Landlord insurance is there to protect your valuable asset so investing a small amount of time and effort to read the fine print is well worthwhile.

1. The missing measure when you compare landlord insurance online
The internet provides a wonderful starting point when researching your options for landlord
insurance – ďut it’s easy to ďe ŵisled ďy oŶliŶe ĐoŵpaƌisoŶ sites ǁhiĐh put pƌiĐe ahead of
quality.
WheŶ you Đoŵpaƌe laŶdloƌd iŶsuƌaŶĐe Ƌuotes oŶliŶe, it’s iŵpoƌtaŶt to look at the diffeƌeŶt
featuƌes of eaĐh poliĐy aŶd ĐheĐk out eaĐh iŶsuƌeƌ’s ƌeputatioŶ foƌ seƌǀiĐe as ǁell as pƌiĐe.
Product disclosure statements do not make the most sĐiŶtillatiŶg ƌeadiŶg, ďut it’s ǁoƌth takiŶg
the time and effort to understand the detail of any policy when comparing landlord insurance
quotes online.
Landlord insurance is there to protect your valuable asset so investing a small amount of time
and effort to read the fine print is well worthwhile.
When researching landlord insurance check whether:
 both malicious and accidental damage by the tenant are covered;
 there is cover if a tenant is leasing on a month-by-month basis rather than for a longer
term;
 clandestine drug laboratory clean-ups are covered;
 tenant arson is covered;
 excesses are reasonable, particularly for loss of rent;
 the insurer has a formal dispute resolution process; and
 the insurer is committed to upholding professional standards.
Pƌopeƌty iŶǀestoƌ foƌuŵs aƌe aŶotheƌ useful souƌĐe of iŶfoƌŵatioŶ ǁheƌe, usiŶg a ͞seaƌĐh͟
function, you can see which firms have a good reputation for quality coverage and claims
service.
Good communication is vital. When claims are made, many landlord insurers can only act as go-betweens
from the landlord to the underwriter. However a few – iŶĐludiŶg EBM’s ReŶtCoǀeƌ –
have won the right to settle most claims in-house.

2. If you’d like to Đoŵpaƌe ǁhat ǁe haǀe to offeƌ aŶd oďtaiŶ a landlord insurance quote online,
check out www.rentcover.com.au
The above is general advice and has not taken into account your personal circumstances, be
sure to read the appropriate Product Disclosure Statement to ensure the policy meets your
individual circumstances.