1. Emerging Opportunities in Brazil's Cards and Payments
Industry: Market Size, Trends and Drivers, Strategies, Products
and Competitive Landscape
Report Details:
Published:November 2012
No. of Pages: 91
Price: Single User License – US$4495
Synopsis
The report provides market analysis, information and insights into Brazil''s cards and payments
market, including:
• Current and forecast values for each segment of the Brazil cards and payment market including
debit cards, credit cards, prepaid cards and charge cards
• Comprehensive analysis of the industry’s market attractiveness and future growth areas
• Analysis of various market drivers and regulations governing Brazil''s cards and payment market
• Detailed analysis of the marketing strategies adopted for selling prepaid cards used by various
bankers and other institutions in the market
• Comprehensive analysis of consumer attitudes and their buying preferences for cards
• Competitive landscape of Brazil''s cards and payments market
Summary
The Brazilian card market has a relatively mature credit and debit card segment and the market as
a whole grew at a compound annual growth rate (CAGR) of 10.71% during the review period. The
prepaid card and charge card markets in Brazil are emerging. Private label cards were also in
circulation and are expected to emerge as a mainstream card segment in the forecast period. The
debit and credit markets are mature and are expected to grow only nominally in the forecast
period. The debit card market is expected to post a CAGR of 2.9% and the credit card market is
expected to grow at a CAGR of 6.5% in volume terms. However, the prepaid and charge card
markets are expected to be the prime drivers of the Brazilian card market. The charge card market
is expected to grow at a CAGR of 7.3% and the prepaid card market is expected to grow at a
CAGR of 9.33% in volume terms during the forecast period.
Scope
• This report provides a comprehensive analysis of Brazil''s cards and payments market
• It provides current values for Brazil''s cards and payments market for 2011 and forecast figures

2. for 2016
• It details the different macroeconomic, infrastructural, consumer and business drivers affecting
Brazil''s cards and payments industry
• It outlines the current regulatory framework in the industry
• It details the marketing strategies used by various bankers and other institutions
• It profiles the major banks in Brazil''s cards and payments market
Reasons To Buy
• Make strategic business decisions using historic and forecast market data related to Brazil''s
cards and payments market and each market within it
• Understand the key market trends and growth opportunities within Brazil''s cards and payments
market
• Assess the competitive dynamics in Brazil''s cards and payments market
• Gain insights into the marketing strategies used for selling various types of cards in Brazil
• Gain insights into key regulations governing Brazil''s cards and payment market
Key Highlights
• A key factor that spurred the growth of the Brazilian prepaid card market is the government
legislation that levied a 6.38% charge on all foreign transactions made through Brazilian credit
cards.
• The forecasted growth in the card market is expected to be fuelled by a number of key business
drivers. These include the growth of online commerce, the growth of tourism, innovative product
offerings, the growth of retail sales volume and growth of private label cards.
• High internet penetration is expected to boost online commerce, which in turn is expected to
foster card market growth. Large tourist inflows into the country are expected to fuel the demand
for travel cards and transit cards.
• The regulatory landscape in the cards and payments sector is undergoing significant change and
the stance of the central bank is to pursue steps that promote competition in the market.
Get your copy of this report @
http://www.reportsnreports.com/reports/207488-emerging-opportunities-in-brazils-cards-and-payments-industry-
market-size-trends-and-drivers-strategies-products-and-competitive-landscape.html
Major points covered in Table of Contents of this report include
Table of Contents
1 Executive Summary
2 Market Attractiveness and Future Prospects of Cards and Payments Industry
3 Analysis of Brazilian Cards and Payments Market Drivers
3.1 Macroeconomic Fundamentals
3.1.1 Gross domestic product (GDP) growth
3.1.2 Easing inflationary pressure
3.1.3 Expected decline in Selic Target Rate
3.1.4 Low Unemployment
3.1.5 Growth oriented fiscal policy

3. 3.2 Infrastructure Drivers
3.2.1 NFC 18
3.2.2 Fingerprint Biometric enabled ATMs
3.2.3 Seismic Sensors
3.2.4 Anti-skimming technology
3.2.5 Growing number of ATMs
3.2.6 Point of sale terminals (POS)
3.3 Business Drivers
3.3.1 Growth of Online Commerce
3.3.2 Growth of Tourism
3.3.3 Central bank efforts to discourage use of check
3.3.4 Global events
3.3.5 Innovative product offerings
3.3.6 Retail Sales Volume
3.3.7 Growth of private label cards
3.4 Consumer Drivers
3.4.1 Increasing Consumption Expenditure
3.4.2 Demographic advantages
3.4.3 Growth of middle-class and upper income consumer segments
3.4.4 Increasing inflow of foreign tourists and internal migration within the country
3.4.5 Emergence of new spending and saving patterns
3.4.6 Increasing number of benefit card users
3.5 Card Fraud Statistics
3.5.1 By channel
3.6 Regulatory Framework
3.6.1 International Capital and Foreign Exchange Market Regulation
3.6.2 Central Bank regulation on functioning of clearing and settlement systems
3.6.3 Other specific legislations pertaining to prepaid cards
4 Emerging Consumer Attitudes and Trends
4.1 Market Segmentation and Targeting
4.1.1 Retail segment
4.1.2 Corporate Consumers
4.2 Consumer Preference – Price, Convenience, and Services
4.2.1 Price
4.2.2 Convenience
4.2.3 Services
4.3 Online Buying Behaviour
4.3.1 Mobile and Internet Penetration and gadgets used
4.3.2 Online security
4.4 Preferred Payment Methods
5 Competitive Landscape and Industry Dynamics
5.1 Market Share Analysis by Payment Channels

4. 5.1.1 Overview of payment channels
5.1.2 Cash
5.1.3 Credit transfer
5.1.4 Direct Debit
5.1.5 Cards
5.1.6 Checks
5.2 Debit Cards Market Share
5.2.1 By scheme
5.3 Credit Cards Market Share
5.3.1 By scheme
5.4 Charge Cards Market Share
6 Strategies Adopted by Key Players
6.1 Market Entry Strategies
6.2 Marketing / Product Strategy
6.2.1 Debit cards
6.2.2 Credit Cards
6.2.3 Prepaid cards
6.3 Pricing Strategies
7 Market Size and Growth Potential of Payment Card Industry
7.1 Market Share Analysis by Type of Card
7.2 Total Market Size and Forecast of Card Industry
7.2.1 Analysis by number of cards
7.2.2 Analysis by transaction value
7.2.3 Analysis by transaction volume
7.3 Debit Card Market Size and Forecast
7.3.1 Analysis by transaction value
7.3.2 Analysis by transaction volume
7.3.3 Other key performance indicators
7.4 Prepaid Card Market Size and Forecast
7.4.1 Analysis by number of cards
7.4.2 Analysis by segments – open loop cards and close loop cards
7.4.3 Analysis by transaction value
7.5 Charge Card Market Size and Forecast
7.5.1 Analysis by number of cards
7.5.2 Analysis by transaction value
7.5.3 Analysis by transaction volume
7.6 Credit Card Market Size and Forecast
7.6.1 Analysis by number of cards
7.6.2 Analysis by transaction value
7.6.3 Analysis by transaction volume
7.6.4 Other key performance indicators
7.6.5 Average Transaction Value

5. 8 Profile of Key Players, Products and Strategies
8.1 Caixa Econômica Federal
8.1.1 Strategies
8.1.2 Credit Cards Offered
8.2 Banco Bradesco
8.2.1 Strategies
8.2.2 Cards Offered
8.3 Banco Santander Brasil
8.3.1 Cards offered
9 Appendix
9.1 Methodology
9.2 Definitions
9.3 Contact Us
9.4 About Timetric
9.4.1 Our Approach
9.5 Services
9.6 Disclaimer
List of Tables
Table 1: Brazil Payment Channels (BRL Million), 2007 and 2011
Table 2: Brazil Cards Market by Type of Card (Number in Thousands), 2007–2016
Table 3: Brazil Cards Market Size by Volume (Thousands), 2007–2016
Table 4: Brazil Cards Market Size by Transaction Value (BRL Million), 2007–2016
Table 5: Brazil Cards Market Size by Transaction Value (US$ Million), 2007–2016
Table 6: Brazil Cards Market Size by Transaction Volume (Million), 2007–2016
Table 7: Brazil Debit Card Category Market Size (Thousands), 2007–2016
Table 8: Brazil Debit Card Category Market Size (BRL Million), 2007–2016
Table 9: Brazil Debit Card Category Market Size (US$ Million), 2007–2016
Table 10: Brazil Debit Card Category Market Size by Transaction Volume (Million), 2007–2016
Table 11: Brazil Card Category Market Size by Frequency of Use (Transaction/Card/Year),
2007–2016
Table 12: Brazil Prepaid Card Category Market Size (Thousands), 2007–2016
Table 13:Brazil Open-Loop Prepaid Cards Category Market Size (Thousands), 2007–2016
Table 14: Brazil Closed-Loop Prepaid Cards Category Market Size (Thousands), 2007–2016
Table 15: Brazil Prepaid Cards Category Market Size (BRL Million), 2007–2016
Table 16: Brazil Prepaid Cards Category Market Size (US$ Million), 2007–2016
Table 17: Brazil Charge Card Category Market Size (Thousands), 2007–2016
Table 18: Brazil Charge Card Category Market Size (BRL Million), 2007–2016
Table 19: Brazil Charge Card Category Market Size (US$ Million), 2007–2016
Table 20: Brazil Charge Card Category Market Size by Transaction Volume (Million), 2007–2016
Table 21: Brazil Charge Card Category Market Size by Frequency of Use
(Transaction/Card/Year), 2007–2016
Table 22: Brazil Credit Card Category Market Size by Volume (Thousands), 2007–2016
Table 23: Brazil Credit Card Category Market Size by Transaction Value (BRL Million), 2007–2016

6. Table 24: Brazil Credit Card Category Market Size by Transaction Value (US$ Million), 2007–2016
Table 25: Brazil Credit Card Category Market Size by Transaction Volume (Million), 2007–2016
Table 26: Brazil Credit Card Category Market Size by Frequency of Use, 2007–2016
Table 27: Brazil Credit Card Category Market Size by Average Transaction Value (BRL),
2007–2016
Table 28: Brazil Credit Card Category Market Size by Average Transaction Value (US$),
2007–2016
Table 29: Discount Rates That Can Be Availed Through Reward Points for Various Card
Programmes
Table 30: Cards and Payments Key Definitions
List of Figures
Figure 1: Brazilian Current and Future Prospects of Various Cards
Figure 2: Brazilian Current and Future Prospects of Various Cards
Figure 3: Brazilian Potential Money Transactions in Key Mobile Money Market Segments, 2011
Figure 4: Brazilian GDP Growth Rate, 2006–2016
Figure 5: Brazilian Inflation Rate (%), 2006–2016
Figure 6: Brazilian Selic Target Rate (%), March 2011–June 2012
Figure 7: Brazilian Unemployment Rate (%), 2006–2017
Figure 8: Brazilian Benefits and Pension Payments (as % of GDP)
Figure 9: Brazilian Number of Automated Tailor Machines (Thousands), 2007–2016
Figure 10: Brazilian Number of Point of Sale Terminals (Million), 2007–2016
Figure 11: Brazilian Tourist Volume (Million), 2007–2016
Figure 12: Brazilian Sales Volume Index, January 2011 – June 2012
Figure 13: Brazilian Household Final Consumption Expenditure (as % of GDP), 2006–2011
Figure 14: BolsaFamilia Program Expenditure (BRL Billion)
Figure 15: Brazilian Card Fraud Statistics by Region (US$ Million), 2007–2011
Figure 16: Brazilian Card Fraud Statistics by Channel (BRL Million), 2007–2011
Figure 17: Brazilian Market Segmentation by Card Type – Retail Consumer Segment
Figure 18: Brazilian Market Segmentation by Card Type – Corporate Consumer Segment
Figure 19: Brazilian Consumer Preferences on Various Types of Cards – Retail Consumers
Figure 20: Brazilian Consumer Preferences on Various Types of Cards – Corporate Consumers
Figure 21: Brazilian Economically Active Online Population
Figure 22: Preferred Online Payment Methods (%)
Figure 23: Brazilian Payment Channels, 2011
Figure 24: Brazil Value and Growth of Cash Transactions (BRL Million), 2007–2011
Figure 25: Brazil Value and Growth of Check Payment (BRL Million), 2007–2011
Figure 26: Brazilian Value and Growth of Credit Transfers, 2007–2011
Figure 27: Brazil Value and Growth of Cards Payment (BRL Million), 2007–2011
Figure 28: Brazil Debit Card Market Share by Banks (%), 2011
Figure 29: Brazil Debit Card Market Share by Schemes (%), 2011
Figure 30: Brazil Credit Card Market Share by Bank (%), 2011
Figure 31: Brazilian Credit Card Market Share by Schemes (Number of Cards), 2011
Figure 32: Brazil Charge Card Market Share by Schemes (%), 2011
Figure 33: Brazilian Marketing Entry Strategies of Multinational Banks
Figure 34: Credit Card Pricing Strategies by Brazilian Banks
Figure 35: Brazilian Card Industry by Type of Cards (%), 2007–2016

7. Figure 36: Brazilian Card Industry Market Size by Volume (Thousands), 2007–2016
Figure 37: Brazilian Card Industry Market Size by Transaction Value (BRL Million), 2007–2016
Figure 38: Brazilian Card Industry Market Size by Transaction Volume (Million), 2007–2016
Figure 39: Brazilian Credit Card Industry Market Size by Volume (Thousands), 2007–2016
Figure 40: Brazilian Credit Card Industry Market Size by Transaction Value (BRL Billion),
2007–2016
Figure 41: Brazilian Credit Card Industry Market Size by Transaction Volume (Million), 2007–2016
Figure 42: Brazilian Credit Card Industry Market Size by Frequency of Use, 2007–2016
Figure 43: Brazilian Credit Card Industry Market Size by Average Transaction Value (BRL),
2007–2016
Figure 44: Brazilian Debit Card Industry Market Size (Thousands), 2007–2016
Figure 45: Brazilian Debit Card Industry Market Size (BRL Million), 2007–2016
Figure 46: Brazilian Debit Card Industry Market Size by Transaction Volume (Million), 2007–2016
Figure 47: Brazilian Card Industry Market Size by Frequency of Use, 2007–2016
Figure 48: Debit Card Usage ATMs and POS Terminals (Thousands), 2007–2016
Figure 49: Brazil Prepaid Card Category Market Size (Thousands), 2007–2016
Figure 50: Brazil Open-Loop Prepaid Cards Category Market Size (Thousands), 2007–2016
Figure 51: Brazil Closed-Loop Prepaid Cards Category Market Size (Thousands), 2007–2016
Figure 52: Brazil Prepaid Cards Category Market Size (BRL Million), 2007–2016
Figure 53: Brazil Charge Card Category Market Size (Thousands), 2007–2016
Figure 54: Brazil Charge Card Category Market Size (BRL Million), 2007–2016
Figure 55: Brazil Charge Card Category Market Size by Transaction Volume (Million), 2007–2016
Figure 56: Brazil Charge Card Category Market Size by Frequency of
Use(Transaction/Card/Year),
Figure 57: Caixa Econômica Federal (CEF) Segmentation of Cards Offered
Figure 58: Banco Bradesco – Corporate Promotional Offers
Figure 59: Credit Cards Offered by Banco Santander Brasil
Contact: sales@reportsandreports.com for more information.