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Priority sector lending
- 1. By ISHITA VISHAL
- 2. Some areas or fields depending on its economic condition or economic importance are prioritized and are called priority sector i.e. industry, agriculture. and lending to these sectors refer to priority sector lending
- 13. Nature Domestic banks (both public and private) Foreign banks operating in India Total priority sector advances 40%of NBC 32%of NBC Total agricultural advances 18%of NBC No target SSI advances No target 10%of NBC Advances to weaker section 10%of NBC No target Export credit Export credit doesn’t form part of priority se 12%of NBC
- 20. As on march (fig in cr) Public sector bank Private sector bank Foreign bank 2001-02 127807 (43.6) 10819 (38.7) 23843 (35.3) 2005-06 409748 (40.0) 106586 (44.8) 30439 (34.4) 2009-10 71240 (39.6) 167768(45.7) 49835 (33.4)
- 21. Year ended march(fig in cr) Priority sector Non priority sector Public sector 2006-07 21926 (48.1) 23249(51) 444(1.0) 2007-08 22374(54,1) 18664 (45.1) 341(0.8) 2008-09 22954 (59.2) 15158(39.3) 490(1.3)
Notas del editor
- Becos 68 % of our population still reside in rural area
- NBC denotes net bank credit
- an amount equivalent to the shortfall is required to be deposited with SIDBI for one year at the interest rate of 8 percent per annum.