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StretchPay - Wright Patt FCU

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1) StretchPay is an alternative loan program to payday loans offered through credit unions. It provides short-term lines of credit up to $250 or $500 with affordable repayment terms and fees. 2) It began as a pilot program through 11 credit unions in Ohio to test offering small dollar loans. Over 35 credit unions nationwide are now considering participating. 3) Credit unions can join through a CUSO which reimburses 90% of credit losses, allowing them to offer the loans without taking on significant risk. The CUSO manages the program and risk sharing nationally.

Economía y finanzasEmpresariales
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StretchPay The Credit Union Salary Advance Loan Alternative Presented By: Doug Fecher, President/CEO Wright-Patt CU
StretchPay ,[object Object],[object Object]
How StretchPay Began ,[object Object],[object Object],[object Object]
The Public Was Right! Credit Unions don’t generally make short term, low dollar loans to the credit-impaired.
StretchPay Initial Principles ,[object Object],[object Object],[object Object],[object Object],[object Object]
StretchPay Initial Principles ,[object Object],[object Object],[object Object],[object Object]
StretchPay Evolution ,[object Object],[object Object],[object Object]
StretchPay Today ,[object Object]
One Important Difference from Traditional Payday Loans … ,[object Object]
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Benefits to Members ,[object Object],[object Object],[object Object]
Benefits to the CU: ,[object Object],[object Object],[object Object],[object Object]
StretchPay Evolution ,[object Object],[object Object],[object Object]
The CUSO ,[object Object]
The CUSO ,[object Object]
Reimbursement for Charged-Off Loans ,[object Object],[object Object]
In other words … ,[object Object]
Minimal Underwriting Criteria ,[object Object],[object Object]
Minimal Underwriting Criteria ,[object Object],[object Object]
Minimal Underwriting Criteria ,[object Object],[object Object]
Specifics on StretchPay Loans ,[object Object],[object Object],[object Object]
Specifics on StretchPay Loans ,[object Object],[object Object],[object Object]
Results to Date ,[object Object],[object Object]
Results to Date ,[object Object],[object Object],[object Object],[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
The Membership Fee ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
To Join the Program ,[object Object],[object Object]
Frequently Asked Questions ,[object Object],[object Object]
Frequently Asked Questions ,[object Object],[object Object]
Frequently Asked Questions ,[object Object],[object Object]
Frequently Asked Questions ,[object Object],[object Object]
Frequently Asked Questions ,[object Object],[object Object]
If you are interested . . . ,[object Object]
Contact Information for Doug Fecher . . . ,[object Object],[object Object],[object Object],[object Object]

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