Good Stuff Happens in 1:1 Meetings: Why you need them and how to do them well
Use this advice to better manage your personal finances
1. Use This Advice To Better
Manage Your Personal
Finances
by imjetred | on April 13, 2013
http://www.empowernetwork.com/imjetred/
2. It’s never too early or too late to learn about
personal finances.
“It’s important for all of us to learn personal
financial skills, but many of us aren’t taught
about money as children. It’s never too early
or too late to learn about personal finances.
Learning more about finance is easy. Find
time in your busy schedule.”
3. • Avoid taking a loan or starting a
credit account
• If there is no urgent need to take a loan
or start a credit account, avoid doing so.
In some cases credit may be needed, but
it’s better to save money for making large
purchases and not incurring debt. Some
things you must borrow money to get, like
homes or cars.
4. • Make small changes
• When you are working on bettering your finances,
making small changes can make a huge difference.
Instead of buying coffee every morning, make your
own. Brewing your own coffee can save you about
$25 a week. Ride the bus instead of taking your
car. That can add up to hundreds of dollars every
month.
• The money you save from doing this quickly adds up
for use towards retirement or an expensive item
you want. That is definitely worth a bit more than
a glass of coffee.
5. • Here is the button to take
you to Change Your
Life.
• What you need to do is to
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6. • Watch out for heavy investors’ fees
• You must pay for the fees of investment brokers in the
long term. These fees can end up cutting into your
overall profits. Brokers with unreasonably high
commissions and funds that charge a lot for management
are both things you should stay away from.
• Get CFLs bulbs
• Get CFLs bulbs instead of regular ones. Replacing your
bulbs will cost more initially, but you will see greater
savings in the long run and do your part to help the
environment. CFL bulbs should last much longer while
using less energy. You will have fewer bulbs to buy,
which will save you money.
7. • Use two or more credit cards instead
of one
• Rather than using a credit card that is close to being
maxed out, use two or more credit cards. When you’re
paying towards two separate payments, your interest
payments won’t be as high as they would if you were
paying off a credit card that’s been maxed out. Also,
this won’t damage your score and it could also help you
in building it if you could manage two credit cards
wisely.
• Find a better place to invest
• Don’t get set in your ways and stay with the same
investments that did well for you previously. When you
find that money that you have invested is not living up
to its potential, find a better place to invest your
money.
8. • Do not believe that credit repair counselors
will fully help you
• A lot of credit repair organizations will make broad, general statements
about what they can do for you to clean up your credit. These statements
may not be accurate at all since what affects your credit may not be
what affects someone else’s. Success cannot be guaranteed and any
promise to repair your credit is a false one.
• A mature person knows how to properly handle their finances. It is easy
to develop this trait in yourself. With some effort, anyone can start
being smart with their money. Use the above advice to get a solid handle
on your finances, and your economic situation is sure to improve.
Click here to read more of personal finance articles.
Good luck and happy blogging!
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http://www.empowernetwork.com/imjetred/blog/use-this-advice-to-
better-manage-your-personal-finances/?id=imjetred