1. Company
Profile
Analysis
03-June-18
©Aditya Deshpande
deshadi805@gmail.com
Adani Wilmar Limited
Kotak Mahindra Bank Limited
ICICI Securities Limited

2. CONTENT
1. Introduction and history of the company
2. SWOT analysis
3. Financial analysis (2015-16, 2014-15,
2013-14)
4. Sales / revenue analysis (2015-16, 2014-15,
2013-14)
5. Comparison with one competing company
6. Mergers and acquisition of the company (if
any)
03-June-18 2Aditya Deshpande

3. Adani Wilmar
Limited
 Joint Venture incorporated in January 1999 between Adani
Group- The leaders in private infrastructure and Wilmar
International Limited - Singapore, Asia's leading Agri business
group
 JV kicked off with the commissioning of India's first port-based
refinery at Mundra, Gujarat
 Today, AWL owns refineries in 17 strategic locations across India,
has 8 crushing units and 18 toll packing units
 AWL has the largest distribution network among all branded
edible oil players in India
 It has the largest portfolio of brands in the Indian edible oil
industry
Introduction
03-June-18 3Aditya Deshpande

4.  Fortune - the most prestigious brand in the Adani Wilmar
became the no.1 brand in the market within just 2
years of its launch and still continues to be a leader.
AWARDS- Reader’s Digest honoured Fortune as the
Most Trusted brand for 6 years, most recently in
2015, and it was adjudged as a ‘The Economic Times
Best Brands 2015’. Besides these it has also won
“Mint Strategy Award” in 2014 & 2015.
 The product portfolio of Adani Wilmar spans under various
brands such as - Fortune, King’s, Bullet, Raag, Avsar, Pilaf,
Jubilee, A-Kote, Fryola, Alpha and Aadhaar.
Adani Wilmar
Limited
Introduction
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5. Headed under two main categories
1. Consumer Essential
I. Edible Oils
II. Rice
III. Soya Chunks
IV. Besan
V. Pulses
VI. Vanaspati
2. Industry Essential
I. Speciality Fats
II. Lauric Range
III. Oleo Chemicals
IV. Lecithin
V. Castor
Adani Wilmar
Limited
Range of Products
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6.  Adani Group-Indian multinational conglomerate company
 headquartered in Ahmedabad, Gujarat, India
 founded by Gautam Shantilal Adani in 1988 as a commodity
trading business with the flagship company Adani Enterprises
Limited, earlier known as Adani Exports Limited.
 Gautam Adani is the serving Chairman of the company
 Group has diversified business industries ranging from food
conumables, agri business, power, real estate, financial services,
and defence and aerospace
 Key prople: Mr.Pranav Adani(MD)
Mr. Atul Chturvedi(CEO)
History
Adani Wilmar
Limited
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7. Adani Wilmar
Limited
SWOT Analysis
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8. Adani Wilmar
Limited
SWOT Analysis
THREAT STRENGTH
WEAKNES
S
OPPOURT
UNITY
1. Dominant player and largest seller
of edible oil
2. Uses health platform
3. Mass market for edible oil through
its low priced brand Crystal
4. Strong distribution network
5. High market share
1. Limited market penetration in
rural area.
2. Limited market penetration in
food product.
3. Price of product is slightly high
that affect the demand
4. Low advertising and visibility
1. Sharp increases in demand of branded
oil
2. High market awareness in metropolitan
city of branded oil
3. Health conscious people increasing
4. Product line extension
1. The treats of low price competition
2. A large number of domestic as well
as multinational players
3. Highly competitive industry
4. Strong competition
5. People reducing the use of oil due
to health reasons
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9. Adani Wilmar
Limited
Financial Analysis
 Unlisted public company
 Company limited by shares
 50:50 shareholding by Adani Enterprises Ltd and Wilmar
International
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10. Kotak Mahindra
Bank Limited
 Indian private sector bank headquartered in Mumbai founded in
February 2003
 Network of 1,369 branches across 689 locations and 2,163 ATMs
in the country
 second largest private bank in India by market capitalization after
HDFC Bank
Introduction
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11. • 1985- Uday Kotak established Indian financial group services
conglomerate
• 2003- Kotak Mahindra Finance Ltd. (KMFL), Group's flagship
company, received a banking licence from RBI.
• With this, KMFL became the first non-banking finance company
in India to be converted into a bank – Kotak Mahindra Bank
Limited (Kmb)ltd
• 2015- Kotak Bank acquired ING Vysya Bank in a deal valued at
₹15,000 crore (US$2.3 billion)
• Key People- Uday Kotak (Executive Vice Chairman & MD)
Shankar Acharya (Chairman)
History
Kotak Mahindra
Bank Limited
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12.  Comprehensive product suite of
1. Financial Markets
2. Investment Banking
3. Corporate Finance
4. Branch Banking
5. Business and Transaction Banking
6. Wealth Management business
7. General insurance and life insurance
Range of Services
Kotak Mahindra
Bank Limited
03-June-18 12Aditya Deshpande

13. SWOT Analysis
THREAT STRENGTH
WEAKNES
S
OPPOURT
UNITY
1. Lesser penetration as being late
entrants
2. Low publicity and marketing as
compared to other premium banks in
the urban areas
1. Increase in Industry banking
2. Explore opportunities abroad by
International banking
1. Economic slowdown
2. Highly competitive environment
3. Stringent Banking Norms
Kotak Mahindra
Bank Limited
1. Innovative financial products of
diverse categories
2. Comprehensive Cash
Management System
3. Huge employee and customer
base
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14. Financial Analysis
Kotak Mahindra
Bank Limited
Issued
capital
(in Cr.)
Shares
(in numbers)
Face
value
(Rs.)
2013-14 385.16 770311001 5
2014-15 386.18 772352664 5
2015-16 917.19 1834382158 5
Shareholding pattern
Indian promoter Foreign
Public
institutions
Non
institutions
30.07 0 48.43 21.50
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15. Seven ratios are imp for company financials
1. Book Value per share (BVPS)
2. Market capitalization
3. Net Revenue
4. Net operating cash flow
5. Earnings per share (EPS)
6. Return on Equity / Networth (%)
7. Debt/Equity ratio
Financial Analysis
Kotak Mahindra
Bank Limited
03-June-18 15Aditya Deshpande

16. Book
value
per
share
(in Rs.)
Market
capitali
zation
(in Cr.)
Net
revenue
(in Cr.)
Net Cash
From
Operation
(in Cr)
Earnings
Per
Share
(RS)
Return on
Equity /
Networth
(%)
Debt/Eq
uity
ratio
(%)
2013-14 204.3 60165 5674 1502.52 18.31 12.23 7.13
2014-15 247.6
10142
9
6353 1865.98 19.62 13.19 7.49
2015-16 11,748.32
12485
7
9279 2089.78 24.20 8.72 8.02
Financial Analysis
Kotak Mahindra
Bank Limited
Source: https://www.kotak.com/en/investor-relations/financial-results
https://www.moneycontrol.com/financials/kotakmahindrabank/ratiosVI/KMB#KMB
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17. Total
Income
Total
Operating
Expenses
Total
Expenditu
re
Net Profit
/ Loss For
The Year
(in Cr)
Earnings
Per Share
(RS)
Equity
Dividend
Rate (%)
2013-14 9,203.15 2,209.73 7,842.44 1,360.72 18.31 14
2014-15 10,166.83 2,542.61 8,664.31 1,502.52 19.62 16
2015-16 11,748.32 3,254.73 9,882.34 1,865.98 24.20 18
Revenue Analysis
Kotak Mahindra
Bank Limited
Source: https://www.moneycontrol.com/financials/kotakmahindrabank/profit-lossVI/KMB#KMB
Figure shows all the parameters are showing growth. Overall this
bank is on right track and very good for investors and customers
also.
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18.  On November 20, 2014, Kotak Mahindra Bank and ING Vysya
Bank Announced Merger.
 After the merger, promoter shareholding in Kotak Bank came
down from 40 per cent to 34 per cent
 The deal gave Kotak a significant ramp-up in its branch presence
in South India as 46 per cent of its branches are in western parts
of the country.
 Kotak’s strength lies in retail business, while ING’s strong point is
its small and medium enterprises (SME) clientele. The deal will
enable Kotak to further diversify its loan book.
 A merger would gave Kotak access to a larger urban distribution
network, which will help it improve its liabilities franchise
 The combined Kotak have 1,214 branches
Acquisition of ING VYSA
Kotak Mahindra
Bank Limited
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19. Comparison with Peer Groups
Kotak Mahindra
Bank Limited
Net worth (Cr.) Total Debt (Cr.)
Year 13-14 14-15 15-16 13-14 14-15 15-16
Kotak Mahindra 12,283.6 14,144 23,962 71,967.91 87,010 159,618
ICICI 73,213.3 80,429 89,735 486,672 533,980 596,233
Net profit (Cr.)
Year 13-14 14-15 15-16
Kotak Mahindra 1,502.52 1,865.98 2,089.78
ICICI 9,810.48 11,175.3 9,726.29
Table shows that ICICI bank has more profit and net worth in any
fiscal year than KM bank
03-June-18 19Aditya Deshpande

20. ICICI Securities
Limited
 Operates as a subsidiary of ICICI Bank Limited
 Incorporated in 1995 headquartered in Mumbai
 Operates out of 75 cities in India and wholly owned indirect
subsidiaries in Singapore and New York.
 Provides advisory services for acquisitions, divestitures, joint
ventures, corporate restructurings, recapitalizations, spin-offs,
mergers, and exchange offers
 Also Operates ICICIdirect.com, an online broking platform to
invest in equity, derivatives, currency futures, mutual funds, and
other financial products
 Key people: Ms. Shilpa Kumar, (MD & CEO)
Ms. Chanda Kochhar, (Chairperson)
Introduction
03-June-18 20

21.  incorporated on March 9, 1995 as ICICI Brokerage Services
Limited, as a public limited company
 granted a certificate for commencement of business dated May
3, 1995.
 Subsequently, the name of the Company was changed to ICICI
Securities Limited
 2000- Launched ICICIdirect
 2001 - Launched online mutual funds platform
 2007- Launched overseas trading services
History
ICICI Securities
Limited
03-June-18 21Aditya Deshpande

22. 1. Investment Banking
2. Institutional Broking
3. Retail Broking
4. Private Wealth Management
5. Financial Product Distribution
Range of Services
ICICI Securities
Limited
03-June-18 22Aditya Deshpande

23. SWOT Analysis
THREAT STRENGTH
WEAKNES
S
OPPOURT
UNITY
1. Over dependence on domestic
market for major revenue
2. High NPAs
3. Brand value erosion due to media
reports of incorrect banking
practices
1. Rurual support for small enterprises
2. Growth in general insurance market
1. Banking reforms enabling foreign
bank to gain more business
1. Large retail franchaise base
2. 24 x 7 support via ATM,
callcentre, net banking
3. Diverse product portfolio
4. International expansion ability
and support
ICICI Securities
Limited
03-June-18 23Aditya Deshpande

24. Financial Analysis
Issued
capital
(in Cr.)
Shares
(in numbers)
Face
value
(Rs.)
2013-14 161.07 805353500 2
2014-15 161.07 805353500 2
2015-16 161.07 805353500 2
Shareholding pattern
Indian promoter Foreign
Public
institutions
Non
institutions
79.22 0 16.33 4.44
ICICI Securities
Limited
03-June-18 24Aditya Deshpande
Source: https://www.moneycontrol.com/financials/icicisecuritiesltd/profit-lossVI/ISL04#ISL04

25. Seven ratios are imp for company financials
1. Book Value per share (BVPS)
2. Market capitalization
3. Net Revenue
4. Net operating cash flow
5. Earnings per share (EPS)
6. Return on Equity / Networth (%)
7. Debt/Equity ratio
Financial Analysis
ICICI Securities
Limited
03-June-18 25Aditya Deshpande

26. Book
value
per
share
(in Rs.)
Market
capitali
zation
(in Cr.)
Net
revenue
(in Cr.)
Net Cash
From
Operation
(in Cr)
Earnings
Per
Share
(RS)
Return on
Equity /
Networth
(%)
Debt/Eq
uity
ratio
(%)
2013-14 3.75 4890 811.74 10.07 2.10 24.46 10.05
2014-15 4.37 6014 1209.46 1209.09 7.57 69.28 8.4
2015-16 4.90 8945 1123.56 1122.48 7.32 59.79 8.64
Financial Analysis
Source: https://www.moneycontrol.com/financials/icicisecuritiesltd/financial-
graphs/book-value-per-share/ISL04
ICICI Securities
Limited
03-June-18 26Aditya Deshpande

27. Total
Income
Total
Operating
Expenses
Total
Expenditu
re
Net Profit
/ Loss For
The Year
(in Cr)
Earnings
Per Share
(RS)
Equity
Dividend
Rate (%)
2013-14 811.04 115.54 688.06 77.30 2.10 25
2014-15 1209.09 119.16 809.82 243.96 7.57 27.5
2015-16 1122.48 117.17 752.52 235.74 7.32 29
Revenue Analysis
Source: https://www.moneycontrol.com/financials/icicisecuritiesltd/profit-lossVI/ISL04#ISL04
Figure shows all the parameters are showing growth. Overall this
bank is on right track and very good for investors and customers
also.
ICICI Securities
Limited
03-June-18 27Aditya Deshpande

28. Comparison with Peer Groups
 It should be compared with HDFC Securities Ltd. But it is not
listed on BSE or NSE.
 Other peer group consist of
1. HDFC life
2. TI financial
3. Motilal Oswal
03-June-18 Aditya Deshpande 28
ICICI Securities
Limited

29. 03-June-18 Aditya Deshpande 29
Net worth (Cr.) Total Debt (Cr.)
Year 13-14 14-15 15-16 13-14 14-15 15-16
ICICI SECURITIES 299.57 352.13 394.23 317.13 226.53 172.86
MOTILAL
OSWAL
524.14 574.78 593.49 174.91 443.14 348.06
Net profit (Cr.)
Year 13-14 14-15 15-16
ICICI SECURITIES 77.30 243.96 235.74
MOTILAL
OSWAL
39.31 60.49 46.75
Comparison with Peer Groups
ICICI Securities
Limited

30. THANK YOU
03-June-18 30Aditya Deshpande
©Aditya Deshpande
deshadi805@gmail.com