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L o n g f e l lo w
         B E N E F I T S
Agenda
• Introductions and Welcome
• WWCMA Announcements
• Program – Promoting Preventive Care in
  the Workplace
Thank You!




in kind contribution:
   Meeting space
Thanks to our Sponsors
     Gold Level Sponsor




    Silver Level Sponsor



   Bronze Level Sponsor

        L o n g f e l lo w
                 B E N E F I T S
Sponsorship Opportunities
• Numerous opportunities for visibility for
  health promotion related organizations
• Sponsorship levels start at $2,000.
• Includes:
  –   Event admissions
  –   Visibility at all WWCMA events
  –   Logo on all WWCMA marketing materials
  –   All member benefits
  –   Much more…


                   L o n g f e l lo w
                            B E N E F I T S
Membership Now Open!




                 Join today!
    L o n g f e l lo w
             B E N E F I T S
Membership Benefits
• Free Monthly Educational Meetings and Networking
• Member-Only and Employer-Only Networking Events
• Online Subscription to American Journal of Health
  Promotion (AJHP)
• Member Resources Directory
• Career Development Job Postings
• Monthly E -Newsletter & Content from monthly programs
• Workplace Awards Program Update (Coming Soon!)




               L o n g f e l lo w
                        B E N E F I T S
Current Members




    L o n g f e l lo w
             B E N E F I T S
WellCert® Certification
        Save the Date: June 13-14th

                                                   Level 1:
                                              Certified Wellness
                                             Program Coordinator

Larry Chapman, MHP, CWP
Chapman Institute




                  L o n g f e l lo w
                           B E N E F I T S
Summer Soiree




Members, Sponsors, WellCert Participants
     Poolside at the Hotel Indigo
            Newton, MA
          Wednesday, June 13 6-8pm
WWCMA First Annual Conference
Save the Date: Wednesday, September 19th
Dee Edington, Ph.D                               John Auerbach, MBA
University of Michigan, Health Research Center   Commissioner, MA Department of Public Health
Author – “Zero Trends
Marketing and Communications
        wwcma.org

        LinkedIn Group

        @WorkWellMA
Today’s Program
Promoting Preventive Care
    in the Workplace
            Presented by:
        Pamela Santin, MS
     Senior Wellness Consultant
    Blue Cross Blue Shield of MA
 Eleana Conway, MS, RN, CS-FNP
Manager, Health Improvement Program
     Lahey Clinic Medical Center


      L o n g f e l lo w
               B E N E F I T S
Wellness @ Lahey:
Promoting Preventive Care




            Eleana M. Conway, MS, RN, CS-FNP
          Health Improvement Program, Manager
Wellness is a Journey; Not a
Destination
 Health is more that not getting sick or hurt- it is
  about a experiencing an overall higher quality of
  life.
 As stewards of health, we at Lahey, have a
  responsibility to promote wellness, as well as,
  treat illness.
 We are embracing the future of healthcare by
  taking the lead to create a culture of health for
  members of our community.
Promoting Preventive Care in the
Workplace
 In today's fast-paced, digitally driven world, and
  in the face of difficult economic times,
  individuals are not taking the time to focus upon
  simple preventive health principles
 Our Treating you Right pledge applies to our
  patients, colleagues and community.
       We encourage all to pursue a healthy lifestyle by
        providing diverse wellness programs and serving as a
        direct link between improved health and lifestyle changes-
        so that no one has to face it alone.

   It’s the right thing to do- but there is also science
    behind it.
Reasons for Offering Health
Improvement Programs

  The current ROI of health and wellness
   initiatives is distributed fairly evenly with a
   median between 2:1 and 3:1.
  Wellness programs:
        Improve the health of colleagues and reduce
         absenteeism/presenteeism
        Improve employee morale and productivity
        Provide a positive example to the community
Why Wellness?
   Wellness initiatives are a strategic imperative for
    hospitals that want to be sustainable in the new
    world order of healthcare.
     Healthy People 2020 provides a national framework
      and set of important goals for the health of our nation.
     The Affordable Care Act of 2010 (ACA) builds on the
      Healthy People framework to establish the National
      Prevention, Health Promotion and Public Health
      Council, which will coordinate and lead the activities of
      more than a dozen federal agencies.7
     The ACA also includes various incentives to promote
      employee health and wellness programs.
Lahey’s Health Improvement Program
Goals:
 Reduce health care costs.
   Assess outcomes and ROI.
 Engage ALL colleagues in health and wellness as
  well as high-risk populations and men.
 Move toward a “culture of health” rather than a
  program-by-program approach.
       Offer programs and services emphasizing awareness,
        prevention, and positive health behavior change.
   Foster a campus environment supportive of a
    healthy lifestyle.
Colleague Benefits
   Preventative Care Covered @ 100%
     No copay
     Earned Time for Screenings
   Education
       Wellness Series
Earned Time For Colonoscopy 
    During the month of March (colorectal
     cancer month) to inform and educate
     colleagues about this cancer.
      Colorectal cancer is the second leading cause of
       cancer deaths.
      By some estimates, 60 percent of those deaths could
       be avoided with appropriate, early screening.
      olonoscopy is considered by many physicians to be
       the “gold standard” screening test, because with it,
       doctors can remove precancerous polyps.
    Weekly paid colleagues will receive four (4)
     hours of Earned Time when they have a
     medically necessary colonoscopy anytime
     between March 1 and May 31, 2012. 
Wellness Series Topics
      Time Management                 Oral Health               Cholesterol           Adult Vaccinations

                                   Organizing Your
   Portion Control/Kariotis                                  Physical Therapy       Seasonal Emergencies
                                   Home & Office

                                 Managing Stress          Gastroesophageal Reflux
      Bullying Role-play                                                                 Mens Health
                                 During Difficult Times   Disease

Distracted Driving & Metabolic
                                     Adolescence              Holiday Safety           Healthy Cooking
Syndrome
   Mindfulness Meditation          Power of a Smile        You are what you eat           Parenting
                                                           Blood Pressure -
    Change Management                  Bed Bugs            connection to healthy            Strokes
                                                           heart
  Identifying Elder Financial                                Colorectal Cancer      Exercise, Joint Health &
                                    Immunizations
  Abuse                                                      Awareness                     Back Pain

     Work Space Clutter           Financial Planning      Foot Health Awareness            Nutrition

            Stroke               Know your numbers          A good night's sleep         Skin Disease

                                                            Money Harmony in
      DASH/Kariotis                  Aging Parents                                       Ergonomics
                                                            Turbulant Times
                                                          Emergency Preparedness
        Food Labeling                 Ergonomics                                           Asthma
                                                          in the home
Risk Reduction Offerings
   Physical Inactivity
      Fitness Centers
      ShapeUp
      Walk at Work  
   Poor Nutrition and Obesity
      Cafeteria Best Practices
      Community Supported Agriculture
      Create Your Weight
      Weight Watchers
   Tobacco Treatment
        Tobacco Treatment Program
Fitness Centers
 Fitness club reimbursement, which provides up to
  $150 reimbursement per year for membership in a
  health club
 New Colleague Fitness Center
       Classes: Pilates, Yoga, Zumba, Tap Dancing
ShapeUp

   ShapeUp is an online platform that encourages colleagues to
    team up and get healthy within the framework of a fun and
    friendly competition.
       A virtual, private social network just for Lahey.
       Safe and secure, HIPAA compliant, and only our
        colleagues have access.
   Feedback has been positive.
Health Challenges
   Ready, Set Go!
      Outcomes: Engagement:
            Total Registered
             Employees:1,331
                Percent of Eligible 21.6%

                 (1,331/6174)
            Cumulative Steps Walked
             262,258,741 steps
            Cumulative Exercise Minutes
             931,858 minutes
            Net Weight Change 1,614 lbs lost
   Flex Your Food
      A six-week nutrition challenge that
        helps increase nutritional
        knowledge and selection of healthy
        options at meals.
3rd Annual Spring Walks!
                   CEO and other senior
                    leaders participated in
                    both events.
                   Educational
                    opportunities.
                        Stretching session
                        Dermatology
                        ShapeUp
                        Weight Watchers
                     Encouraged to bring
                      sneakers and eco-
                      friendly bottle of water
                      to stay hydrated.
Cafeteria Best Practices
   “Did you Know Campaign…”
       the sodium content of common foods?
       starting your day with breakfast helps to boot your
        energy?
       we use reduced calorie mayonnaise?
       baked chips are offered at reduced price?
       healthy foods come in a rainbow of colors?
       what is a portion?
       how many calories….?
       the sugar content…?
Community Supported Agriculture at
Lahey 
   Lahey colleagues have an opportunity to
    participate in a program that supports healthy
    eating through weekly deliveries of fruits and
    vegetables to the Clinic by signing up for a
    Community Supported Agriculture (CSA) share
    from the World PEAS Cooperative.
Create Your Weight
   Adult weight management program offered
    multiple times annually.
     Mixed patient/colleague, as well as, colleague exclusive
      groups.
     Payroll Deduction with full reimbursement for
      “successful completion.”
     Deep discounts for additional participant for both
      patients and colleagues.
Weight Watchers
   Partnering with Weight Watchers (WW) is in line with our mission
    of creating a culture of health here at Lahey.  
   WW will offer Lahey colleagues tools to help them lose weigh in a
    sustainable way by promoting a healthier lifestyle and relationship
    with food. 
   Lahey will subsidize WW “Monthly Pass” to support colleagues in
    attending WW meetings in the workplace or in the community, as
    well as, access to an online platform to utilize WW solutions at
    home.
Tobacco Treatment
   Tobacco treatment is emerging as a necessary component in health
    care.
            Tobacco use is the single most important preventable cause of death
             and disability and accounts for more than 435,000 deaths each year1
            Tobacco use also creates a substantial cost to Lahey Clinic, our
             colleagues and their family members.
            More than 70% of people who smoke want to quit, however; few
             succeed without help.                   2



   Tobacco treatment
            Significantly increase success rates.
            Other than immunization, is the most cost-effective prevention
             intervention for adults.
            Is ideally offered during hospitalization to promote the patient’s
             medical recovery



    1. Centers for Disease Control and Prevention. Annual smoking-attributable mortality, years of potential life lost, and
    economic costs—United States, 1995–1999. Morbidity and Mortality Weekly Report 2002;51(14); 300–03.
Tobacco Treatment
   Developing a comprehensive Tobacco Treatment Program to reliably
    and consistently address this important public health issue
    organization wide.



   Staffing
       1.25 Advance Practice Nurses
       1.0 Tobacco Treatment Specialist
       Tim Wu, MD supervising MD
Looking Ahead
1.   Continue to serve as a role model of health for the
     community.
2.   Continue to foster a Culture of Health for all members of
     the Lahey community.
3.   Provide a variety of program offerings.
4.   Track participation and outcomes.
5.   Measure for ROI.
6.   Consider Positive and Negative Incentives.
7.   Include a health risk assessment (HRA) and biometric
     screening in all hospital wellness programs
8.   Implement Health Coaching
Eleana M. Conway, MS, RN, CS- FNP
           41 Mall Road,
        Burlington, MA 01805
         Office:781-744-2513
    Eleana.M.Conway@lahey.org
Strategies to Increase
Preventive Care
Promoting Prevention

                                          Regular Check-ups for Every Member of Your Family

      •Establishing relationship with PCP
      •Stay well
      •Find problems early




Blue Cross Blue Shield of Massachusetts                                                       37
National Account Results


                                  5 months after mailing → 750 members had PCP visit
      •255 had mammogram → 2 breast cancers diagnosed
      •224 had colonoscopy →                    7 colon cancers found
      • 86 cervical cancer screenings             →
      •362 vaccinations given →
      •102 had diabetes screening → 74 new diagnoses
      •138 had prostate cancer screening → 4 prostate cancers diagnosed




Blue Cross Blue Shield of Massachusetts                                                38
Measurable Outcomes


                                          Let the data be your guide!



                                           HEDIS measures
                                           Colonoscopy




Blue Cross Blue Shield of Massachusetts                                 39
Know the Barriers

                                          Is this really
                                          how I want to    • Prep
                                          celebrate my     • Embarrassment
                                          birthday?        • Cost
                                                           • Fear of the unknown
                                                           • I feel fine
                                                           • I forgot




Blue Cross Blue Shield of Massachusetts                                            40
Screening Incentive Results

               Expanded program in 2011 to include spouses

               90% ↑ participation
               63% ↑ mammogram
               41% ↑ colonoscopy
               100% ↑ health screening

               Cost: .16% of total medical claims




Blue Cross Blue Shield of Massachusetts                      41
The Future of Incentives




          •Gift Cards
          •Paid Day Off
          •FSA or HSA Dollars
          •Premium Contribution Differential
                                          (designed to be cost neutral)



Blue Cross Blue Shield of Massachusetts                                   42
Incentive Strategy

      Short Term                          Long Term

                                          •Plan design
                                          •Access to quality care
                                          •Information & Education
                                          •Culture shift




Blue Cross Blue Shield of Massachusetts                              43
The Wellness Payoff


      •Improved health
      •Improved morale
      •Reduced absenteeism
      •Reduced disability
      •Increased productivity
      •Lower workers’ comp.
      •Lower healthcare costs for employer and employee!


Blue Cross Blue Shield of Massachusetts                    44
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Promoting Preventive Care in the Workplace

  • 1. L o n g f e l lo w B E N E F I T S
  • 2. Agenda • Introductions and Welcome • WWCMA Announcements • Program – Promoting Preventive Care in the Workplace
  • 3. Thank You! in kind contribution: Meeting space
  • 4. Thanks to our Sponsors Gold Level Sponsor Silver Level Sponsor Bronze Level Sponsor L o n g f e l lo w B E N E F I T S
  • 5. Sponsorship Opportunities • Numerous opportunities for visibility for health promotion related organizations • Sponsorship levels start at $2,000. • Includes: – Event admissions – Visibility at all WWCMA events – Logo on all WWCMA marketing materials – All member benefits – Much more… L o n g f e l lo w B E N E F I T S
  • 6. Membership Now Open! Join today! L o n g f e l lo w B E N E F I T S
  • 7. Membership Benefits • Free Monthly Educational Meetings and Networking • Member-Only and Employer-Only Networking Events • Online Subscription to American Journal of Health Promotion (AJHP) • Member Resources Directory • Career Development Job Postings • Monthly E -Newsletter & Content from monthly programs • Workplace Awards Program Update (Coming Soon!) L o n g f e l lo w B E N E F I T S
  • 8. Current Members L o n g f e l lo w B E N E F I T S
  • 9. WellCert® Certification Save the Date: June 13-14th Level 1: Certified Wellness Program Coordinator Larry Chapman, MHP, CWP Chapman Institute L o n g f e l lo w B E N E F I T S
  • 10. Summer Soiree Members, Sponsors, WellCert Participants Poolside at the Hotel Indigo Newton, MA Wednesday, June 13 6-8pm
  • 11. WWCMA First Annual Conference Save the Date: Wednesday, September 19th Dee Edington, Ph.D John Auerbach, MBA University of Michigan, Health Research Center Commissioner, MA Department of Public Health Author – “Zero Trends
  • 12. Marketing and Communications wwcma.org LinkedIn Group @WorkWellMA
  • 13. Today’s Program Promoting Preventive Care in the Workplace Presented by: Pamela Santin, MS Senior Wellness Consultant Blue Cross Blue Shield of MA Eleana Conway, MS, RN, CS-FNP Manager, Health Improvement Program Lahey Clinic Medical Center L o n g f e l lo w B E N E F I T S
  • 14. Wellness @ Lahey: Promoting Preventive Care Eleana M. Conway, MS, RN, CS-FNP Health Improvement Program, Manager
  • 15. Wellness is a Journey; Not a Destination  Health is more that not getting sick or hurt- it is about a experiencing an overall higher quality of life.  As stewards of health, we at Lahey, have a responsibility to promote wellness, as well as, treat illness.  We are embracing the future of healthcare by taking the lead to create a culture of health for members of our community.
  • 16. Promoting Preventive Care in the Workplace  In today's fast-paced, digitally driven world, and in the face of difficult economic times, individuals are not taking the time to focus upon simple preventive health principles  Our Treating you Right pledge applies to our patients, colleagues and community.  We encourage all to pursue a healthy lifestyle by providing diverse wellness programs and serving as a direct link between improved health and lifestyle changes- so that no one has to face it alone.  It’s the right thing to do- but there is also science behind it.
  • 17. Reasons for Offering Health Improvement Programs  The current ROI of health and wellness initiatives is distributed fairly evenly with a median between 2:1 and 3:1.  Wellness programs:  Improve the health of colleagues and reduce absenteeism/presenteeism  Improve employee morale and productivity  Provide a positive example to the community
  • 18. Why Wellness?  Wellness initiatives are a strategic imperative for hospitals that want to be sustainable in the new world order of healthcare.  Healthy People 2020 provides a national framework and set of important goals for the health of our nation.  The Affordable Care Act of 2010 (ACA) builds on the Healthy People framework to establish the National Prevention, Health Promotion and Public Health Council, which will coordinate and lead the activities of more than a dozen federal agencies.7  The ACA also includes various incentives to promote employee health and wellness programs.
  • 19. Lahey’s Health Improvement Program Goals:  Reduce health care costs.  Assess outcomes and ROI.  Engage ALL colleagues in health and wellness as well as high-risk populations and men.  Move toward a “culture of health” rather than a program-by-program approach.  Offer programs and services emphasizing awareness, prevention, and positive health behavior change.  Foster a campus environment supportive of a healthy lifestyle.
  • 20. Colleague Benefits  Preventative Care Covered @ 100%  No copay  Earned Time for Screenings  Education  Wellness Series
  • 21. Earned Time For Colonoscopy   During the month of March (colorectal cancer month) to inform and educate colleagues about this cancer.  Colorectal cancer is the second leading cause of cancer deaths.  By some estimates, 60 percent of those deaths could be avoided with appropriate, early screening.  olonoscopy is considered by many physicians to be the “gold standard” screening test, because with it, doctors can remove precancerous polyps.  Weekly paid colleagues will receive four (4) hours of Earned Time when they have a medically necessary colonoscopy anytime between March 1 and May 31, 2012. 
  • 22. Wellness Series Topics Time Management Oral Health Cholesterol Adult Vaccinations Organizing Your Portion Control/Kariotis Physical Therapy Seasonal Emergencies Home & Office Managing Stress Gastroesophageal Reflux Bullying Role-play Mens Health During Difficult Times Disease Distracted Driving & Metabolic Adolescence Holiday Safety Healthy Cooking Syndrome Mindfulness Meditation Power of a Smile You are what you eat Parenting Blood Pressure - Change Management Bed Bugs connection to healthy Strokes heart Identifying Elder Financial Colorectal Cancer Exercise, Joint Health & Immunizations Abuse Awareness Back Pain Work Space Clutter Financial Planning Foot Health Awareness Nutrition Stroke Know your numbers A good night's sleep Skin Disease Money Harmony in DASH/Kariotis Aging Parents Ergonomics Turbulant Times Emergency Preparedness Food Labeling Ergonomics Asthma in the home
  • 23. Risk Reduction Offerings  Physical Inactivity  Fitness Centers  ShapeUp  Walk at Work    Poor Nutrition and Obesity  Cafeteria Best Practices  Community Supported Agriculture  Create Your Weight  Weight Watchers  Tobacco Treatment  Tobacco Treatment Program
  • 24. Fitness Centers  Fitness club reimbursement, which provides up to $150 reimbursement per year for membership in a health club  New Colleague Fitness Center  Classes: Pilates, Yoga, Zumba, Tap Dancing
  • 25. ShapeUp  ShapeUp is an online platform that encourages colleagues to team up and get healthy within the framework of a fun and friendly competition.  A virtual, private social network just for Lahey.  Safe and secure, HIPAA compliant, and only our colleagues have access.  Feedback has been positive.
  • 26. Health Challenges  Ready, Set Go!  Outcomes: Engagement:  Total Registered Employees:1,331  Percent of Eligible 21.6% (1,331/6174)  Cumulative Steps Walked 262,258,741 steps  Cumulative Exercise Minutes 931,858 minutes  Net Weight Change 1,614 lbs lost  Flex Your Food  A six-week nutrition challenge that helps increase nutritional knowledge and selection of healthy options at meals.
  • 27. 3rd Annual Spring Walks!  CEO and other senior leaders participated in both events.  Educational opportunities.  Stretching session  Dermatology  ShapeUp  Weight Watchers  Encouraged to bring sneakers and eco- friendly bottle of water to stay hydrated.
  • 28. Cafeteria Best Practices  “Did you Know Campaign…”  the sodium content of common foods?  starting your day with breakfast helps to boot your energy?  we use reduced calorie mayonnaise?  baked chips are offered at reduced price?  healthy foods come in a rainbow of colors?  what is a portion?  how many calories….?  the sugar content…?
  • 29. Community Supported Agriculture at Lahey   Lahey colleagues have an opportunity to participate in a program that supports healthy eating through weekly deliveries of fruits and vegetables to the Clinic by signing up for a Community Supported Agriculture (CSA) share from the World PEAS Cooperative.
  • 30. Create Your Weight  Adult weight management program offered multiple times annually.  Mixed patient/colleague, as well as, colleague exclusive groups.  Payroll Deduction with full reimbursement for “successful completion.”  Deep discounts for additional participant for both patients and colleagues.
  • 31. Weight Watchers  Partnering with Weight Watchers (WW) is in line with our mission of creating a culture of health here at Lahey.    WW will offer Lahey colleagues tools to help them lose weigh in a sustainable way by promoting a healthier lifestyle and relationship with food.   Lahey will subsidize WW “Monthly Pass” to support colleagues in attending WW meetings in the workplace or in the community, as well as, access to an online platform to utilize WW solutions at home.
  • 32. Tobacco Treatment  Tobacco treatment is emerging as a necessary component in health care.  Tobacco use is the single most important preventable cause of death and disability and accounts for more than 435,000 deaths each year1  Tobacco use also creates a substantial cost to Lahey Clinic, our colleagues and their family members.  More than 70% of people who smoke want to quit, however; few succeed without help. 2  Tobacco treatment  Significantly increase success rates.  Other than immunization, is the most cost-effective prevention intervention for adults.  Is ideally offered during hospitalization to promote the patient’s medical recovery 1. Centers for Disease Control and Prevention. Annual smoking-attributable mortality, years of potential life lost, and economic costs—United States, 1995–1999. Morbidity and Mortality Weekly Report 2002;51(14); 300–03.
  • 33. Tobacco Treatment  Developing a comprehensive Tobacco Treatment Program to reliably and consistently address this important public health issue organization wide.  Staffing  1.25 Advance Practice Nurses  1.0 Tobacco Treatment Specialist  Tim Wu, MD supervising MD
  • 34. Looking Ahead 1. Continue to serve as a role model of health for the community. 2. Continue to foster a Culture of Health for all members of the Lahey community. 3. Provide a variety of program offerings. 4. Track participation and outcomes. 5. Measure for ROI. 6. Consider Positive and Negative Incentives. 7. Include a health risk assessment (HRA) and biometric screening in all hospital wellness programs 8. Implement Health Coaching
  • 35. Eleana M. Conway, MS, RN, CS- FNP 41 Mall Road, Burlington, MA 01805 Office:781-744-2513 Eleana.M.Conway@lahey.org
  • 37. Promoting Prevention Regular Check-ups for Every Member of Your Family •Establishing relationship with PCP •Stay well •Find problems early Blue Cross Blue Shield of Massachusetts 37
  • 38. National Account Results 5 months after mailing → 750 members had PCP visit •255 had mammogram → 2 breast cancers diagnosed •224 had colonoscopy → 7 colon cancers found • 86 cervical cancer screenings → •362 vaccinations given → •102 had diabetes screening → 74 new diagnoses •138 had prostate cancer screening → 4 prostate cancers diagnosed Blue Cross Blue Shield of Massachusetts 38
  • 39. Measurable Outcomes Let the data be your guide! HEDIS measures Colonoscopy Blue Cross Blue Shield of Massachusetts 39
  • 40. Know the Barriers Is this really how I want to • Prep celebrate my • Embarrassment birthday? • Cost • Fear of the unknown • I feel fine • I forgot Blue Cross Blue Shield of Massachusetts 40
  • 41. Screening Incentive Results Expanded program in 2011 to include spouses 90% ↑ participation 63% ↑ mammogram 41% ↑ colonoscopy 100% ↑ health screening Cost: .16% of total medical claims Blue Cross Blue Shield of Massachusetts 41
  • 42. The Future of Incentives •Gift Cards •Paid Day Off •FSA or HSA Dollars •Premium Contribution Differential (designed to be cost neutral) Blue Cross Blue Shield of Massachusetts 42
  • 43. Incentive Strategy Short Term Long Term •Plan design •Access to quality care •Information & Education •Culture shift Blue Cross Blue Shield of Massachusetts 43
  • 44. The Wellness Payoff •Improved health •Improved morale •Reduced absenteeism •Reduced disability •Increased productivity •Lower workers’ comp. •Lower healthcare costs for employer and employee! Blue Cross Blue Shield of Massachusetts 44
  • 45. L o n g f e l lo w B E N E F I T S