For a while, I've had a vision of banking as a web service based upon widgets of functionality. This is becoming vital if banks are to fit into the semantic web. All of this is explained in my blog entry: http://thefinanser.co.uk/fsclub/2009/02/baas-banking-as-a-service-presentation.html.
Throughout the presentation there are links to the relevant entries here that explains it all too. Feel free to send me any comments or thoughts.
And, for lots more on this, have a look at my directory of social finance http://thefinanser.co.uk/fsclub/2009/04/a-directory-of-social-finance.html.
HSBC: Banking on the NetworkHSBC are pretty transparent these days about their strategies, as can be seen from their investor relations webcasts and presentation downloads. Also, as mentioned last week, I had a visit to a firm using video technologies who sent me a webcast of Ken Harvey, Chief Technology and Services Officer (CTSO) discussing the bank as a network in a presentation earlier this month.Here is a summary of what he said, for those who don’t have half an hour to spare to watch the video:We spend $6 billion a year on technology, and recently embarked on a multi-billion dollar, multi-year project to become an IP Bank.
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http://www.finextra.com/fullpr.asp?id=24817-- Travel 21% Average Goal: $4,411-- Holiday Spending money 12 Average Goal: $903-- Electronics 10% Average Goal: $2,470-- Home Improvement 6% Average Goal: $12,912-- Saving to Save: 5% Average Goal: $9,761-- Weddings 5% Average Goal: $7,850-- House down payment/addition 4% Average Goal: $22,228-- Emergency Fund 3% Average Goal: $6,632-- Babies 3% Average Goal: $5,084-- Home Furnishings 2% Average Goal: $3,543-- Car or Car Expenses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal: $10,710-- Car Expenses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal:ses 2% Average Goal: $6,778-- College: 1% Average Goal: $9,667-- Misc. 26% Average Goal: $10,710<number>
Bryan Habana, South African RugbyOscar Petorius, South African athlete<number>
HSBC: Banking on the NetworkHSBC are pretty transparent these days about their strategies, as can be seen from their investor relations webcasts and presentation downloads. Also, as mentioned last week, I had a visit to a firm using video technologies who sent me a webcast of Ken Harvey, Chief Technology and Services Officer (CTSO) discussing the bank as a network in a presentation earlier this month.Here is a summary of what he said, for those who don’t have half an hour to spare to watch the video:We spend $6 billion a year on technology, and recently embarked on a multi-billion dollar, multi-year project to become an IP Bank.