1. OCEANFIRST FORECLOSURE SOLUTION Solving your mortgage debt.

3. Personal Liability

5. Foreclosure Defense

6. Deed in Lieu

8. Foreclosure Defense Mortgage Debt DEFICIENCY Attorney Hired to make sure your rights are being kept The Foreclosure process is delayed but at some point other venues must be pursued to avoid the deficiency judgment Property Value Deficiency Judgment

9. Deed en Lieu Mortgage Debt DEFICIENCY Turn property over to the Lender The lender might still seek a judgment against you for the deficiency once the property is sold Property Value Deficiency Judgment

10. Regular Short-Sale Realtor Mortgage Debt DEFICIENCY Sell property for current market value The lender might still seek a judgment against you for the deficiency Property Value Deficiency Judgment

11. OCEANFIRST Short-Sale DEFICIENCY Attorney defends you against foreclosure and gains leverage on your lender so that the deficiency may be released. OceanFirst uses its experience and extensive database to sell the property Property Value RELEASE FROM DEFICIENCY

12. Take Action Call now and get all your questions answered 305 532-5400 robertobalcker@yahoo.com