Planning a debt free vacation can help you saving a lot of money. Here is how you can do it.

1. Planning A Debt-Free Vacation

2. People love to spend on summer
vacation
Summer is a time when most Americans want to travel but many
cannot do that as they are in a crunch.
An American Express survey from 2010 found that
families were planning on spending $4,000 on average
for their summer vacation plans, but not everyone has
that kind of cash lying around.
Some families rely on credit cards to pay for their summer
fun and then are faced with a massive bill in the end due
to the hidden fees.
There are ways to ensure a debt-free summer vacation.

3. 1. Put a little aside from each
paycheck
You need to save for vacation. Save in
installments.
If you set aside $50 from each paycheck and
get paid twice a month, that is $1,200 saved
annually just for travel expenses.
Many travel agents offer travel accounts to
help travelers preemptively put some cash
away.

4. 2. Go all-inclusive
Avoiding debt while actually on vacation can be even harder than avoiding it
before you go. You need to plan budget for surprise attractions.
Several of the experts recommend budget travelers consider a vacation that
can be prepaid like an all-inclusive resort or a cruise.
All-inclusive resort packages are the best way to have a debt-free vacation.
Parents might find this especially helpful, since finding family
friendly and inexpensive dining options may be quite difficult and
you may find yourselves breaking your dining budget relatively
early on in a trip.

5. 3. Use social media to find best deal
Meredith Holt, public relations manager at Walker Marketing has
worked for several tourism boards.
Holt suggests following the Twitter, Facebook or Pinterest
accounts of some of your favorite locations’ tourism
organizations for discounts and bargains.
By following the social media accounts of cruise lines, airlines
and rental car companies, you can save time and have a
fair idea of latest prices.
Be regular in checking these accounts daily to find the best offers.

6. 4. Do not ignore travel insurance
Debt is not something that people plan for, which is why buying a
travelers insurance policy may be a smart choice for you.
Some travel insurance cover job loss.
If you book a client books a dream trip over a year in advance,
travel insurance providers may think of a death in the family or
medical emergency but they do not know what emergency can
arise. Insurance keeps the vacation protected.
Not all travel insurance will cover job loss. Hence, you should
make sure you read through any policy before putting down
money.

7. 5. If you do not have enough money,
then wait
Just because you found a great vacation deal, that
does not mean you should go if you are just going to
be putting it on credit cards and depleting your
savings account.
There are many ways to save on your travels, but if
you do not have the money to travel in the first place,
just put your vacation plans on hold.
If you don’t have the money to take the trip you want,
wait and save a little longer.

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