If you have ever worked in the UK and have a pension pot then you may be at risk in losing thousands in tax. Speak to a QROPS specialist today to discuss your pension options for a brighter retirement.

1. Qrops-Advice.net
Guiding you through the maze of
offshore and expat pensions

2. Contents
 Introduction
 What are QROP’s
 Who should consider QROP’s
 Benefits
 Who to entrust for the right advice
Speak to an Adviser today at
www.qrops-advice.net

3. Introduction
 QROPs-advice.net and Alexander Peter
Wealth Management are part of the Inter
Alliance World Net Group. We operate in 43
countries and have in excess of $6.0 billion of
client money under management.
 QROP’s- Advice established as the brand to
bring quality, qualified QROP’s advice.
 Helping expats globally pay less tax and
maximise their pension returns.
Speak to an Adviser today at www.qrops-advice.net

4. What are QROP’s?
 Qualifying Recognised Overseas Pension
Schemes (QROP’s) Recognised by HMRC
 Came into affect with the Pension
Simplification rules on the 6th April 2006 to
enable pension holders to transfer their funds
to another country when they retire to another
jurisdiction.
Speak to an Adviser today at www.qrops-advice.net

5. Who should consider QROP’s?
 Anyone with a UK pension who is planning to
move from the UK
 Anyone with a UK pension fund who has
moved from the UK
 Globally mobile expat professionals who
have built up UK pension benefits even if not
a UK national.
Speak to an Adviser today at www.qrops-advice.net

6. Benefits
 Pension paid in the same currency as the
country you are living in
 Avoid UK income tax on pension income
 Never forced to purchase an annuity as in the
UK
 Pass remaining pension fund to who you like
on death without a 55% tax charge as in the
UK
 Greater investment choice
Speak to an Adviser today at www.qrops-advice.net

7. Who should you entrust for the
right advice?
 Ensure you use a company with experience
in this market
 Adviser should complete a full transfer value
analysis report, considering costs,
jurisdictions and tax considerations
 Ensure fully qualified to new UK industry
standard of QCF level 4 (to become
mandatory in the UK from 01/01/13)
Speak to an Adviser today at www.qrops-advice.net

8. Speak to an adviser today.
Visit our website at
www.qrops-advice.net