Health Insurance Brochure-The Universal Insurance Company Ltd.

Universal Insurance House 63,Shahrah-e-Quaid-e-Azam Lahore-54000,Pakistan Tel: Off: 042-7353458- 7355426-7324194-7353453-7324222 Fax:042-7230326, 7353209 Email: health@uic.com

INTRODUCTION This is an exclusive Group Medical Insurance Programme specially designed for organizations to take care of Health related issues of employees. We offer a wide range of traditional plan designs paired with a spectrum of innovative, consumer-directed options. You'll find the right mix for your employees need to facilitate your organization to maintain affordable Health care system with economy in efforts and cost. Group Medical Insurance covers medical cost of In-patients (IPD), Out-patients (OPD), Surgical treatment, Maternity, Dread Diseases & Specialized Investigations as per your choice and requirements. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

OUR HEALTH PLANS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],We offer a broad spectrum of leading-edge products and services designed specifically for organizations of all sizes, their employees, and families. We offer solutions that will fit your company's needs and also offer customized Health Care Programme if so desired.

HOSPITALIZATION COVER ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

MATERNITY COVER ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

SPECIALISED INVESTIGATIONS This includes benefits to cover costs incurred on highly specialized investigations consequent upon recommendation of a specialist only within ailment. The limit is confined within the hospitalization coverage and subject to an annual / ailment limit. The tests include the following: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

DREAD DISEASE COVER ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

OPD COVER ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

HOW TO GET HEALTHCARE INSURANCE ,[object Object],[object Object],[object Object],[object Object],HOW TO GET BENEFITS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],PANEL HOSPITAL Universal Insurance has credit arrangements with the panel hospitals. Patients do not have to pay anything for hospitalizations unless limit is exceeded. The patients will have to show their insurance cards to panel Hospital, The Universal Insurance Co. Ltd. will take care of the rest. NON-PANEL HOSPITAL A non-panel hospital can only be accessed in case of an emergency situation involving accidents, stroke, etc. and also in areas where panel facility is not available. The employees are reimbursed subject to the maximum of our panel hospitals charges limits on the production of actual hospital bills (in original) such as cost of hospital stay, admission and discharge certificates, receipts of consultant’s fees, bills related to pharmacy, laboratory and radiology along-with their supporting prescriptions & reports.

EXCLUSIONS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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A GUIDE TO FILL THE QUESTIONNAIRE PLACED AT PAGE 14

LIST OF PANEL HOSPITALS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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CONTACTS Head Office : Universal Insurance House 63, Shahrah - e - Quaid - e - Azam Lahore. Tel:042-7353458-7353453 Fax:042-7230326 Web:-

Health Insurance Brochure-The Universal Insurance Company Ltd.

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