent advisors have access to a vast array balance of risk management and investment
of solutions and styles without the pressure to market opportunity.
in-house product.
Select in-house and third-party products.
You have unfettered access to your information and
to your portfolio managers -- for clear, measurable An independent investment advisor, SCC is objective,
and understandable value.
innovative and agile. Portfolio management
SCC advisors are held accountable to a strict code of begins with a macro thesis validated by bottom-up
ethics and expectations. fundamental analysis.
If impact investing is important to you, SCC can offer Our asset allocation strategies combine historical
investment choices that positively and proactively data and independent analysis of our expectations
do good while still earning a return. for future market behavior.
SCC’s proprietary research engine aggregates and SCC’s portfolios include the Global Economic Trend
synthesizes a diverse base of brokerage reports, portfolio (positioned to capture long-cycle economic
financial news, industry and sector specific sites, trends) and the Diversified Global Income portfolio
independent economic and investment research, and (positioned to meet investor future liability needs).
user-level data.
360 Sun Valley Road, Ketchum, ID 83340-6849
www.summitcreekcapital.com | www.f3blog.com

2. DUNCAN MORTON, III PENNY MANDELL
CFA, Co-Founder, President & Principal Co-Founder & Principal
Duncan Morton,III, CFA, has nearly 20 years of Penny Mandell offers more than 25 years of
financial services experience. He specializes in investment management experience with a
short and long-term growth and risk management particular focus on equity education and investment.
strategies for individuals and institutions. Prior She promotes financial literacy for women and has
to co-founding Summit Creek Capital in 2009, developed Financially Fluent Females, a series of
Duncan worked for a decade with UBS Financial educational workshops and a blog designed to
Services, Inc., as vice president-investments and inform women about all aspects of investing
branch manager in Sun Valley, Idaho. There, (www.f3blog.com). Prior to Summit Creek Capital,
he focused on Employee Stock Ownership Plans Penny spent nearly 20 years with the Smith
(ESOP), providing tax deferral strategies and Barney (or its predecessor firms) in the areas of
building post-transaction investment portfolios. research and institutional sales. There, she was
In addition, he provided individuals, families, the director of the SB Portfolio Management
and institutions with short and long-range wealth Group, which enabled qualified consultants to
management services, including lending solutions, manage discretionary, fee-based assets. She was
equity risk strategies, and financial and estate instrumental in developing a proprietary trading
planning. Earlier, Duncan worked as a financial system and all areas of oversight for the Group,
analyst at Moss Adams Advisory Services in Seattle, which also maintained the firms highest retail return
Wash., advising privately-held companies and on assets. Before joining Smith Barney, Penny was
family limited partnerships. Specifically, his advisory in institutional sales at L.F. Rothschild, Unterberg
service to ESOPs included valuations, estate and tax and Towbin. She has served on the board of
situations, and fairness opinions. the Animal Shelter of the Wood River Valley and
enjoys skiing and hiking. Penny earned a master’s
Duncan serves as a director of The Sage School‘s degree in international business from the University
board of trustees and The Company of Fools’ board of South Carolina, and a bachelor’s degree of
of directors, and is an avid mountain biker and psycholinguistics from Davidson College.
skier. He is a member of the CFA Institute and is
IAN JAMESON
a Chartered Financial Analyst. Duncan earned a
master’s degree in management from the Georgia
Institute of Technology and bachelor’s degree in Co-Founder, Operations Officer & Principal
history from the University of North Carolina at
Chapel Hill. Ian Jameson is a CFA candidate who specializes
in researching and analyzing global investment
NANCY GLICK
themes that drive economic growth and productivity.
Prior to joining Summit Creek Capital, Ian worked
Marketing Director with Craton Capital, a specialist manager of
portfolios in the agricultural sector. Earlier, he
Nancy Glick is responsible for the firm’s strategic worked in the outdoor education and non-profit
marketing, design, and client relations; and brings sectors. An active outdoorsman, Ian enjoys fly
nearly 15 years of top-tier sales and marketing fishing and rock climbing. He earned his bachelor’s
expertise to her role. Most recently, she was degree in economics with honors from the
marketing manager with Colliers International and University of California, Santa Cruz.
marketing director with Stoecklein Photography &
MATT MCNEAL
Publishing. During her time with Stoecklein, Nancy
oversaw the company’s relationships with Creative
Arts, Western Horseman, King Ranch, and Bayer Analyst - Principal
Pharmaceuticals. Earlier she worked in the high tech
sector as a senior sales executive with CompuCom Matt McNeal earned a degree in Economics from
Systems, a provider of IT management services Bowdoin College in 2002. He interned in summers
for Fortune 1000 and mid-size companies. Nancy at Uranga & Associates Financial Management.
is a member of the Sun Valley area’s Mud Honey Prior to Summit Creek Capital Mr. McNeal worked
Cycling, an equestrian with Lucky 13 and has as a Project Manager for a custom home builder
volunteered with Expedition Inspiration Fund for where he oversaw and managed cost projections,
Breast Cancer Research since 2007. She earned budgeting and cost databases. Mr. McNeal became
a bachelor’s degree in communications and an Investment Advisor representative in 2009 and is
journalism from Gonzaga University. a CFA candidate.