Employer Exchange Implementation Outlook
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Most employers are still learning about private exchanges, with over half being familiar but only 6.4% currently using them. The top perceived benefits are helping employees make more cost-conscious choices and offering a wider array of options. When setting up an exchange, employers want tools for plan comparison, online access, consolidated enrollment and billing. Attributes like COBRA compliance and carrier integration are also important. Most employers learn about exchanges from independent research, brokers and consultants rather than carriers or third-party administrators.
![Private Exchange Employer
Implementation Outlook
[ INFOGRAPHIC ]
Where are employers in the process
of offering employee healthcare
benefits through an exchange?
54.5%
of employers are
familiar with private
exchanges
23.4%
Still Learning
17%
Considering
6.4%
Already Using
26.9% 50% 23.1%
Perceived benefits of private exchanges:
Help employees make more cost-conscious benefit decisions
Offer a wider array of options for benefit plans
Lead to better employee understanding of benefit costs
Allow employers to continue offering benefits
Lower health benefit costs
51.3%
51.3%
43.8%
36.3%
23.8%
Employers want an insurance exchange that includes:
Plan and cost comparison tools
Online access
Combined benefit enrollment
Help line
Consolidated employer billing services
Financial account options
Cost tracking tools
84.9%
76.2%
61.1%
56.3%
47.6%
36.5%
27%
Top attributes for offering health plans through an exchange:
COBRA Compliance
Carrier Integration
Health Spending Accounts
Premium Payment Automation
Payroll Processing
35.3%
33.6%
33%
29.2%
26.7%
Independent research
Insurance brokers
Benefit consultants
Industry or trade association
Insurance carrier
Third party administator
Payroll company
53.2%
53.2%
48.4%
30.2%
26.2%
19%
5.6%
www.HealthcareTrendsInstitute.org
Source: 2013 Healthcare Benefits Trends
Benchmark Study
© Copyright 2014. Healthcare Trends Institute.
Sponsored by Evolution1®
Top information sources for learning about private exchanges:](https://image.slidesharecdn.com/privateexchangeinfographic-140424103611-phpapp02/85/private-exchange-implementation-among-employers-infographic-1-320.jpg)
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Employer Exchange Implementation Outlook
- 1. Private Exchange Employer Implementation Outlook [ INFOGRAPHIC ] Where are employers in the process of offering employee healthcare benefits through an exchange? 54.5% of employers are familiar with private exchanges 23.4% Still Learning 17% Considering 6.4% Already Using 26.9% 50% 23.1% Perceived benefits of private exchanges: Help employees make more cost-conscious benefit decisions Offer a wider array of options for benefit plans Lead to better employee understanding of benefit costs Allow employers to continue offering benefits Lower health benefit costs 51.3% 51.3% 43.8% 36.3% 23.8% Employers want an insurance exchange that includes: Plan and cost comparison tools Online access Combined benefit enrollment Help line Consolidated employer billing services Financial account options Cost tracking tools 84.9% 76.2% 61.1% 56.3% 47.6% 36.5% 27% Top attributes for offering health plans through an exchange: COBRA Compliance Carrier Integration Health Spending Accounts Premium Payment Automation Payroll Processing 35.3% 33.6% 33% 29.2% 26.7% Independent research Insurance brokers Benefit consultants Industry or trade association Insurance carrier Third party administator Payroll company 53.2% 53.2% 48.4% 30.2% 26.2% 19% 5.6% www.HealthcareTrendsInstitute.org Source: 2013 Healthcare Benefits Trends Benchmark Study © Copyright 2014. Healthcare Trends Institute. Sponsored by Evolution1® Top information sources for learning about private exchanges: