1. Legal Risk Consulting & Advisory Services
Riskpro India Ventures (P) Limited
New Delhi, Mumbai, Bangalore
1

2. Who is Riskpro… Why us?
ABOUT US MISSION
 Riskpro is an organisation of member firms
around India devoted to client service  Provide integrated risk management
excellence. Member firms offer wide range consulting services to mid-large sized
of services in the field of risk management. corporate /financial institutions in India
 Currently it has offices in three major cities  Be the preferred service provider for
Mumbai, Delhi and Bangalore and alliances complete Governance, Risk and Compliance
in other cities. (GRC) solutions.
 Managed by experienced professionals with
experiences spanning various industries.
VALUE PROPOSITION DIFFERENTIATORS
 You get quality advisory, normally delivered
by large consulting firms, at fee levels  Risk Management is our main focus
charged by independent & small firms
 Over 200 years of cumulative experience
 High quality deliverables
 Hybrid Delivery model
 Multi-skilled & multi-disciplined organisation.
 Ability to take on large and complex projects
 Timely completion of any task due to delivery capabilities
 Affordable alternative to large firms  We Hold hands, not shake hands.
2

3. RiskPro Highlights
Large talent pool of risk experts, consultants and
associate partners in India with deep domain skills for
domestic and global clients
11 service locations across Indian region with key
offices in New Delhi, Mumbai and Bangalore
Deep expertise in consulting with over 200 years
of cumulative consulting experience
Operating Groups: Risk-Advisory, Consulting,
Training & HCMS
Service Lines : Credit, Operational, Fraud Risks,
ERM, Regulatory Compliance, Outsourcing
Management, Corporate governance
We are fastest growing risk consulting company
and have realistic plans to capture coming
opportunities while competing with Big - 4’s for
superior, unmatched, low cost services to our
clients
3

4. Risk Management Advisory Services
Basel II/III Advisory Corporate Risks IT Risk Advisory
 Market Risk  Enterprise Risk Assessment  IS Audit
 Credit Risk  Fraud Risk  Information Security
 Operational Risk  Risk based Internal Audit  IT Assurance
  Operations Risk  IT Governance
SERVICES
ICAAP
 Forensic services
Legal Risks
 Procedural Risk
Operational Risk Governance  Registration & Licensing Risk
 Process reviews  Corporate Governance
 Taxation Risk
 Policy/ Process Review  Business Strategic risk
 Contractual Risk
 Process Improvement  Fraud Risk
 Compliance Risk
 Compliance Risk  Forensic Accounting
 IPR Infringement Risk
 Insurance Risk  Litigation Risk
Training Recruitment
 Banking – E Learning
 Corporate Training  Virtual Risk Managers
 Regular Risk Management Training  Full Time Risk Professionals
 Online Training material  Part time Risk Professionals
 Workshops / Events  Risk Managers on call – free
 ISO standards- 31000
4

5. Riskpro’s Network Presence
New Delhi
Agra
Ahmedabad
Kolkata
Mumbai
Pune
Hyderabad
Bangalore
Salem
5

6. Legal Risk - Prologue
 Legal risk refers to risk from uncertainty due to legal actions or
uncertainty in the applicability or interpretation of contracts, laws or
regulations.
 Legal risk can be a particular problem for institutions who transact
business across borders with exposure to uncertainty relating to the laws
of multiple jurisdictions, but also ambiguity as to which jurisdiction will
have authority over any particular legal issue (as applicable).
 Legal risk in a common-law system might arise out of almost any aspect
of international or national public, private or formal law. The source of the
legal risk could be any aspect of the law applicable to a institution.
 Its the risk associated with the impact of a defect in the documentation
on cash flow or debt service within financial services rendered.
 Legal risk is a form of enterprise risk in which a organization is exposed
to legal action where the offence can be either civil i.e. compliance
defaults, breach of contract etc or criminal i.e. cheating, breach of trust,
deceit etc.
6

7. Understanding Legal Risks ~ Non Compliances - Business Impact
Compliance Areas Risks of Non-Compliance
Direct Tax Compliance • Imposition of penalty
• Prosecution of directors
Indirect Tax Compliance • Cancellation of licenses
• Withdrawal of tax benefits
• Stoppage of operations
Labour law Compliance • Imposition of penalty
• Prosecution of directors/occupier
• Employee dissatisfaction
Environment, Health & Safety laws • Stoppage of operations
• Imposition of penalty
Corporate Law Compliance • Imposition of penalty
• Vacation /Prosecution of directors/senior management
Legal Risk Management Services Overview
Expertise of Indian Legal Structuring & Negotiation & Government Approvals
laws and Regulation Advisory Documentation & Liaisoning
7

8. Legal Risk Advisory Services Our Services
Completion: Structuring:
Determine the tax efficient & legal compliant
structure for grants and funds
Board & Shareholder Resolutions
Market Entry Strategy
Statutory filings
Instruments for the implementation of the agreed
Monitoring Compliance with Agreements terms
Due Diligence:
Documentation:
Investor’s Perspective
Term Sheet
Risk Assessment
Agreements
Legal& commercial affairs of the company
Legal Advisory and Opinion
8

9. Compliance Management Services Our Services
Understanding
Legal Landscape
Diagnostic of existing
Mapping Compliance
Responsibility compliance management
system
Detailed
compliance Assistance in
reviews including setting up of
review for sector statutory
specific laws compliance
framework
9

10. Legal Services- Business Continuum Our Services
 Corporate & Commercial
 Real Estate & Infrastructure
 Employment & Labour
 Litigation, including arbitration &
mediation
 Tax & Consulting Industry sector experience spanning
across : IT, ITES, Bio-tech, Power,
Water, Retail Trade, Infrastructure,
 Intellectual Property Mining, Aviation, Tourism, Insurance,
Telecom, Media & Entertainment
 Specialized Audit Services
10

11. Corporate & Commercial
 Foreign Investment in India / Abroad
 Drafting and vetting of Joint Venture
Agreements, Corporate Agreements,
Management Agreement, Cross border
transaction agreements
 Mergers & Acquisitions including Corporate Due
Diligence
 Banking & Project Finance
 Capital Market / ADR/GDR/ IPO
 Competition & Fair Trade Practice
 Corporate Governance
 Corporate Restructure
 Venture Fund, Mutual Fund, RE Trust Funds
11

12. Employment & Labour
 Appointment/Offer letters
 Termination practices
 Employee Stock Option Plan
 Employee Handbook
 Labour Compliances
 Standing Orders & Service Rules
 Migration & Emigration of Employees
 Country specific employment relation
12

13. Real Estate & Infrastructure
 Title Search & Property transactions
 Joint ventures in Real Estate
 Development of townships
 Build to suit campuses
 Development of Infrastructure
Projects- Energy, Ports, Roads etc.
 Development of technology parks
 Sale deeds
 Lease, Leave and License Agreements
 Gift deeds
13

14. Litigation & Arbitration
 Commercial Litigation
 Recovery/Enforcement
 Civil Litigation
 IP Litigation
 Arbitration
 Bankruptcy/Insolvency
 Criminal Litigation
14

15. Intellectual Property
 IP Portfolio Management
 IP Auditing
 IP Strategic Alliances
 Collaboration
 Licensing
 Technology Transfer Agreements
 Search, drafting, filing and
prosecution in :
 Patents
 Trademarks
 Copyrights
 Industrial Designs
15

16. Tax & Consulting
 Company Secretarial Services:
- Incorporation of companies/branches/liaison
office/representative office
- Maintenance of Secretarial Record and recurring
secretarial services
- Registration with Statutory Authorities including
EoU, STPI, Custom Bonding, Central Excise etc
 Accounting & Payroll Services
 Tax and Regulatory Services
 Advising on Customs & Excise matters
 Immigration Services
16

17. Our Commitment
Value
 One stop legal boutique where assignments carried out at a fraction of the
cost of clients staff
 Reduce client staff management time and overhead costs, and increase
clients profitability
 Enable clients staff to concentrate on more interesting and value-added work
Service
 Robust management and procedures to ensure delivery on time and on
budget
 Dedicated one-to-one communication with client, to ensure every project is
right first time
 Full service delivery is achieved by synergies of subject matter expertise of
our in-house Lawyers, Chartered Accountants, Company Secretaries and Tax
Consultants
Quality
 Two-level file review and signoff by senior Lawyers, even for the smallest
assignment
17

18. Our Core Strengths
 Dedicated team of legal professionals with strong deal exposure and knowledge of
regulations of various sectors.
 Proactive and structured approach
 Well defined processes
 Well defined Project methodology tailored to suit the needs of clients for service
delivery
 Talented team with experience of working with some of the largest companies in
India exposure to leading cross border transactions in India
 Experience & proven capabilities to handle Diversified Multi-national Clients i.e. BFS,
Information Technology, Energy, Manufacturing, Consultancy, Oil & Gas Sector,
Retail Trading, Hospitality, Restaurant and related sectors.
 Competitive advantage of costing by virtue of expertise and experienced resources.
18

19. Riskpro Clients Our Clients
*Any trademarks or logos used throughout this presentation are the property of their respective owners
19

20. Team Experiences Our Experiences
Our team members have worked at world class Companies
*Any trademarks or logos used throughout this presentation are the property of their respective owners
20

21. Team Experiences- Legal Risk Advisory Our Experiences
Our team members have worked for world class Companies
*Any trademarks or logos used throughout this presentation are the property of their respective owners
21

22. RESUMES – Our Team Credentials
 Co-Founder - Riskpro
 CA, CPA, MBA-Finance (USA), FRM (GARP)
Manoj Jain
 Over 10 years international experience – 6 years in Bahrain and 4 years USA
 15 years exp in risk management consulting and internal audits, Specialization in
Operational Risk, Basel II, Sox and Control design
 Worked for Ernst & Young (Bahrain), Arab Investment Company (Bahrain),
Navigant Consulting(USA), Kotak Mahindra Bank (India) and Credit Suisse(India)
 Sox Compliance project for Fannie Mae, USA ( $900+ Billion Mortgage Company)
 Co- Founder - Riskpro
 CA (India), MBA (Netherlands), CIA (USA)
Rahul Bhan
 Over 15 years of extensive internal and external audit experience in India and
abroad.
 Worked with KPMG United Arab Emirates, PKF South Africa, Ernst and Young
Kuwait, Deloitte Netherlands and KPMG India.
 Worked with clients in a wide variety of industries and countries including trading,
retail and consumer goods, NGO, manufacturing and banking and finance. Major
clients include banks, investment companies, manufacturing organizations,
aviation etc.
22

23. RESUMES - Our Team Credentials
 Co-Founder - Riskpro
Casper Abraham
 PGD (Electrical & Electronics & Computer Programming)
 30 years of experience in Information & Communications Technology (ICT) Solutions
for Retail, Garments, Manufacturing, Services Industries.
 Has created Companies, Divisions, Products, Brands, Teams & Markets.
 Consulting in Business, Technology, Marketing & Sales & Strategic Planning.
 Advisory, Training, Workshops & Implementation in Systems Thinking, Systems
Modeling & Balanced Scorecard
 Worked with TIFR, Mahindra, Ambience, Communico-Graphique & Ionidea Inc, USA,
 Sr Vice President – Risk Management
MBA, PDFM,NSE-NCFM, PMP, CSSGB,ISO 9001:2000 I.A,GARP-FBR, ITILV3,CPP-BPM
Hemant Seigell

 Professional with 17 years of rich experience into diverse Consumer finance/ Lending
operations ,Risk Management,BPMS, Consumer Banking, NBFC, Management Consulting &
Housing finance in BFSI industry having successfully led key business strategic
engagements across multi-product environment in APAC, Australia and US regions.
 Worked with GE, ABN AMRO Bank, Citigroup, Accenture, Deutsche Postbank
 Highly skilled and expert Trainer in Risk areas across Credit, Fraud, Operational, Corporate
Risk management.
 Specializes in Fraud Control, AML/KYC Compliance ,QA ,ERM and Regulatory governance.
23

24. RESUMES - Our team Credentials
 Head - Insurance Risk Advisory services
 B.sc, Associate of Indian Institute of Insurance
Licensed Category A Insurance surveyor
R. Gupta

 26 years of experience in Insurance advisory services, Loss adjusting for large
corporates,Claims management.
 Has assessed more than 4500 high value insurance claims across various industry
sectors.
 Risk management inspection
 Valuations of fixed assets for insurance purpose.
 Head - Human Capital Management
Nilesh Bhatia
 Chartered Accountant, Lead Assessor ISO 9000, Six Sigma Trained, Trained on Situational
Leadership, Trained on interviewing skills and Whole Message Model.
 Over two decades of international, multi-cultural experience in finance and human resources
viz. internal audit, accounting operations, accounting process review & re-designing, risk
management, business solutioning, six sigma projects, talent acquisition, talent retention,
organization design/redesigning, compensation and appraisal processing, employee and
customer satisfaction surveys, knowledge management and finance services.
 Worked with Citicorp/MGF, India Glycol, Delphi, American Express India, American Express
USA, Fidelity International and Macquarie Global Finance Services India.
24

25. RESUMES - Our team Credentials
 Head – Taxation Risk Advisory
Rajesh Jhalani
 B.Com, FCA
 Senior Partner with 48 year old Delhi based Chartered Accountant firm, Mehrotra
and Mehrotra
 Over 19 years of experience in the field of Audit, Taxation, Company law matters.
 Major clients served are NTPC, BHEL, Bank of India, PNB, Airport Authority of
India etc.
President – Banking & Financial Services
 A senior researcher in Applied Mathematics leading to Ph.D after MSc (Mathematics),
Sivaramakrishnan
CWA, CAIIB
 Combined experience of 25+ years in corporate banking, risk management,
international trade finance, development of risk rating models, project finance, credit
monitoring and NPA management
 Since 2006 conducting open / in-house training on the above domains to all Top
public/ new and old private sector banks, top MNC banks (India and abroad), leading
NBFCs and corporates in manufacturing and financial services space; Worked on IFC
(World Bank) funded projects for MSMEs in India and abroad
 Worked for Bank of Baroda and ICICI Bank – bestowed Top Performer Award
continuously two years during his tenure; widely travelled abroad for business
relations, seminars, offering training, investor meetings, NYSE listing and for
processes involving establishment of representative Office in USA
25

26. RESUMES - Our team Credentials
Executive Vice President – Risk Management ( Banking & Financial Services)
 A hands-on banking professional {BSc (Mathematics), CAIIB} with considerable
domestic and international experience
Kashi Banerjee
 An aggregate experience of 24+ years across industry, mainly BFSI in several
functional areas including Retail and Commercial Banking, Corporate Lending, team
member of the Business Process Re-Engineering project (BPR); conceptualizing and
setting up shared services centres for centralized operations for the Bank in India.
 Management through ERM framework overseeing all key areas of the business
through various Operational Risk tools like KRI / RCSA matrices. Managing of major
project implementation of Basel II and Compliance risk framework
 Directing, reviewing and advising Board of Directors on various compliance issues and
representing the bank to the Central Bank regulatory offices.
 Worked for ANZ Grindlays Bank, Standard Chartered, Bahraini Saudi Bank and Dubai
Holdings ( subsidiary)
Consultant – Information Security & IT Governance
Anjay Agarwal
 LLB, CA, CISA, CWA, CS, CFE and others
 Over 15 years of experience in the field of Audit, Taxation, Investigations.
 Specializing in the field of Systems Audit, Cybrex Audit, Computer Crime
Investigations, IS Forensics
 International Committee Member of Governmental and Regulatory Agencies
Board and Academic Relations Committee of ISACA, USA
26

27. RESUMES - Our team Credentials
Executive Vice President – Risk Management ( Banking & Financial Services)
Vijayan Govindarajan
 Professional Risk Manager with considerable domestic and international experience
 An aggregate experience of 30 + years across industry, mainly Banking in several
functional areas including Wholesale Credit Risk, Operational Risk, Trade Finance ,
Retail Banking and Islamic Financial Services.
 Track record of setting up of excellence in the set-up, and management of credit and
operational risk, compliance and credit administration functions in retail, commercial ,
Islamic Banking and offshore banking entities in the Middle East.
 Key strength includes Corporate Credits, Risk Management in IT, implementation of
Risk Management module in core banking Bank’s Policies, procedures, Country Risk.
Played an active role in 3 core banking software implementations
 Worked for a Private Sector Bank in India, ABN AMRO Bank, Bahrain, Bank Muscat
Bahrain and BMI Bank Bahrain as AGM Risk Management.
27

28. RESUMES - Our team Credentials
 Vice President & Head – IT Risk Advisory
Ravikiran Bhandari
 Over 14+ Years of Experience in Information Security and Risk Management & CISM
certified
 Headed the Global Information Security team of Daimler (Mercedes-Benz) Worldwide at
Bangalore for 9 years, previously worked at organization like Wipro, Bangalore Labs
 Multi-sector experience including Banking, Insurance, Finance, Energy, Manufacturing,
Retail, Hi-Tech & Telecom, and Automobile
 Well known Ethical hacker: Was featured in BusinessWorld Magazine in an article about
leading ethical hackers in India and published several articles in Print and Online Media
 Rich experience in Information Security Audits across Corporations, 3rd Party Suppliers, Joint
Ventures across several countries in the world including US, UK, China, Germany
Vice President – Legal Risk Advisory
Aashish Shrivastav

 B.B.A. LL.B. (Hons.)
 About half a decade experience in legal services to client’s with respect to Contract
and Commercial Laws, Joint Ventures, Inbound & Outbound Investments, Private
Equity Investment Transactions, Real Estate & Infrastructure, Energy and General
Corporate.
 Have advised various social enterprises and start ups in setting up business in
India.
 Worked for the leading law firms of India such as FoxMandal Little.
28

29. RESUMES - Our team Credentials
 Vice President – Riskpro India
Phanindra Prakash
 FCA [India], ACMA [India], CFE [USA], CertIFRS [UK]
 Over 16 years of extensive consulting experience which includes financial & systems audit,
process transformation, implementation of internal controls, SOX compliance, fraud audits
& due diligence, US-India taxation
 Engaged in consulting roles as trusted advisor to finance, internal audit and information
technology executives of multiple Fortune 1000 companies with project sites in US,
Canada, Europe & Asia
 Worked with E&Y and Deloitte Consulting in USA
 Some of the major clients served internationally are GE Capital, UBS, McKesson, Eaton,
Imation, Albertsons,
 EVP and Head – Telecom Risk Advisory
 M.Tech, IIT Kharagpur, India; IES; Doctoral study, research and teaching in Linkpoing
University/Sweden; Lead Auditor (BVQI).
Asok Sit
 Over 30 years on International experience in networks and mobile Handsets from top
global companies /institutes like ISRO, Ericsson, Nokia, Nokia Siemens Networks and
based mostly in its head quarter locations in India, EU, USA.
 Expertise: Setting up capability, behaviour, culture in turning Risk, Quality, Innovation for
competitive advantage, customer delight and sustainability; key skill sets are Engagement,
Handholding, Coaching, Mentoring and lot of best practices, benchmarking/standards like
CMMI, TL9000, Six Sigma, ISO, SAS 70 etc.
29

30. RESUMES - PARTNERSHIPS
 Specialist Risk Consultant – Business Continuity
Andrew Hiles
 Founder and 15-year Chairman of Survive, the first international user group for Business
Continuity professionals
 Founding director and first Fellow of the Business Continuity Institute
 Over 25 years international consulting expertise in Risk, Crisis, Emergency, Incident, and
Business Continuity and ICT Disaster Recovery Management
 Multi-sector experience including Banking, Insurance, Finance, Oil, Gas, Energy,
Manufacturing, Retail, Hi-Tech & Telecom
 Western Press Award for services to business, 1994; BCI/CIR nomination for
lifetime achievement in BC, 1999, London; inducted into BC Hall of Fame by CPM magazine,
2004, Washington DC.
 Specialist Risk Consultant – Enterprise Risk Management
Chris E. Mandel
 Highly skilled risk and insurance professional with 25 years of experience designing, developing and
implementing large, global corporate risk management programs for Fortune 500 firms.
 Principal Consultant and Founder - Excellence in Risk Management, LLC. (Texas, USA) Co-founder and
EVP, Professional Services, rPM3 Solutions, LLC (Maryland, USA).
 Past experiences include Head of Global Risk Management for USAA, PepsiCo/ Tricon Global and American
National Red Cross
 Additional risk and insurance experience at Verizon Corp,. Marsh USA and Liberty Mutual Insurance Co.
 2004 Risk Manager of the Year – 2007 recipient of the Alexander Hamilton Award for “Excellence in ERM”
(at USAA) – former President, Risk and Insurance Management Society, Inc.
30

31. RESUMES - Advisors Credentials
 Founder partner of Mehrotra and Mehrotra, a 48 year old CA firm in India
Mr. MP Mehrorta
 B.Com, FCA, LLB
 Over 48 years of experience in audits, taxation, legal matters, loan syndication etc.
 Trustee of Cochin Port Trust, Member of Task Force for MOUs, Ministry of Heavy
Industries & Public Enterprises, Govt. of India, Ex- Member of Central Board of
Trustees, Employees’ Provident Fund Organisation (EPFO), Ministry of Labour,
Govt. of India, New Delhi.
 Ex - Director, Canara Bank
 Practicing chartered accountant in Delhi
 CA, ICWA
Mr. PK Gupta
 Over 35 years of professional experience.
 Trustee, Kargil Shaheed Smarak Samiti
 Hon. Treasurer, World Academy of Spiritual Sciences (WASS).
 Panel Arbitrator, International Centre for Alternative Dispute Resolution
 Arbitrator, Cement Corporation of India
 Arbitrator, Bombay Stock Exchange Limited
 Arbitrator, Central Depository Services (India) Limited
 Arbitrator’s Panel of Indian Council of Arbitration
31

32. Key Contacts
Corporate Mumbai Delhi Bangalore
Riskpro India Manoj Jain Rahul Bhan Casper Abraham
Ventures (P) Limited Director Director Director
M- 98337 67114 M- 99680 05042 M- 98450 61870
manoj.jain@riskpro.in rahul.bhan@riskpro.in casper.abraham@riskpro.in
info@riskpro.in
www.riskpro.in Sivaramakrishnan Hemant Seigell Vijayan Govindarajan
President – Banking & FS SVP – Risk Management EVP – Risk Management
C 561, Defence colony M- 98690 19311 M- 99536 97905 M- 99166 63652
New Delhi 110024 smaran.iyer@riskpro.in hemant.seigell@riskpro.in vijayan.govindarajan@riskpro.in
Ahmedabad Pune Kolkata Gurgaon
Maulik Manakiwala M.L. Jain Kashi Banerjee Nilesh Bhatia
Associate Firm Principal – Strategy Risk EVP – Risk Management Head – Human Capital Mgt.
M – 98256 40046 M- 98220 11987 M- 98304 75375 M- 98182 93434
mljain@riskpro.in kashi.banerjee@riskpro.in nilesh.bhatia@riskpro.in
Gourav Ladha
Sap Risk Advisory
M- 97129 52955
Salem Ghaziabad Agra Hyderabad
Chandrasekeran R Gupta Alok Kumar Agarwal Phanindra Prakash
Recruitment franchisee Head – Insurance Risk Associate Firm Member Firm
M – 94435 99132 M- 98101 07387 M- 99971 65253 M- 95500 61616
Copyright- © 2012 Riskpro ,India .All rights reserved. 32

33. Key Contacts (Continued)
Corporate Bangalore Gurgaon
Riskpro India Ravikiran Bhandari Asok Sit
Ventures (P) Limited
VP – IT Risk Advisory EVP, Head – Telecom Risk Advisory
M- 99001 69562 M- 98105 03463
info@riskpro.in ravikiran.bhandari@riskpro.in
www.riskpro.in asok.sit@riskpro.in
C 561, Defence colony
New Delhi 110024
Copyright- © 2012 Riskpro ,India .All rights reserved. 33