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Housing	
  Policies	
  &	
  
Health	
  Inequali3es	
  
1	
  
Fernando	
  Díaz	
  Alpuente	
  
	
  
“The	
  impact	
  on	
  health	
  and	
  equity	
  of	
  social	
  and	
  
economic	
  policies”,	
  Brussels,	
  29.9.2015	
  
SOPHIE	
  Housing	
  policies	
  team	
  
Agència	
  de	
  Salut	
  Pública	
  de	
  Barcelona:	
  Carme	
  Borrell,	
  
Lluís	
  Camprubí,	
  Andrés	
  Peralta,	
  Hugo	
  Vázquez,	
  Davide	
  
Malmusi,	
  Ana	
  Novoa,	
  Jordi	
  Amat,	
  Laia	
  Palència,	
  Marc	
  
Marí-­‐Dell’Olmo,	
  Julia	
  Ward,	
  Roshanak	
  Mehdipanah,	
  
Maica	
  Rodríguez-­‐Sanz	
  
Càritas	
  Diocesana	
  de	
  Barcelona:	
  Fernando	
  Díaz,	
  Carme	
  
Trilla,	
  Mercè	
  Darnell,	
  Tere	
  Bermudez	
  
Universitat	
  Pompeu	
  Fabra:	
  Jordi	
  Bosch	
  
	
  
	
  
	
  	
  
	
  
	
  
	
  
Why	
  housing?	
  
Improvements	
  of	
  housing	
  condi[ons	
  are	
  considered	
  a	
  major	
  
factor	
  behind	
  advances	
  in	
  popula[on	
  health	
  in	
  the	
  early	
  1900s.	
  
Housing,	
  the	
  “wobbly	
  pillar”	
  of	
  the	
  welfare	
  state	
  –	
  also	
  in	
  health	
  
inequali[es	
  research.	
  	
  
Literature	
  mainly	
  from	
  UK,	
  New	
  Zealand…	
  much	
  less	
  in	
  Spain	
  
where	
  it	
  has	
  been	
  an	
  increasingly	
  pressing	
  social	
  issue,	
  	
  
both	
  before	
  and	
  acer	
  the	
  burst	
  of	
  the	
  housing	
  bubble	
  
	
  
What	
  we	
  did?	
  
Overview	
  
	
  Literature	
  reviews	
  and	
  conceptual	
  framework	
  on	
  housing	
  
policies,	
  housing	
  condi[ons	
  and	
  health	
  inequali[es	
  
Focus	
  on	
  fuel	
  poverty	
  
1.	
  Associa[on	
  of	
  fuel-­‐poverty-­‐related	
  housing	
  condi[ons	
  and	
  
health	
  status	
  in	
  European	
  welfare	
  regimes	
  
2.	
  Natural	
  experiment	
  on	
  thermal	
  insula[on	
  and	
  winter	
  
mortality	
  in	
  social	
  housing	
  
3.	
  Realist	
  synthesis	
  on	
  energy	
  retrofihng	
  and	
  health	
  equity	
  
4.	
  Resistance	
  to	
  austerity	
  on	
  UK	
  fuel	
  poverty	
  policies	
  
Focus	
  on	
  people	
  with	
  severe	
  problems	
  of	
  access	
  to	
  housing	
  	
  
1.	
  Caritas	
  BCN	
  users:	
  follow-­‐up	
  survey	
  on	
  rehousing	
  
2.	
  “Mortgage	
  affected	
  plakorm”:	
  online	
  survey	
  
Conceptual	
  framework	
  
Adapted	
  from	
  Ana	
  Novoa	
  et	
  al.	
  Impact	
  of	
  the	
  crisis	
  on	
  the	
  rela[onship	
  between	
  
housing	
  and	
  health.	
  Policies	
  for	
  good	
  prac[ce	
  to	
  reduce	
  inequali[es	
  in	
  health	
  related	
  
to	
  housing	
  condi[ons.	
  Gac	
  Sanit.	
  2014	
  Jun;28	
  Suppl	
  1:44-­‐50.	
  	
  
	
  
	
  
Focus	
  on	
  fuel	
  poverty	
  
Fuel	
  poverty:	
  Cross-­‐country	
  
EU-­‐SILC	
  2012.	
  Popula[on	
  in	
  the	
  two	
  lower	
  income	
  quin[les	
  
Poor	
  housing	
  condi[ons	
  related	
  with	
  fuel	
  poverty	
  are	
  more	
  frequent	
  in	
  
Southern	
  (52%)	
  and	
  Transi[on	
  (48%)	
  welfare	
  regimes,	
  and	
  less	
  in	
  Liberal	
  
(29%),	
  Con[nental	
  (28%)	
  and	
  Social-­‐Democra[c	
  (24%)	
  regimes	
  .	
  
In	
  all	
  welfare	
  regimes,	
  
the	
  higher	
  the	
  number	
  
of	
  poor	
  housing	
  
condi[ons,	
  the	
  higher	
  
the	
  risk	
  of	
  poor	
  self-­‐
rated	
  health.	
  
Jordi	
  Bosch	
  et	
  al.	
  Associa[on	
  between	
  fuel	
  poverty	
  and	
  self-­‐reported	
  health	
  status	
  
among	
  low-­‐income	
  popula[on	
  in	
  Europe.	
  Forthcoming.	
  	
  
	
  
Fuel	
  poverty:	
  Cross-­‐country	
  
More	
  Excess	
  Winter	
  Deaths	
  in	
  countries	
  where	
  more	
  people	
  	
  
report	
  living	
  in	
  an	
  insufficiently	
  warm	
  house	
  
Excess	
  Winter	
  Deaths	
  
Index	
  2011/12	
  based	
  on	
  
Eurostat	
  monthly	
  
mortality	
  data.	
  
“Home	
  not	
  warm”:	
  EU-­‐
SILC	
  2012,	
  two	
  lower	
  
income	
  quin[les.	
  
	
  
Jordi	
  Bosch	
  et	
  al.	
  Associa[on	
  between	
  fuel	
  poverty	
  and	
  self-­‐reported	
  health	
  status	
  
among	
  low-­‐income	
  popula[on	
  in	
  Europe.	
  Forthcoming.	
  	
  
Fuel	
  poverty:	
  Realist	
  synthesis	
  
Energy	
  retrofiSng	
  and	
  health	
  equity	
  
Social	
  groups	
  suffering	
  most	
  from	
  fuel	
  poverty	
  and	
  its	
  health	
  effects	
  
(low	
  income,	
  renters,	
  elderly	
  people,	
  etc)	
  experience	
  more	
  barriers	
  
for	
  undertaking	
  a	
  building	
  retrofihng.	
  	
  
Main	
  causes:	
  
-­‐  Inability	
  to	
  afford	
  the	
  ini[al	
  costs.	
  
-­‐  Lack	
  of	
  incen[ve	
  for	
  landlords	
  to	
  improve	
  energy	
  efficiency.	
  
-­‐  Insufficient	
  aten[on	
  to	
  residents’	
  needs	
  or	
  preferences.	
  
Lluís	
  Camprubí	
  et	
  al.	
  Façade	
  insula[on	
  retrofihng	
  policy	
  implementa[on	
  process	
  
and	
  its	
  effects	
  on	
  health	
  equity	
  determinants:	
  a	
  realist	
  review.	
  Forthcoming.	
  	
  
	
  
Fuel	
  poverty:	
  insula3on	
  &	
  	
  
mortality	
  in	
  Barcelona	
  
We	
  carried	
  out	
  a	
  [me	
  stra[fied	
  case	
  cross-­‐over	
  analysis	
  to	
  
evaluate	
  the	
  impact	
  on	
  the	
  associa[on	
  between	
  cold	
  outdoor	
  
temperatures	
  and	
  mortality	
  of	
  energy	
  efficiency	
  façade	
  
retrofihng	
  of	
  310	
  poorly	
  insulated	
  social	
  housing	
  blocks	
  in	
  the	
  
city	
  of	
  Barcelona,	
  occurred	
  between	
  1986	
  and	
  2012.	
  	
  
	
  
Women	
  living	
  in	
  a	
  non-­‐insulated	
  block	
  
had	
  a	
  higher	
  risk	
  of	
  death	
  when	
  exposed	
  
to	
  extremely	
  cold	
  temperatures	
  on	
  the	
  
same	
  day	
  of	
  death	
  and	
  the	
  day	
  before.	
  
These	
  associa[ons	
  disappeared	
  for	
  
women	
  living	
  in	
  an	
  insulated	
  block.	
  
Greater	
  impacts	
  were	
  seen	
  in	
  women	
  
aged	
  70-­‐79	
  and	
  with	
  no	
  educa[on.	
  	
  
Risk	
  of	
  death	
  in	
  extremely	
  
cold	
  days	
  before	
  (blue)	
  and	
  
acer	
  (red)	
  façade	
  insula[on	
  
Andrés	
  Peralta	
  et	
  al.	
  Impact	
  of	
  three	
  decades	
  of	
  energy	
  
efficiency	
  interven[ons…	
  Forthcoming.	
  	
  
Focus	
  on	
  people	
  with	
  severe	
  	
  
problems	
  of	
  access	
  to	
  housing	
  
Mortgage	
  Affected	
  PlaUorm	
  
	
  
Self-­‐rated	
  health	
  was	
  poorer	
  in	
  later	
  steps	
  of	
  the	
  process,	
  
such	
  as	
  	
  post-­‐evic[on.	
  	
  
A	
  civil	
  society	
  self-­‐organized	
  movement	
  composed	
  by	
  people	
  who	
  
cannot	
  afford	
  their	
  mortgage.	
  Online	
  ques[onnaire	
  completed	
  by	
  905	
  
adults	
  belonging	
  to	
  the	
  Plakorm	
  (“PAH”)	
  in	
  Catalonia.	
  	
  
	
  
They	
  were	
  in	
  a	
  much	
  poorer	
  
mental	
  health	
  status	
  than	
  the	
  
general	
  popula[on	
  of	
  Catalonia.	
  
	
  	
  
Poor	
  mental	
  health	
  was	
  
significantly	
  higher	
  already	
  in	
  the	
  
period	
  of	
  non-­‐payment	
  compared	
  
with	
  those	
  who	
  were	
  up-­‐to-­‐date	
  
with	
  the	
  payment.	
  
13%	
  
87%	
  
0%	
  
20%	
  
40%	
  
60%	
  
80%	
  
100%	
  
Catalonia	
   Mortgage-­‐Affected	
  
Poor	
  mental	
  health	
  
Hugo	
  Vásquez	
  et	
  al.	
  Foreclosures	
  and	
  health	
  in	
  Southern	
  Europe:	
  the	
  case	
  of	
  
people	
  affected	
  by	
  mortgage.	
  Forthcoming.	
  	
  
Caritas	
  users	
  with	
  housing	
  problems	
  
Follow-­‐up	
  study	
  of	
  the	
  impact	
  of	
  housing	
  condi3ons	
  
Survey	
  interview	
  on	
  socioeconomic	
  and	
  housing	
  condi[ons,	
  
health	
  of	
  the	
  respondent	
  and	
  of	
  one	
  of	
  her/his	
  children	
  
Rehoused through Caritas
social renting programme
Not rehoused
… or with difficulties paying
rent or mortgage (Housing
Mediation Service)
Families living in
substandard housing
n=175
n=145
Follow-up survey
(1 year after)
Baseline survey
(Sept-Dec 2012)
Follow-up
n=97
n=108
n=33
… or with difficulties paying
rent or mortgage (Housing
Mediation Service)
Families living in
substandard housing
n=175
n=145
Much	
  worse	
  health	
  status	
  than	
  
Barcelona	
  popula[on	
  (overall	
  
and	
  manual	
  social	
  classes)	
  	
  
Caritas	
  users	
  with	
  housing	
  problems	
  
Follow-­‐up	
  study	
  of	
  the	
  impact	
  of	
  housing	
  condi3ons	
  
Baseline	
  survey	
  
Ana	
  M	
  Novoa	
  et	
  al.	
  Living	
  and	
  housing	
  condi[ons	
  and	
  health	
  status	
  among	
  people	
  
atended	
  by	
  Caritas	
  Barcelona	
  …	
  ENHW-­‐FEANTSA	
  2014;Issue	
  19:3-­‐6.	
  	
  
62,2
75,0
11,5 12,1
66,9
72,6
15,2
17,4
0
20
40
60
80
100
Subst housing HMS BCN BCN SC IV and V
%
Men Women
Poor mental health
24,4
45,8
11,2 12,8
53,1
60,3
15,3
20,5
0
20
40
60
80
100
Subst housing HMS BCN BCN SC IV and V
%
Men Women
Fair/poor health status
28,9
38,9
3,6
62,3
65,8
8,5
0
20
40
60
80
100
Subst housing HMS BCN
%
Boys Girls
Poor mental health (children)
Caritas	
  users	
  with	
  housing	
  problems	
  
Baseline	
  survey	
  
Ana	
  M	
  Novoa	
  et	
  al.	
  ENHW-­‐FEANTSA	
  
2014;Issue	
  19:3-­‐6.	
  	
  
HMS Follow-up
Rehoused	
  adults	
  experienced	
  more	
  
improvements	
  in	
  housing	
  condi[ons,	
  
and	
  similar	
  improvements	
  in	
  health	
  
as	
  “controls”	
  (some	
  of	
  whom	
  also	
  
move	
  on	
  their	
  own,	
  find	
  a	
  job,	
  
increase	
  income…)	
  
n=97
n=108
n=33
Caritas	
  users	
  with	
  housing	
  problems	
  
Follow-­‐up	
  study	
  of	
  the	
  impact	
  of	
  housing	
  condi3ons	
  
Follow-­‐up	
  survey:	
  What	
  we	
  found	
   Rehoused through Caritas
social renting programme
Not rehoused
Improvements	
  in	
  habitability,	
  tenure	
  
security	
  and	
  affordability	
  were	
  associated	
  
with	
  improvements	
  in	
  mental	
  health	
  
Change	
  in	
  %	
  of	
  poor	
  mental	
  health	
  in	
  users	
  with	
  
unaffordable	
  (>30%	
  of	
  income)	
  housing	
  cost	
  at	
  baseline	
  
Conclusions	
  and	
  recommenda3ons	
  
Poor	
  housing	
  condi[ons,	
  fuel	
  poverty	
  and	
  lack	
  of	
  housing	
  
affordability	
  are	
  related	
  to	
  poor	
  health	
  outcomes.	
  
Policies	
  that	
  improve	
  housing	
  affordability,	
  like	
  social	
  housing	
  
or	
  housing	
  and	
  energy	
  allowances,	
  can	
  improve	
  health.	
  
Public	
  policies	
  that	
  tackle	
  housing	
  instability,	
  fuel	
  poverty	
  and	
  
their	
  consequences	
  are	
  urgently	
  needed	
  in	
  Southern	
  European	
  
countries.	
  	
  
Policies	
  on	
  housing	
  energy	
  efficiency	
  can	
  reduce	
  the	
  health	
  
consequences	
  of	
  fuel	
  poverty,	
  but	
  need	
  to	
  be	
  free	
  to	
  users,	
  
targe[ng	
  the	
  most	
  affected	
  groups	
  and	
  adapted	
  to	
  their	
  needs.	
  	
  
 
	
  
sophie-­‐project.eu	
  
	
  
	
  
@sophieproject	
  
	
  
	
  
info@sophie-­‐project.eu	
  

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Housing Policies Impact Health Inequalities

  • 1. Housing  Policies  &   Health  Inequali3es   1   Fernando  Díaz  Alpuente     “The  impact  on  health  and  equity  of  social  and   economic  policies”,  Brussels,  29.9.2015  
  • 2. SOPHIE  Housing  policies  team   Agència  de  Salut  Pública  de  Barcelona:  Carme  Borrell,   Lluís  Camprubí,  Andrés  Peralta,  Hugo  Vázquez,  Davide   Malmusi,  Ana  Novoa,  Jordi  Amat,  Laia  Palència,  Marc   Marí-­‐Dell’Olmo,  Julia  Ward,  Roshanak  Mehdipanah,   Maica  Rodríguez-­‐Sanz   Càritas  Diocesana  de  Barcelona:  Fernando  Díaz,  Carme   Trilla,  Mercè  Darnell,  Tere  Bermudez   Universitat  Pompeu  Fabra:  Jordi  Bosch                
  • 3. Why  housing?   Improvements  of  housing  condi[ons  are  considered  a  major   factor  behind  advances  in  popula[on  health  in  the  early  1900s.   Housing,  the  “wobbly  pillar”  of  the  welfare  state  –  also  in  health   inequali[es  research.     Literature  mainly  from  UK,  New  Zealand…  much  less  in  Spain   where  it  has  been  an  increasingly  pressing  social  issue,     both  before  and  acer  the  burst  of  the  housing  bubble    
  • 4. What  we  did?   Overview    Literature  reviews  and  conceptual  framework  on  housing   policies,  housing  condi[ons  and  health  inequali[es   Focus  on  fuel  poverty   1.  Associa[on  of  fuel-­‐poverty-­‐related  housing  condi[ons  and   health  status  in  European  welfare  regimes   2.  Natural  experiment  on  thermal  insula[on  and  winter   mortality  in  social  housing   3.  Realist  synthesis  on  energy  retrofihng  and  health  equity   4.  Resistance  to  austerity  on  UK  fuel  poverty  policies   Focus  on  people  with  severe  problems  of  access  to  housing     1.  Caritas  BCN  users:  follow-­‐up  survey  on  rehousing   2.  “Mortgage  affected  plakorm”:  online  survey  
  • 5. Conceptual  framework   Adapted  from  Ana  Novoa  et  al.  Impact  of  the  crisis  on  the  rela[onship  between   housing  and  health.  Policies  for  good  prac[ce  to  reduce  inequali[es  in  health  related   to  housing  condi[ons.  Gac  Sanit.  2014  Jun;28  Suppl  1:44-­‐50.        
  • 6. Focus  on  fuel  poverty  
  • 7. Fuel  poverty:  Cross-­‐country   EU-­‐SILC  2012.  Popula[on  in  the  two  lower  income  quin[les   Poor  housing  condi[ons  related  with  fuel  poverty  are  more  frequent  in   Southern  (52%)  and  Transi[on  (48%)  welfare  regimes,  and  less  in  Liberal   (29%),  Con[nental  (28%)  and  Social-­‐Democra[c  (24%)  regimes  .   In  all  welfare  regimes,   the  higher  the  number   of  poor  housing   condi[ons,  the  higher   the  risk  of  poor  self-­‐ rated  health.   Jordi  Bosch  et  al.  Associa[on  between  fuel  poverty  and  self-­‐reported  health  status   among  low-­‐income  popula[on  in  Europe.  Forthcoming.      
  • 8. Fuel  poverty:  Cross-­‐country   More  Excess  Winter  Deaths  in  countries  where  more  people     report  living  in  an  insufficiently  warm  house   Excess  Winter  Deaths   Index  2011/12  based  on   Eurostat  monthly   mortality  data.   “Home  not  warm”:  EU-­‐ SILC  2012,  two  lower   income  quin[les.     Jordi  Bosch  et  al.  Associa[on  between  fuel  poverty  and  self-­‐reported  health  status   among  low-­‐income  popula[on  in  Europe.  Forthcoming.    
  • 9. Fuel  poverty:  Realist  synthesis   Energy  retrofiSng  and  health  equity   Social  groups  suffering  most  from  fuel  poverty  and  its  health  effects   (low  income,  renters,  elderly  people,  etc)  experience  more  barriers   for  undertaking  a  building  retrofihng.     Main  causes:   -­‐  Inability  to  afford  the  ini[al  costs.   -­‐  Lack  of  incen[ve  for  landlords  to  improve  energy  efficiency.   -­‐  Insufficient  aten[on  to  residents’  needs  or  preferences.   Lluís  Camprubí  et  al.  Façade  insula[on  retrofihng  policy  implementa[on  process   and  its  effects  on  health  equity  determinants:  a  realist  review.  Forthcoming.      
  • 10. Fuel  poverty:  insula3on  &     mortality  in  Barcelona   We  carried  out  a  [me  stra[fied  case  cross-­‐over  analysis  to   evaluate  the  impact  on  the  associa[on  between  cold  outdoor   temperatures  and  mortality  of  energy  efficiency  façade   retrofihng  of  310  poorly  insulated  social  housing  blocks  in  the   city  of  Barcelona,  occurred  between  1986  and  2012.       Women  living  in  a  non-­‐insulated  block   had  a  higher  risk  of  death  when  exposed   to  extremely  cold  temperatures  on  the   same  day  of  death  and  the  day  before.   These  associa[ons  disappeared  for   women  living  in  an  insulated  block.   Greater  impacts  were  seen  in  women   aged  70-­‐79  and  with  no  educa[on.     Risk  of  death  in  extremely   cold  days  before  (blue)  and   acer  (red)  façade  insula[on   Andrés  Peralta  et  al.  Impact  of  three  decades  of  energy   efficiency  interven[ons…  Forthcoming.    
  • 11. Focus  on  people  with  severe     problems  of  access  to  housing  
  • 12. Mortgage  Affected  PlaUorm     Self-­‐rated  health  was  poorer  in  later  steps  of  the  process,   such  as    post-­‐evic[on.     A  civil  society  self-­‐organized  movement  composed  by  people  who   cannot  afford  their  mortgage.  Online  ques[onnaire  completed  by  905   adults  belonging  to  the  Plakorm  (“PAH”)  in  Catalonia.       They  were  in  a  much  poorer   mental  health  status  than  the   general  popula[on  of  Catalonia.       Poor  mental  health  was   significantly  higher  already  in  the   period  of  non-­‐payment  compared   with  those  who  were  up-­‐to-­‐date   with  the  payment.   13%   87%   0%   20%   40%   60%   80%   100%   Catalonia   Mortgage-­‐Affected   Poor  mental  health   Hugo  Vásquez  et  al.  Foreclosures  and  health  in  Southern  Europe:  the  case  of   people  affected  by  mortgage.  Forthcoming.    
  • 13. Caritas  users  with  housing  problems   Follow-­‐up  study  of  the  impact  of  housing  condi3ons   Survey  interview  on  socioeconomic  and  housing  condi[ons,   health  of  the  respondent  and  of  one  of  her/his  children   Rehoused through Caritas social renting programme Not rehoused … or with difficulties paying rent or mortgage (Housing Mediation Service) Families living in substandard housing n=175 n=145 Follow-up survey (1 year after) Baseline survey (Sept-Dec 2012) Follow-up n=97 n=108 n=33
  • 14. … or with difficulties paying rent or mortgage (Housing Mediation Service) Families living in substandard housing n=175 n=145 Much  worse  health  status  than   Barcelona  popula[on  (overall   and  manual  social  classes)     Caritas  users  with  housing  problems   Follow-­‐up  study  of  the  impact  of  housing  condi3ons   Baseline  survey   Ana  M  Novoa  et  al.  Living  and  housing  condi[ons  and  health  status  among  people   atended  by  Caritas  Barcelona  …  ENHW-­‐FEANTSA  2014;Issue  19:3-­‐6.    
  • 15. 62,2 75,0 11,5 12,1 66,9 72,6 15,2 17,4 0 20 40 60 80 100 Subst housing HMS BCN BCN SC IV and V % Men Women Poor mental health 24,4 45,8 11,2 12,8 53,1 60,3 15,3 20,5 0 20 40 60 80 100 Subst housing HMS BCN BCN SC IV and V % Men Women Fair/poor health status 28,9 38,9 3,6 62,3 65,8 8,5 0 20 40 60 80 100 Subst housing HMS BCN % Boys Girls Poor mental health (children) Caritas  users  with  housing  problems   Baseline  survey   Ana  M  Novoa  et  al.  ENHW-­‐FEANTSA   2014;Issue  19:3-­‐6.    
  • 16. HMS Follow-up Rehoused  adults  experienced  more   improvements  in  housing  condi[ons,   and  similar  improvements  in  health   as  “controls”  (some  of  whom  also   move  on  their  own,  find  a  job,   increase  income…)   n=97 n=108 n=33 Caritas  users  with  housing  problems   Follow-­‐up  study  of  the  impact  of  housing  condi3ons   Follow-­‐up  survey:  What  we  found   Rehoused through Caritas social renting programme Not rehoused Improvements  in  habitability,  tenure   security  and  affordability  were  associated   with  improvements  in  mental  health   Change  in  %  of  poor  mental  health  in  users  with   unaffordable  (>30%  of  income)  housing  cost  at  baseline  
  • 17. Conclusions  and  recommenda3ons   Poor  housing  condi[ons,  fuel  poverty  and  lack  of  housing   affordability  are  related  to  poor  health  outcomes.   Policies  that  improve  housing  affordability,  like  social  housing   or  housing  and  energy  allowances,  can  improve  health.   Public  policies  that  tackle  housing  instability,  fuel  poverty  and   their  consequences  are  urgently  needed  in  Southern  European   countries.     Policies  on  housing  energy  efficiency  can  reduce  the  health   consequences  of  fuel  poverty,  but  need  to  be  free  to  users,   targe[ng  the  most  affected  groups  and  adapted  to  their  needs.    
  • 18.     sophie-­‐project.eu       @sophieproject       info@sophie-­‐project.eu