The banking industry in India has evolved since the establishment of the Bank of Hindustan in 1870. Key events include the formation of the Reserve Bank of India in 1934 and State Bank of India in 1955. Nationalization of banks occurred in 1969 and 1980. Liberalization in 1993 allowed private sector banks like ICICI Bank, HDFC Bank, and Axis Bank. The document discusses major public and private banks and key metrics used to analyze bank performance. It also provides current interest rates set by the RBI. The future of Indian banking is predicted to include rapid growth in mortgages, branches, mobile banking and infrastructure financing. BRICS countries including India, China and South Africa are establishing a $100 billion development bank and currency reserve

1. BANKING INDUSTRY IN INDIA
Vivek Kumar Singh

2.  1870 Bank of Hindustan
 1934 RBI
1955 Formation of SBI
1969 Nationalization of 20 banks
1980 Nationalization of 6 banks
1993Liberalization and entry of private sector
 1995-2000 electronic fund transfer

3.  ICICI Bank
 HDFC Bank
 Axis Bank
 Yes Bank
 KotakMahindra bank

4.  SBI
 Punjab National Bank
 Bank of Baroda
 IDBI Bank
 Syndicate Bank

6.  Non Performing Assets(NPA)
 Net Interest Margin (NIM)
 Business & Profit per employee
 Cost per transaction
 Operational cost
 Revenues from fees and commission

7.  What is present Bank Rate in India ?
 What is prevailing Cash Reserve Ratio in India ?
 What is prevailing Repo Rate in India ?

8.  The Present Rates:
 Bank rate–9.00%
 Cash Reserve Ratio (CRR)–4%
 Statutory Liquidity Ratio (SLR)–22.50%
 Reporate–8.00%
 Reverse Reporate–7.00%

9.  Mortgages to cross Rs.40 Lakh crores by 2020.
 Rapid growth of branches and ATM.
 Mobile banking to see huge growth.
 Infrastructure financing to reach over Rs.20 trillion
on commercial banks book by 2020.
 New Models to serve the Small & Medium
Enterprises (SME)

10.  Rs. 11,200 Crores is proposed to be provided for Capital
infusion in Public Sector Banks. 5,207 new branches
have been opened against the target of 8,023. Bhartia
Mahila Bank has been established. Rs. 6,000 Crores and
Rs. 2,000 Crores have been provided to Rural and
Urban Housing Funds respectively. The target of Rs.
700,000 Crores of Agricultural Credit is likely to be
exceeded by the Banks. The target for 2014-15 is Rs.
800,000 Crores.

11.  Rs. 23,924 Crores has been released under the
Interest Subvention Scheme on farm loans, with
effective rate of interest on farm loans at 4 percent
including subvention of 2 percent and incentive of 3
percent for prompt payment.

12.  An association of five major emerging national
economies: Brazil, Russia, India, China, and South
Africa.
 BRICS members are all developing or newly
industrialised countries,
 As of 2013, the five BRICS COUNTRIES represent
almost 3 billion people which is 40% of population,
with a combined GDP of US$16.093 trillion(20% 0f
world GDP)
 As of 2014, the BRICS nation represented 18% of
the world economy.

13.  Leaders of the BRICS emerging market nations
launched a $100 billion development bank and a
currency reserve pool in their first steptoward
reshaping the western-dominated international
financial system.
 The bank aimed at funding infrastructure projects in
developing nations.
 This success will help countries meet short-term
liquidity pressures.