The document announces a real estate expo in San Jose on March 29th with networking opportunities and vendors. It promotes several speakers who will provide 100% education on investing in real estate and related topics like turn-key properties, self-directed IRAs, and private lending. Attendees can learn how to evaluate investment opportunities and vet providers to avoid fraud. Limited free tickets are available on the Realty411 website or by calling the number listed.

1. MASTERS OF CALIFORNIA REAL ESTATE EXPO
in San Jose ~ Saturday, March 29th @ 10 am
Limited
FREE
Tickets!!
Doubletree by Hilton Hotel
2050 Gateway Place
San Jose, CA 95110
RSVP: 805.693.1497
or Realty411guide.com/events
Hosted by
Linda Pliagas, CEO
Realty411, Investor/Agent
GreatNetworking!
LotsofVendors!
Chris Gleason, MMG Capital Geraldine Barry, SJREI Charles Tralka
GCA Equity Partners
100% Education / No Sales!
ing industry and, to me, finding
ntal properties is exhilarating. I
joy the art of real estate. In fact,
band and I recently closed escrow
nth on two phenomenal rental
es in Santa Barbara County. Both were purchased for
what the market was just a few years ago and apprecia-
by Linda Pliagas
publisher, agent, investor
linda’snote
T of Real Estate.Receive
Our NEW
Issue!
Kaaren Hall, uDirect IRA Mark Hanf,
Pacific Private Money
R
eal estate, like any investment, can attract lots of
scammers. How do you really know who you’re
dealing with? You see ads everywhere for “turn-
key” rental properties, but what does this really
mean, and how do you know who to trust? The owners of the
Bay Area Equity Group, a turn-key property provider located
in Campbell, California, were recently arrested on suspicion
of fraud. I saw these guys at a real estate expo I attended
last year and they seemed like nice enough people. What
happened?
duediligence
- They wanted to offer the be
Testimonials on their webs
deal it was. “No worrying ab
No vacancies! No repairs!” W
reality, that type of situation c
triple net lease situation wher
expenses and repairs. It cann
seller takes on such enormou
of clients.
- They realized they couldn’t
- They didn’t want to let their
How Ponzi Schemes Begin..
Often times operators need to
old promises. In this case, ou
happened:
How to Vet Out Turn-Ke
PrOPerTyPrOVider
(and Avoid Getting Scammed
Kathy Fet
insight on
fraud inve
Kathy Fettke
Real Wealth Network
IRA doing the investing, Hall adds.
“So that’s confusing because they get into
trouble by maybe signing a purchase contract (in
their own name),” she says. “Your IRA can’t buy
an asset that you own.”
Consequently, people should wait until they
actually open an account with a qualified custodian
before funding it and making transactions, Hall
says. Generally, a custodian rather than the actual
investor should sign purchase contracts relevant to
self-directed IRAs.
While representatives of companies such as
uDirect IRA do not give actual investment advice
due to potential legal liability, they can help people
follow ever-changing IRS guidelines.
Hall, a former mortgage broker whose work
history includes Bank of America and Indymac
Bank, has educated tens of thousands of investors
into deciding whether self-directed IRAs are right
for them. She and her associates have directly
worked with thousands of clients.
To learn more about self-directed IRAs, call 866-
447-6598 or visit www.udirectira.com
O
ne of the first questions you
will be asked to answer
is do you have an IRA or
401(k)?
If the answer is yes, then
the next question is, so who decides where
your money gets invested?
The answer should be you. Many do not
realize that there is a way to have control
over your own retirement funds.
It has been available for years, but very
few people know about them or under-
stand them. We know you’re not one of
those individuals, or at least in the next 10
minutes will not be fully in the dark on this
interesting subject.
IRAowners after reading this article will
find value in the knowledge and resources
to empower them with a wealth-building
tool.
In today’s financial environment, the
knowledge can be worth thousands to mil-
lions of dollars for a normal household
Hall is the president and founder of uDirect
IRA Services LLC. She is an expert in the
field and has a high priority on education.
This is a good aspect for a custodian to
have, as being able to communicate and ed-
ucate a client on how to use their accounts
is the most important part of having a self
directed IRA. A person has to understand
the rules and having an educated custodian
to hand hold you through the process. This
is not only necessary, but it is a must.
Then you research and find assets, proj-
ects, and/or companies to invest in to grow
the funds. Many people purchase real es-
tate, give private mortgages, buy precious
metals, buy companies, etc. as some of the
investment projects.
Kaaren Hall states, “Remember you are
the one making all the decisions, you’re
the advisor, and it’s not on someone else’s
shoulders. The Securities Exchange Com-
mission (SEC) promotes public awareness
on letting the public know to be careful,
and what type of recourse is available. So
in our welcome packages we supply help-
real estate experience, Kaaren Hall has as-
sisted her nationwide base of clients for
many years.
She is also president and founder of uDi-
rect IRAServices LLC, and speaks at many
real estate club meetings and events to edu-
cate the public on how to use self-directed
IRA accounts. She is a sought after expert
in the field and has assisted national real
estate experts with their own deal structur-
ing and accounts. The service and fees are
the aspects to consider when choosing a
custodian. Having access to the experience
and knowledge is the added value with this
company.
After many years of Hall being a busy
by Bonnie Laslo
I CAN Control my
Retirement Account?
RETIRE WEALTHY
with IRA Investing
By Stephanie B. Mojica
S
elf-directed individual retirement
accounts or IRAs are rapidly growing
in popularity, but experts warn that it is
important to only get into such an investment with
proper education and professional guidance.
Kaaren Hall, owner of uDirect
IRA Services in Orange
County, Calif., says even after
more than two decades in the
financial industry and four years
of running her company she too
must continually stay on top of her
investment education particularly
regarding Internal Revenue Service
guidelines for retirement accounts.
Self-directed IRAs allow people
to invest their retirement funds into
a variety of options outside of the
traditional stock market, including
real estate, land, and private notes.
“Financial literacy is not taught in
schools, but our future depends on
understanding it,” Hall says. “Only
about 4 percent of U.S. investors have a self-directed IRA. Why? Because
most investors and many advisors simply aren’t aware of it.”
But even those who are aware of the potential financial power of self-
directed IRAs often do not fully comprehend is the IRS guidelines of
“prohibited transactions,” according to Hall.
“You’re not allowed to have any personal benefit from your IRA prior to
retirement,” Hall says.
A common misconception among investors is that they can use the
self-directed IRA funds to purchase real estate or other property from
themselves or close relatives such as a spouse, a child, a grandchild,
a parent, a grandparent and any spouses of such relatives. These
transactions are not permitted under self-directed IRAs, according to
Hall. However, an investor could purchase property from a more distant
strategy
6 Tips for a SUCCESSF
Private Lending Pract
almost every day. When a
a loan that’s outside of our
or capacity, we will refer t
or more brokers from our
utable private loan origina
in most cases, is a waste o
time. Especially if the lead
another broker. You do no
the middle of a daisy chai
deals mostly fail because t
does not get well served.
fail is that there is no way
to get paid without over-c
rower. The universe will r
selflessly refer to other bro
which don’t fit your niche
literally hundreds of leads
to other lenders over the p
years, the goodwill it creat
in referrals coming back t
people to whom we selfles
business months or even y
five $50,000
loans than
one $500,000
loan or even
a $1 million
loan! You can
charge more
points on
smaller loans,
plus the fees. They close quicker and easier.
Larger loans fail to close at a much higher
rate than smaller loans.
FOCUS.
Be specific in your advertising and market-
ing. Don’t say that you are “nationwide”
and you fund “all loan types” and loan
amounts. I guarantee you that brokers
who market themselves as such do not
have a thriving business.
STRIVE FOR TOTAL
By Mark Hanf,
CEO of Pacific Private Money
Tremendous opportunities exist
today for private money loan
brokers. We found the following
disciplines helped tremendously
in growing a thriving private
lending brokerage.
STAY LOCAL.
The private lending business model is
most successful when you focus locally.
Most of your loans should be within 100
miles of your office. Most of your private
lenders will be local to your community.
You will succeed in funding loans because
you are a local expert and you understand
your local marketplace. Remember that
Mingle with industry leaders
Postcard.indd 1 3/13/2014 12:16:46 PM

2. Realty411 Magazine
747 Elsinore Dr.
Solvang, CA 93463
JOIN US FOR 2014’s FIRST REAL
ESTATE EXPO IN SILICON VALLEY!
100% Pure Education - Mingle with Vendors
Limited FREE Passes Available @
www.REALTY411GUIDE.com/events
or call our office: 805.693.1497
24/hr Event Hotline: 310.499.9545
Thanks to Our Gold Sponsors:
Pacific Private Money, GCA Equity Partners
and Real Wealth Network
Also sponsored by: HomeVestors, REI Wealth
Monthly, HomeReplay, MMG Capital, Summit Assets
Group, Wilson Investment Properties, uDirect IRA
Services, Pinnacle Investment Properties SJREI,
Bay Area Wealth Builders (BAWB), SFB REI, NREI
Club, Real Estate 360 Radio, REI Voice, Reesio,
and EveryCircle.com and More to Come!!!
Postcard.indd 2 3/13/2014 12:16:46 PM