1. Tony Presley
Civil Engineer
6444 Baptist Valley Road-North Tazewell, VA 24630
276.988.3173
mr.tony@inbox.com
January 10, 2009
Ms. Dana Friend
State Farm Insurance Companies
1500 State Farm Blvd
P.O. Box 9024
Charlottesville, VA 22906-9024
Dear Ms. Friend:
Please find enclosed the builder's estimate for damages to the Jerry B. Presley (et. al.) home. I am
furthermore writing on behalf of my father, lending my experience as an engineer, residential designer,
and builder. My father has shared your adjuster's estimate, totalling $7,613.91. From the itemized
detail provided by your office and the minimal amount of repair capitol involved, it appears the
proposed method of repair is to simply replace parts and portions of the damaged structure. From an
engineering perspective, I must respectfully say this will not be sufficient as the entire structure has
been shifted upon its foundation. This can be seen from the figures and photos I have attached and
further explanation within this letter.
Basically, the force of the impact shifted the entire structure (foundation & framing) towards the rear of
the house. A huge force was exhibited by the speed and weight of the Chevy Equinox upon impact.
The VA State Police report places the speed at 50 mph and GM technical specs weighs the Equinox at
3,660 pounds. The vehicle suffered extensive damage and was reported as actually bouncing off the
structure with the back end of the vehicle spinning around slightly.
As can be seen from the attached photos, extensive structure damage all around the affected area
(not just locally to the impacted area) witnesses to the fact that the entire den addition has been
moved as a result of the impact. This evidence manifests itself in the fact that the foundation's
concrete masonry units are shifted and cracked beginning in the front of the structure, all along the
side or end, and continuing around to the rear. The blocks at the rear corner (several feet away from
impact) are actually pushed out to the point of almost falling over. There is a considerable opening in
the front foundation. The only reasoning to account for this is that the whole structure was moved and
the foundation taken with it.

2. The bending and warping of the framing in the walls testifies to the same degree of damage. The end
or side wall is buckled considerably, with one of the wall studs inside being completely snapped in two,
and neither was this stud at the area impact. The front wall framing, approximately 1/3 along its
length, has been shifted towards the rear from sill plate all the way up to top plate and soffit. The
exterior door in the rear no longer latches properly. Again, please remember the door is not local to
impacted area. As a matter of fact, the door from the den addition leading to the main part of the
house no longer latches properly which may indicate further damage to the foundation on the main
part of the house. This coincides with fresh cracks (although small in nature) recently discovered on
this part of the main foundation. This area of the main structure probably can not truly be evaluated
until the den area is under repair. One further indication in the den area of structure shifting is the fact
that the subfloor is pulled away from the wall framing along the side and rear.
There is also the issue of the framing joints and fastening systems being compromised. When a
structure is shifted, all points of joining within the framing system are torqued (twisted) to some
degree. Not only are these joints now weakened, but neither will they retain true plumb and square
angles within the framing. Due to the simple fact that all the framing is tied together, one piece takes
another with it during movement, collectively moving floor joists, subfloor, wall framing, and roof
system. Thus, the reasoning for this estimate, proposing and considering the most efficient and
proper solution to repair, being the replacing of all masonry and framing in the den area, with
reservation being held for further damage to the foundation / framing of the main structure.
Lastly, please notice some miscellaneous items in this estimate that was not covered in your
adjustment such as some finished parquet flooring that had been installed, a new shower unit that was
on-site for installation which was destroyed, as well as one saw-horse. Thank you.
Sincerely,
Tony Presley
Civil Engineer
CC: GEICO Insurance Company

3. PRESLEY DEN REPAIR
Project No. 2008-007
Unit Material Labor
Description Quan. Unit Cost Cost Cost Total
Demolition
Dumpster Rental & Service 90 day rental 1 LS $750.00 $750.00
Remove Broken Materials (Saw Horses, Shattered Shower, etc) 1 LS $40.00 $40.00
Place Surrounding Tarp to receive shingles, nails, etc. 1 LS $40.00 $40.00
Remove Shingles 6 LS $240.00 $240.00
Remove T&G Subroof 4 LS $160.00 $160.00
Remove Roof Joists 4 LS $160.00 $160.00
Remove Guttering 1 LS $40.00 $40.00
Remove Vinyl Siding 2 LS $80.00 $80.00
Remove Windows 2 each $80.00 $80.00
Remove Exterior Door 1 each $40.00 $40.00
Remove Interior Doors 3 each $60.00 $60.00
Remove Insulation 1 LS $80.00 $80.00
Remove Wiring 1 LS $80.00 $80.00
Remove Interior Wall Framing 1 LS $120.00 $120.00
Remove Exterior Wall Wood Overlap Siding 1 LS $240.00 $240.00
Remove Exterior Wall Framing 1 LS $320.00 $320.00
Remove Finished Parquet Flooring 1 LS $160.00 $160.00
Remove Sub-Floor 1 LS $320.00 $320.00
Remove Floor Beam, Joists, Plates, & Headers 1 LS $320.00 $320.00
Remove Exterior Treated Steps 1 LS $40.00 $40.00
Block Removal 1 LS $320.00 $320.00
4” Reinforced Slab Removal 1 LS $500.00 $500.00
Clean & Prep Footers for masonry seal 1 LS $240.00 $240.00
Construction
Foundation
8" Block 8" 138 each $1.50 $207.00 $640.00 $847.00
Block Mortar 60 lb bag/ 100 blocks 2 bags $4.90 $9.80 $9.80
Mortar mixer rental $100.00 $100.00
Anchor Bolt 16 each $1.31 $20.96 $10.00 $30.96
Crawl Space Vents 7 each $3.50 $24.50 $21.00 $45.50
Floor Framing
Built-Up Beam 11'4"x1 1/2"x7 1/2" 3 each $10.97 $32.91 $120.00 $152.91
Sill Plate 2”x8” 67 feet $10.97 $65.82 $80.00 $145.82

4. Sill flashing 5 1/2" 1 $24.95 $24.95 $40.00 $64.95
Ring Joist (Floor) 2"x10" 67 feet $13.97 $83.82 $80.00 $163.82
Joist (Floor) 2"x10"x12'2 1/4" 16 each $13.97 $223.52 $320.00 $543.52
Floor Sheathing 23/32 osb tongue/groove sub 8 shts $20.18 $161.44 $320.00 $481.44
Wall Framing
Wall Plate 2"x4" 222 feet $4.06 $77.14 $640.00 $717.14
2x4 Precut (B) 2"x4"x91 1/2" 27 each $2.77 $74.79 $74.79
2x6 Precut (B) 2"x6"x91 1/2" 2 each $3.98 $7.96 $7.96
Wall Stud 2"x4"x94 1/2" 41 each $2.77 $113.57 $113.57
Wall Stud 2"x6"x94 1/2" 2 each $3.98 $7.96 $7.96
Jack Stud 2"x4"x85" 4 each $2.77 $11.08 $11.08
Jack Stud 2"x4"x78 1/2" 6 each $2.77 $16.62 $16.62
Opening Header 2"x10"x2'7" 2 each $9.27 $18.54 $18.54
Opening Header 2"x10"x3'3" 4 each $0.00 $0.00
Opening Header 2"x8"x3'3" 2 each $4.53 $9.06 $9.06
Opening Header 2"x8"x3'7" 2 each $0.00 $0.00
Opening Rough Sill 2"x4"x2'4" 1 each $2.77 $2.77 $2.77
Opening Rough Sill 2"x4"x3'0" 1 each $0.00 $0.00
Wall Sheathing 0 1/2"x4'0"x8'0" 14 shts $5.65 $79.10 $480.00 $559.10
R-13 Wall Insulation 106.56 sq ft 5 rolls $42.53 $212.65 $320.00 $532.65
Roof Framing
Gable End Sheathing 0 1/2"x4'0"x8'0" 2 shts $5.65 $11.30 $80.00 $91.30
Gable Framing Studs 2"x4"x2'11 17/32" 5 each $2.77 $13.85 $80.00 $93.85
Gable Framing Plates 2"x4" 39 feet $2.77 $13.85 $13.85
Floor Screws 1 ctn $56.96 $56.96 $56.96
Roof Sheathing 0 3/4"x4'0"x8'0" 13 shts $5.65 $73.45 $260.00 $333.45
Gable Ladder Set 12'9 1/2"x1'6" 2 each $24.95 $49.90 $80.00 $129.90
Fascia Cladding**** 5 1/2" x 10 feet 8 10 feet $14.26 $114.08 $60.00 $174.08
Plywood H-Clip 1 bag $5.45 $5.45 $5.45
Roofing Felt 216 ft 2 rolls $23.50 $47.00 $80.00 $127.00
Shingles 14 bndl $23.25 $325.50 $513.38 $838.88
Attic Vent Gable 2 each $38.00 $76.00 $80.00 $156.00
Soffit 8 pcs $12.58 $100.64 $120.00 $220.64
Roof Trusses 12 each $98.00 $1,176.00 $320.00 $1,496.00
Drip edge 7 each $4.03 $28.21 $40.00 $68.21
R-30 Attic Insulation 7 roll $27.19 $190.33 $80.00 $270.33
Drainage
Gutter 3 feet $7.75 $23.25 $80.00 $103.25

5. Downspout 2 each $11.44 $22.88 $20.00 $42.88
End Caps 4 each $2.24 $8.96 $10.00 $18.96
Connector 2 each $2.84 $5.68 $10.00 $15.68
End w/drop 2 each $5.63 $11.26 $20.00 $31.26
Elbow 4 each $3.82 $15.28 $40.00 $55.28
Gutter Screws 2 each $8.07 $16.14 $16.14
Siding/Insulation
House Wrap insulation 9 ft x 150 ft 1 roll $98.00 $98.00 $160.00 $258.00
Siding 425 sq ft 3 boxes $148.80 $446.40 $690.00 $1,136.40
Siding Starter 4 each $6.18 $24.72 $40.00 $64.72
Siding J-Moulding 10 pcs $6.47 $64.70 $40.00 $104.70
Outside Siding Corner 2 pcs $17.03 $34.06 $20.00 $54.06
Miscellaneous
Replace New Shower Unit 1 each $400.00 $400.00 $400.00
Replace Glass Shower Doors 2 each $150.00 $300.00 $300.00
Replace Parquet Flooring 213 sq ft $0.98 $208.74 $423.87 $632.61
Replace Saw Horses 1 each $15.00 $15.00
Consummables (saw blades, drill bits, chalk, glue, etc.) 1 LS $25.00 $25.00
Misc. Screws (framing) LS $100.00 $100.00
Nails (framing) LS $25.00 $25.00
Reinstall door $249.00 $249.00
Reinstall windows (2) $198.00 $198.00
Wastage 5 % 1 LS $256.20 $256.20
Estimated Sales Tax 1 LS $269.01 $269.01
Patch Driveway due to Foundation Removal 1 LS $50.00 $50.00 $100.00
Repair Evident Damage to Main Structure Foundation 1 LS $100.00 $100.00 $200.00
Investigage Further Damage to Main Structure Foundation 1 LS $40.00 $40.00
Re-seed Lawn (Area of Construction) 1 LS $15.00 $45.00 $60.00
Total $6,303.76 $11,630.25 $17,934.01

7. Looking at end
of damaged
structure,
showing direct
impact area,
shattered
shower unit
and saw horse.
Close up of
impact area.

8. This view shows
how the
foundation was
pushed going
away from the
area of impact.
This view at the
rear corner
shows the
degree to which
the foundation
and structure
as a whole was
moved.

9. A close up view
of the rear
corner as seen
from the rear of
the structure.
Continuing
along the rear
wall, one can
see how the
damage goes
along this wall
as well.
This would be
the area of the
exterior door
which no longer
shuts properly.

10. BULGED AREA
This view continues even further around the rear wall, going beyond the exterior door location and
still showing the shifting of the foundation. The blocks are actually bulged outward in the cracked
area as shown here.

11. Lastly, along the rear foundation, the movement continues to where the den area meets the
main structure.

12. This photo
shows the front
corner of the
structure also
being moved.
Note along with BUSTED OUT
the cracks AREA
extending down
to the footer
that the corner
block is actually
busted.
This continues
along the front
wall towards the
main part of the
house.
The crack inside
the circled area
is where the
imaginary
vertical line
extends up the
framing all the
way to the soffit,
indicating
movement of
this front wall
also.

13. This photo inside
the den area
show the
separation of the
subfloor from the
wall, as well as
the busted stud.
The location of
this photo is not
in the immediate
impact area,
showing
structure damage
throughout the
structure.
Again showing
the separation
of subfloor from
a closer up
view.