A multi-generational approach for risk mitigation.

1. “The Personal Wealth Spectrum”
Key EE’s
G1
Healthcare Key EE’s (Parents)
Individual Disability Key EE’s
Group Business
S
O (public)
Individual Life Key EE’s
L Group
U Liquidity G2
T Individual Long Term Care Long Term
(Current)
I Group
O Liquidity
N
Individual Investments Long Term
Group
P Liquidity Retirement Success
O Short Term G3
I (Children)
N Liquidity Financial Planning
Personal Success
T Short Term
S (private)
Succession Estate Planning
Succession
G4
(Grand C’s)
Risk Mitigation:
Auto, Property, Casualty, Umbrella, Fiduciary (Trust)
Copyright © 2012 Peter J. May JD, LLM, CFP®