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Marilyn Barnewall - State Bank Initiative
- 1. STATE BANKS Why States Cannot…. • Create their own currency • Reject the federal financial system (Federal Reserve, FDIC, comptroller, etc. • Secede • Be sovereign states: … Without one. • State Bank =Alternatives
- 2. BOISE, IDAHO ONE IN 21 HOMES IS IN FORECLOSURE
- 3. SARASOTA, FLORIDA ONE IN 21 HOMES IS IN FORECLOSURE
- 4. LAKELAND, FLORIDA ONE IN 21 HOMES IS IN FORECLOSURE
- 5. TAMPA, FLORIDA ONE IN 20 HOMES IS IN FORECLOSURE
- 6. PORT ST. LUCIE, FLORIDA ONE IN 20 HOMES IS IN FORECLOSURE
- 7. SACRAMENTO, CALIFORNIA ONE IN 19 HOMES IS IN FORECLOSURE
- 8. NAPLES, FLORIDA ONE IN 18 HOMES IS IN FORECLOSURE
- 9. DELTONA, FLORIDA ONE IN 17 HOMES IS IN FORECLOSURE
- 10. BAKERSFIELD, CALIFORNIA ONE IN 17 HOMES IS IN FORECLOSURE
- 11. RENO, NEVADA ONE IN 16 HOMES IS IN FORECLOSURE
- 12. VALLEJO, CALIFORNIA ONE IN 16 HOMES IS IN FORECLOSURE
- 13. ORLANDO, FLORIDA ONE IN 15 HOMES IS IN FORECLOSURE
- 14. MERCED, CALIFORNIA ONE IN 14 HOMES IS IN FORECLOSURE
- 15. STOCKTON, CALIFORNIA ONE IN 14 HOMES IS IN FORECLOSURE
- 16. RIVERSIDE, CALIFORNIA ONE IN 14 HOMES IS IN FORECLOSURE
- 17. MIAMI, FLORIDA ONE IN 14 HOMES IS IN FORECLOSURE
- 18. PHOENIX, ARIZONA ONE IN 14 HOMES IS IN FORECLOSURE
- 19. MODESTO, CALIFORNIA ONE IN 14 HOMES IS IN FORECLOSURE
- 20. CAPE CORAL, FLORIDA ONE IN 12 HOMES IS IN FORECLOSURE
- 21. LAS VEGAS, NEVADA ONE IN EVERY 9 HOMES IS IN FORECLOSURE
- 23. CONSTITUTION OF THE UNITED STATES OF AMERICA ARTICLE 1, SECTION 8 The Congress shall have power to… …borrow money on the credit of the United States; to regulate commerce with foreign nations, and among the several States, and with the Indian Tribes; The Congress shall have power to… …coin money, regulate the value thereof, and of foreign coin, and fix the standard of weights and measures.
- 25. NORTH DAKOTA STATE BANK RESULTS: WITH A POPULATION OF ABOUT 650,000, THE NORTH DAKOTA STATE BANK HAS, DURING THE PAST TEN YEARS, PAID THE STATE TREASURER MORE THAN $325 MILLION FROM BANK PROFITS. IN 2010 – THE WORST ECONOMY IN RECENT HISTORY – NORTH DAKOTA HAD ITS LARGEST FINANCIAL SURPLUS IN HISTORY. NORTH DAKOTA TOPS THE LIST OF STATE ECONOMIES YEAR AFTER YEAR.
- 26. UNEMPLOYMENT IN 2011 National 9.1% Colorado 8.5% North Dakota 3.3%
- 27. REDUCING TAXES IN 2011, NORTH DAKOTANS WILL SEE ALMOST $500 MILLION OF THEIR MONEY RETURNED TO THEM IN THE FORM OF INCOME AND PROPERTY TAX CUTS. COMBINING 2009 AND 2011 TAX REDUCTIONS, THE AVERAGE NORTH DAKOTAN WILL ENJOY A 30% TAX LIABILITY DROP. THE LEGISLATURE ALSO FUNDED $342 MILLION IN PROPERTY TAX RELIEF. THE OWNER OF A $150,000 HOME WILL ENJOY A TAX REDUCTION OF $506.
- 28. BREAKDOWN, NORTH DAKOTA TAX RELIEF: $341.79 MILLION: PROPERTY TAX RELIEF. The money is provided to the superintendent of public instruction for grants to school districts under the mill levy reduction program. $120 million: reduces all individual income tax rates by 17.9 percent. $25 million: reduces all existing corporate income tax rates by 19.5 percent. $2.125 million: Reduces the financial institutions tax rate from 7 percent to 6.5 percent. Only the state general fund share of the tax revenue is impacted by this change. Ref: The tax reduction bill, House Bill 1047
- 29. GOVERNOR OF THE STATE IS THE EQUIVALENT OF CHAIRMAN OR CEO OF BANK ADVISORY BOARD CORRESPONDENT ADVISORY BOARD LARGE CREDITS CREDIT AND OTHER ECONOMY W/ (MAJOR LOAN LINE BANKING STATE TREASURER COMMITTEE) SERVICES