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Home Mortgage Series  & LifeTerm Series Presented By Robert Peiffer  717-379-8764 Your home may be your most valuable asset. Policy Series 174/234/262/263/278/279
Home Mortgage Series & LifeTerm Series are… ,[object Object],[object Object],[object Object],[object Object],[object Object],*Optional benefit riders available at an additional cost.
[object Object],[object Object],Can I get coverage for my spouse or children?
What would happen if I were to die? ,[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Statistics Source:  2001 Commissioners Standard Ordinary Table of Mortality (based on male, age last birthday)
[object Object],Home Mortgage Series & LifeTerm Series
[object Object],[object Object],What would happen if my spouse or I became disabled?
Help you make your payments if you or your spouse become disabled. ,[object Object],[object Object],[object Object],Home Mortgage Series & LifeTerm Series Riders can… *The Disability Income Rider (Rider Series 2145) and Waiver of Premium for Disability Rider (Rider Series 2100)  are  optional and available for an additional cost.
[object Object],[object Object],[object Object],[object Object],The Statistics… *Field Guide 2006; printed in The JHA Disability Fact Book – 2006 Edition ** Homeownership Preservation Foundation - data of 60,000 homeowners, 2008
[object Object],What would happen if I survive a critical illness?
Provide cash if you should become critically ill*   ,[object Object],[object Object],Home Mortgage Series Riders can… *The Critical Illness Accelerated Benefit Rider (Rider Series 2139) is optional and available for an additional cost. State variations apply.
What would happen if I unexpectedly lost my job?   ,[object Object],[object Object]
Waive your premiums if you become involuntarily unemployed.* ,[object Object],[object Object],Home Mortgage Series & LifeTerm Series Riders can… *The Involuntary Unemployment Waiver of Premium Rider (Rider Series 2140)   is optional and available at no additional cost if the Waiver of Premium for Disability Rider (Rider Series 2100/2130) is purchased.
[object Object],What if I never need to use any of the coverage? Return of Premium Rider (Rider Series 2132), Endowment Rider (Rider Series 2143), and Cash Value Rider (Rider Series 2153) are optional and may be available at an additional cost.
Return 100% of all your premium payments if you never use any of the elected benefits*   ,[object Object],[object Object],Home Mortgage Series & LifeTerm Series Riders can… *Any payments made under the Disability Income Rider will reduce the benefit from the  Return of Premium Rider (Rider Series 2132), Endowment Rider (Rider Series 2143), and Cash Value Rider (Rider Series 2153).
[object Object],Don’t I already have mortgage insurance? ,[object Object]
[object Object],[object Object],[object Object],[object Object],Homeowners vs. Mortgage Life Insurance
Can I afford a Home Mortgage Series policy? ,[object Object]
[object Object],Will my premiums go up each year? Home Mortgage Series LifeTerm Series
[object Object],[object Object],[object Object],[object Object],[object Object],Ask your Americo representative for a  customized quote today! It’s easy to apply
IMPORTANT DISCLOSURES Products and Riders are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions apply. Consult contract and riders for all limitations and exclusions. Neither Americo nor any agent representing the company can give legal or tax advice.  Please consult a qualified, professional legal or tax advisor regarding the information and concepts contained in this material. Americo is authorized to do business in all states and the District of Columbia except AK, NY, and VT. Policy Series 174/234/262/263/278/279

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Mortgage Protection Americo

  • 1. Home Mortgage Series & LifeTerm Series Presented By Robert Peiffer 717-379-8764 Your home may be your most valuable asset. Policy Series 174/234/262/263/278/279
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  • 21. IMPORTANT DISCLOSURES Products and Riders are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions apply. Consult contract and riders for all limitations and exclusions. Neither Americo nor any agent representing the company can give legal or tax advice. Please consult a qualified, professional legal or tax advisor regarding the information and concepts contained in this material. Americo is authorized to do business in all states and the District of Columbia except AK, NY, and VT. Policy Series 174/234/262/263/278/279

Notas del editor

  1. Benefits do not have to be used to pay toward the mortgage. In the event that you should die, become disabled, suffer from a critical illness, or lose your job, mortgage life insurance is designed to help maintain your credit during these difficult times.
  2. 70,100,000 people currently have some form of cardiovascular disease. Cardiovascular disease claimed 927,448 lives in 2002. Over 150,000 were under the age of 65. *American Heart Association, Heart Disease and Stroke Statistics, 2005.
  3. What would you do if you lost your job in unforeseen circumstances such as: Corporate Mergers, Acquisitions, Restructuring or Layoff.