ProcessPoint Consultation Overview

1. Who are we?… CONSULT · GUARANTEE · PERFORM ProcessPoint is a consulting firm focused on merchant services (credit card processing). Credit card processing being one of the most needed yet least understood parts of business today makes our mission as consultants more important than ever. We feel that if you work with people who know the territory you will make better decisions! Click for next page

2. Our Credo… CONSULT · GUARANTEE · PERFORM Click for next page

3. Cracking the Code… CONSULT · GUARANTEE · PERFORM Understanding credit card processing is a frustrating challenge and processors take advantage of that situation. They have a “code” that obfuscates the truth. Rate increases, hidden fees, bad contracts, poor service, rip-off terminal prices, PCI charges and more all serve to make most merchants wary of all the endless processor solicitations. Click for next page

4. Having it your way… CONSULT · GUARANTEE · PERFORM We help you have it your way by showing the truth of what your program should be and getting what you deserve. We help you get what “you want” instead of what “they want” in terms and conditions. We help you get guarantees for no rate increases, certified savings, and performance standards. Click for next page

5. Our Programs… CONSULT · GUARANTEE · PERFORM We have four ways we can help you: Audit Advantage © Stay n’Save© AutoBid© Performance Plus© Click for next page

6. Audit Advantage© CONSULT · GUARANTEE · PERFORM Determines the “truth” of your current program. Effective Rate analysis. Identifies rate errors or rate increases. Verifies correct interchange qualification. Detects unwarranted fees. Identifies unwarranted one time fees. Identifies improper equipment costs. Click for next page

7. Audit Advantage © Click for next page

8. Stay n’Save© … CONSULT · GUARANTEE · PERFORM Acting as your agent we negotiate the “best program” with your current processor. Since we are a processing company we know what that “best program” should be. We craft terms that you want not what they want. We don’t make any money until you save money! This program includes Audit Advantage© Click for next page

9. AutoBid© … CONSULT · GUARANTEE · PERFORM Acting as your agent, we negotiate your “best program” with a choice of several processors. We can reach out to several processors as well as anyone else you would like. Again, we craft terms that you want not what they want. Again, we don’t make any money until you save money! This program includes Audit Advantage© Click for next page

10. Performance Plus© … CONSULT · GUARANTEE · PERFORM As a registered ISO for Visa and MasterCard we offer the “best program” meeting the high standards we expect from any processor. Our program offers you the opportunity to input your needs and requirements tailored for your business. Again, we don’t make money until you save money! This program includes Audit Advantage© Click for next page

11. “Best Program” Standards… CONSULT · GUARANTEE · PERFORM No increase in processing rates for life! A 60-day free trial program! On going monthly audits to verify the projected savings! Guaranteed performance or no cancellation fee! True Interchange plus pricing! Click for next page

12. “Best Program” Guarantees… CONSULT · GUARANTEE · PERFORM Guaranteed Savings! Guaranteed Lifetime Rates! Lowest Cost Guarantee Program! Guaranteed Performance! Guaranteed No Risk Trial Period! All guarantees are in writing! Click for next page

13. True Interchange-Plus Pricing… CONSULT · GUARANTEE · PERFORM Interchange is the amount that Visa, MasterCard or Discover charge for the transaction. Interchange is charged by Visa, MasterCard and Discover at the same rates to all merchants regardless of processor. The next slide shows interchange in more detail… Click for next page

14. Interchange Price Sheet… CONSULT · GUARANTEE · PERFORM What the card issuer receives. Visa - MasterCard Assessments are .11% and Discover is .10% Visa and MasterCard also assess a 2 cent fee per transaction. Click for next page

15. Interchange Qualification... CONSULT · GUARANTEE · PERFORM Transactions are processed based on many criteria unknown to most clients. Many are misclassified usually at a higher rates resulting in higher costs. ProcessPoint excels in making sure your transactions are properly qualified. We save thousands annually for our clients by guaranteeing proper qualification! Click for next page

16. Click for next page

17. True Interchange-plus Pricing Statement Interchange Detail Rate Detail A one page statement. Click for next page

18. Terminal Do Not's… CONSULT · GUARANTEE · PERFORM Do not lease a terminal! Do not use a proprietary terminal! Do not use a locked terminal! Do not pay a PCI charge for a terminal! Do not replace a terminal because someone says it’s not compliant (seldom the case)! We believe in free loaner terminals! Click for next page

19. A few of our customers… CONSULT · GUARANTEE · PERFORM Click for next page

20. A Recent Success... CONSULT · GUARANTEE · PERFORM Nathan Kenyon Vice President of Finance Larry H. Miller Entertainment He can be reached at 801-325-2756 or at nkenyon@utahjazz.com Click for next page

21. Consultants... CONSULT · GUARANTEE · PERFORM Steve Schmidt Brooke Gaztambide 801-355-0602 x204 or atsteve@getprocesspoint.com 801-355-0602 x203 or at brooke@getprocesspoint.com Click here for the ProcessPoint website.