Based on the new book by best selling authors, Gary Keller, Dave Jenks and Jay Papasan. The workshop will be conducted by first time home buyer expert Matthew Haviland. Matthew is a passionate, creative, well organized real estate consultant with The Haviland Group at Keller Williams Realty Atlantic Shore. He will go through the entire home buying process as well as cover current market trends, and financing opportunities. A free copy of the book Your First Home will be given to each person who pre-registers for the event. It is packed with inspiring stories and the wisdom of thousands of successful first-time home buyers, it's a must-read for anyone aspiring to buy a home.

1. Matthew Haviland The Haviland Group Atlantic County, NJ Internet Version

3. Introduction

4. Haviland Family Photo

5. Introduction – Our Values

22. Scenario 1: Prices decrease by 5% and interest rates increase by 0.5% Scenario 2: Prices decrease by 10% and interest rates increase by 1.0% Appears on Page 14 Today Scenario 1 Scenario 2 Your Payment $1,054 Interest Rates 6.04% Home Price $218, 900 Your Payment $1,056 Interest Rates: +0.5% 6.54% Home Price: -5% $207,955 Your Payment $1,053 Interest Rates: +1.0% 7.04% Home Price: -10% $197,010

35. The Tale of Two Markets In the Market Out of the Market Great Poor Condition vs. Comps Above Below Price vs. Comps

36. Seller’s Market In the Market Out of the Market Above Below Price vs. Comps Great Poor Condition vs. Comps

37. Buyer’s Market Out of the Market In the Market Above Below Price vs. Comps Great Poor Condition vs. Comps

38. A Final Look